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... On Mon, 19 Apr 2010 13:04:45 -0700, "nom=de=plume" wrote: wrote in message . .. On Sat, 17 Apr 2010 21:11:33 -0700, "Bill McKee" wrote: Why should an insurance company cover a pre-existing condition if the person did not have insurance previously? They have to now, imagine what that will do to our premiums. In that Frontline show I talked about the insurance company lobbyist put her finger right on it. She said their actuaries immediately went to work computing what the effect was going to be on premiums. These people are bookies., They don't care which team you pick, they just adjust the line and take your bet. That is the wild card nobody wants to talk about. More bs. Pre-existing conditions could be something minor and usually are. The "actuaries" are always at work. They don't determine policy. They only define risk. If preexisting conditions were a minor problem we wouldn't have ever heard about them. The actuaries were put to work to assess a dollar value on the number of uninsured people with these conditions along with the number of 18-25 year old kids they will have to pick up. That cost will be spread out across everyoone else and determine what we will all pay. I said most preexisting conditions. Some are big deals, but not being able to get insurance even because of minor problem means MUCH higher costs for the individual for everything else, esp. if they have issue that requires significant medical intervention. You're trying to separate things out that can't be separated out. The people they "have to pick up" are going to be paying. So, what's your beef? I just don't understand the objection to getting everyone covered. The real wild card for the working class will be how much that mandatory insurance will cost if you don't qualify for government assistance (2x the poverty rate). If you are 30 and never paid for insurance befiore that could be a shocking number for you. The question is, how many will blow off the requirement and hope they don't get caught. Even if they do, the fine is a pittance. The actuaries have to assess a price on that too. According to the right wing crowd, you'd go to jail. More bs. Feel free to continue to blame actuaries. -- Nom=de=Plume |
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