"bpuharic" wrote in message
...
On Mon, 19 Jul 2010 03:08:07 -0400, "D.Duck" wrote:


"bpuharic" wrote in message
. ..

snip

not a single 401K manager has beat the market in the last 3 years.

snip

First of all, YOU and all participants are the managers of of 401K plans
within what is offered by your company.

irreleevant. show me a 401K funds manager that's beating the market
with a positive rate of return over the last 2 years...


Go to the link below and plug in "Up more than 0%" for the 3 year return
option of the screener. The other entries remain in the default setting.

http://screen.yahoo.com/funds.html

and here is where you're confused. 401K's are managed by fund
managers...the funds they manage CAN do pretty well on an individual
basis. yet, unless you're a full time manager yourself, you have NO
idea which ones these are going to be.

I'm not confused. When I was working the 401K I had options to invest in.
There was a group of mutual funds, some government obligations and a
GUARANTEED interest option. If you, THE MANAGER, selected the guaranteed
interest option you would not have lost a penny in the last three years. Or
"I" could select a single mutual fund for my money.

If you work for a company that makes these choices for you, maybe it's time
for a new job with more liberal selection policies.

YOU are the MANAGER within the selections offered by your employer.

D.Duck wrote:

"bpuharic" wrote in message
...
On Mon, 19 Jul 2010 03:08:07 -0400, "D.Duck" wrote:


"bpuharic" wrote in message
...

snip

not a single 401K manager has beat the market in the last 3 years.

snip

First of all, YOU and all participants are the managers of of 401K
plans
within what is offered by your company.

irreleevant. show me a 401K funds manager that's beating the market
with a positive rate of return over the last 2 years...


Go to the link below and plug in "Up more than 0%" for the 3 year
return
option of the screener. The other entries remain in the default
setting.

http://screen.yahoo.com/funds.html

and here is where you're confused. 401K's are managed by fund
managers...the funds they manage CAN do pretty well on an individual
basis. yet, unless you're a full time manager yourself, you have NO
idea which ones these are going to be.

I'm not confused. When I was working the 401K I had options to invest
in. There was a group of mutual funds, some government obligations and
a GUARANTEED interest option. If you, THE MANAGER, selected the
guaranteed interest option you would not have lost a penny in the last
three years. Or "I" could select a single mutual fund for my money.

If you work for a company that makes these choices for you, maybe it's
time for a new job with more liberal selection policies.

YOU are the MANAGER within the selections offered by your employer.
Well said. The key is to choose your investments based on your risk
level and projected retirement date.

Certain income funds are just as productive as money market funds. The
NAV will vary - even drop for a while, but you are adding shares through
reinvested dividends.

On Mon, 19 Jul 2010 19:37:27 -0400, Larry wrote:



Certain income funds are just as productive as money market funds. The
NAV will vary - even drop for a while, but you are adding shares through
reinvested dividends.


IOW buy low

sell high

who cudda guessed.

bpuharic wrote:
On Mon, 19 Jul 2010 19:37:27 -0400, wrote:



Certain income funds are just as productive as money market funds. The
NAV will vary - even drop for a while, but you are adding shares through
reinvested dividends.


IOW buy low

sell high

who cudda guessed.

Evidently you didn't.

On 20/07/2010 4:59 PM, Larry wrote:
bpuharic wrote:
On Mon, 19 Jul 2010 19:37:27 -0400, wrote:


Certain income funds are just as productive as money market funds. The
NAV will vary - even drop for a while, but you are adding shares through
reinvested dividends.

IOW buy low

sell high

who cudda guessed.
Evidently you didn't.

Stupid too, one of my faves was buying Ford for under $2.25 and selling
at over $6.75, I know, could have held out for $11 but never got burned
taking profit.

bpuharic probably just wet his pants when the market was giving hot deals.
--

Government has liberals, idealists and lawyers, but where is the common
sense?

On Tue, 20 Jul 2010 17:42:24 -0600, Canuck57
wrote:

On 20/07/2010 4:59 PM, Larry wrote:
bpuharic wrote:
On Mon, 19 Jul 2010 19:37:27 -0400, wrote:


Certain income funds are just as productive as money market funds. The
NAV will vary - even drop for a while, but you are adding shares through
reinvested dividends.

IOW buy low

sell high

who cudda guessed.
Evidently you didn't.

Stupid too, one of my faves was buying Ford for under $2.25 and selling
at over $6.75, I know, could have held out for $11 but never got burned
taking profit.

notice how the right calls every single hard working american an
idiot?


bpuharic probably just wet his pants when the market was giving hot deals.

he's too stupid to know that, 5 years ago the wealth of all US
households was 65B

today it's 55B

to the right, little fairy tales and emotions take the place of hard
headed reason and logic

On Tue, 20 Jul 2010 18:59:01 -0400, Larry wrote:

bpuharic wrote:
On Mon, 19 Jul 2010 19:37:27 -0400, wrote:



Certain income funds are just as productive as money market funds. The
NAV will vary - even drop for a while, but you are adding shares through
reinvested dividends.


IOW buy low

sell high

who cudda guessed.

Evidently you didn't.

sorry sport. the right lied. the middle class died

bpuharic wrote:
On Tue, 20 Jul 2010 18:59:01 -0400, wrote:


bpuharic wrote:

On Mon, 19 Jul 2010 19:37:27 -0400, wrote:




Certain income funds are just as productive as money market funds. The
NAV will vary - even drop for a while, but you are adding shares through
reinvested dividends.


IOW buy low

sell high

who cudda guessed.


Evidently you didn't.

sorry sport. the right lied. the middle class died

Your generalizations seem to only suit your bad situation, Skippy.

On Mon, 19 Jul 2010 07:39:08 -0400, "D.Duck" wrote:


"bpuharic" wrote in message
.. .
On Mo


Go to the link below and plug in "Up more than 0%" for the 3 year return
option of the screener. The other entries remain in the default setting.

http://screen.yahoo.com/funds.html

and here is where you're confused. 401K's are managed by fund
managers...the funds they manage CAN do pretty well on an individual
basis. yet, unless you're a full time manager yourself, you have NO
idea which ones these are going to be.

I'm not confused. When I was working the 401K I had options to invest in.
There was a group of mutual funds, some government obligations and a
GUARANTEED interest option. If you, THE MANAGER, selected the guaranteed
interest option you would not have lost a penny in the last three years. Or
"I" could select a single mutual fund for my money.

ahem. let's see....the number of economists predicting this collapse
was about

5.

"bpuharic" wrote in message
...
On Mon, 19 Jul 2010 07:39:08 -0400, "D.Duck" wrote:


"bpuharic" wrote in message
. ..
On Mo


Go to the link below and plug in "Up more than 0%" for the 3 year
return
option of the screener. The other entries remain in the default
setting.

http://screen.yahoo.com/funds.html

and here is where you're confused. 401K's are managed by fund
managers...the funds they manage CAN do pretty well on an individual
basis. yet, unless you're a full time manager yourself, you have NO
idea which ones these are going to be.

I'm not confused. When I was working the 401K I had options to invest in.
There was a group of mutual funds, some government obligations and a
GUARANTEED interest option. If you, THE MANAGER, selected the guaranteed
interest option you would not have lost a penny in the last three years.
Or
"I" could select a single mutual fund for my money.

ahem. let's see....the number of economists predicting this collapse
was about

5.


And what does that have to do with:

"not a single 401K manager has beat the market in the last 3 years."