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#1
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* NE Sailboat wrote, On 3/7/2007 8:38 PM:
Well then ... my lawyer will be seeking to take your home. I'm sure it is worth $12,000. Would you really pay $12,000 for a refrigerator box? This is Neal you're talking about. His home, boat, cat, and all of his body parts would leave you about $11,700 short. |
#2
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NE Sailboat wrote:
Well then ... my lawyer will be seeking to take your home. I'm sure it is worth $12,000. And no .. Wilbur. You are not about to work on my boat. No way. I want the guy at the marina. The one who brags about the $80,000 dollars he extorted .. oopps I mean made ... last year doing paint jobs of sailboats. ================ "Wilbur Hubbard" wrote in message ... "NE Sailboat" wrote in message news:y9IHh.9213$kf.145@trndny02... Wilbur ,, if you for some unknown reason happen to bump into me ... not that you would ever do this ... but just in case... And I said "Hey, Wilbur, you owe me a new Awlgrip job and that cost $12,000". Are you going to pay it ?? He'll no I ain't gonna pay it. That's extortion and you know it. One little scratch doesn't entitle you to a whole new paint job. You're only entitled to get the scratch buffed out and painted to match. To be made whole, so to speak. I can buff and paint with the best of them. I would pay for a haul-out if necessary and I would paint the boo boo myself. More likely, I'd be able to do job in the water. You'd get nothing more from me other than an "I'm sorry for the inconvenience." If you're gonna live life you gotta take the good with the bad. The most you should expect is to not be out of pocket because of some idiot damaging your boat. See, that's exactly the problem with insurance I'm talking about. Idiots think if they get a little boo boo they deserve a whole new boat. Then they complain to high heavens about ridiculous premiums. Sorry but things don't work that way in the real world. If you want insurance to pay for extortion then expect to pay confiscatory rates for insurance. You get what you pay for. Wilbur Hubbard "Wuilbur" doesn not ahve a home...he has a bicycle...a dinghy...a sailboard..and a voodoo doll named katy...and that's all he has...oh..and his ancient laptop...you can't bleed blood from a rock.. |
#3
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![]() "NE Sailboat" wrote in message news:rOJHh.1308$pi.633@trndny09... Well then ... my lawyer will be seeking to take your home. I'm sure it is worth $12,000. And no .. Wilbur. You are not about to work on my boat. No way. OK, it's a free country and your choice. So instead of my repairing your paint job to perfection I would be willing to offer you cash for what my labor is worth to fix the boo boo. I estimate it would take me about three hours total to fix some scuffed paint. For what my labor is worth, about forty dollars an hour, I'd be willing to offer you $120. I'd round it up to $150 for paint and supplies. You don't think I'm stupid enough to get gouged for 12 large for a simple scuffed paint job do you? Do I look like an insurance company to you Wilbur Hubbard |
#4
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On Thu, 08 Mar 2007 01:38:31 GMT, "NE Sailboat"
wrote: my lawyer will be seeking to take your home. Heh, you can probably get his park bench without a lawyer. |
#5
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Wilbur Hubbard wrote:
A nice long simplistic tirade hardly worth repeating here. I would be perfectly happy to take full responsibility for my own actions and go bare. However, insurance covers a lot of other things, like the boat sitting unattended at a dock while you are shopping that I would like to be covered for. With current environmental regulations, the break up of the boat could expose you to costs way beyond the price of the boat. The only way to get insurance for those things is to buy the whole package. Losing the boat would be one thing, spending the rest of my life destitute or delaring bankruptcy at my age would be another. I'll get the insurance and go to Canada when I can go long enough to justify the cost. This year, I'll still have a great time but just in different places. -- Roger Long |
#6
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Roger, you have to understand that "Wilbur Hubbard" is really Capt.
Neal, who seems to have lost his uninsurable "banana boat" in the hurricanes last year. Since he has no assets beyond his appliance box, he is unconcerned about liability issues. * Roger Long wrote, On 3/7/2007 6:56 PM: Wilbur Hubbard wrote: A nice long simplistic tirade hardly worth repeating here. I would be perfectly happy to take full responsibility for my own actions and go bare. However, insurance covers a lot of other things, like the boat sitting unattended at a dock while you are shopping that I would like to be covered for. With current environmental regulations, the break up of the boat could expose you to costs way beyond the price of the boat. The only way to get insurance for those things is to buy the whole package. Losing the boat would be one thing, spending the rest of my life destitute or delaring bankruptcy at my age would be another. I'll get the insurance and go to Canada when I can go long enough to justify the cost. This year, I'll still have a great time but just in different places. |
#7
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![]() "Wilbur Hubbard" wrote in message ... What to do about it? Self-insure. Yes, put some money aside and insure yourself. Since any accident or negligence that results in a loss will be coming 100% out of your own pocket you will become a safer boater and less likely to come to grief. The next time I hear some fool tell me, "Oh, don't worry, I have insurance." after leaving their boat on one inadequate anchor, I think I'm going to spit right in their face. Ah. The moral hazard of insuring. I'll agree with you there's not necessarily any need to insure your own losses. Self insurance for loss or damage to your own boat will only harm *you* if things go wrong. With respect to third parties, it's a different matter. If an incident occurs which is your fault, and it results in damage, injury or death to another, will you have the assets to compensate them? For this reason third party boat insurance in most parts of Europe is compulsory. And even when it's not, many marinas will not accept vessels without evidence of third party insurance. Bit like compulsory car insurance in most civilised countries . . . Luckily, third party only insurance is cheap. Perhaps that's Roger's answer. JimB www.jimbaerselman.f2s.com/ Comparing the cruise areas of Europe |
#8
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"Roger Long" wrote in news:45eeebaa$0$17002
: However, I have a new cruising partner Aha! Now we know why you can't afford the insurance....hee hee. Congrats, Roger. Take her cruising Titanic, instead. We all enjoyed that one! Larry -- How much price inflation is caused by illegal aliens gobbling up goods and services, creating shortages for the natives? I heard 40%! |
#9
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Larry ,, maybe Roger is just looking for an excuse to remain tied to the
dock! If I see a boat up there near Portland with "If this Boats a Rockn ,, don't come a knocking" .... .... "Larry" wrote in message ... "Roger Long" wrote in news:45eeebaa$0$17002 : However, I have a new cruising partner Aha! Now we know why you can't afford the insurance....hee hee. Congrats, Roger. Take her cruising Titanic, instead. We all enjoyed that one! Larry -- How much price inflation is caused by illegal aliens gobbling up goods and services, creating shortages for the natives? I heard 40%! |
#10
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"NE Sailboat" wrote in
news:7bIHh.20967$tf.17808@trndny06: Larry ,, maybe Roger is just looking for an excuse to remain tied to the dock! With a new "sailing partner", being dockbound isn't so bad...unless there are also livaboards across the finger pier complaining her moaning and screaming are waking them up...hee hee. Damned boats have such thin hulls, you know...(c; If I see a boat up there near Portland with "If this Boats a Rockn ,, don't come a knocking" Yeah, the mast always waves like a flag on that boat, saying, "Look What We're Doing!" to everyone walking down the dock. You can gaze out over any marina full of sailboats and note which ones are having an especially good time by watching the mast tips moving, even when there's no wakes... (c; Larry -- |
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