To answer your horsepower question I had a 1995 Bayliner 2052 Cuddy much like
the one in the ad. It was powered by a 4.3LX 190 HP engine and with just me in
the boat would top out a 57 mph (according to the GPS). This was before the
selective availability was turned off so I don't know if that affected the
speed readings. With 5 aboard 4 adults and 1 child it would still do 52 MPH so
it was fast.

It was not a bad boat but I moved up to a 26 footer after this boat to get back
into the cruiser catagory. The Larson looks nice too so you are the one that
has to make the choice as to which suits your needs best. A 20' boat is mainly
IMO an inland lake or river boat although I did have mine out on Lake Erie
several times but only during "nice" conditions.

Gardening Rule: When weeding, the best way to make sure you are removing a
weed and not a valuable plant is to pull on it. If it comes out of the ground
easily, it is a valuable plant.