"NE Sailboat" wrote in message
news:y9IHh.9213$kf.145@trndny02...
Wilbur ,, if you for some unknown reason happen to bump into me ...
not that you would ever do this ... but just in case...

And I said "Hey, Wilbur, you owe me a new Awlgrip job and that cost
$12,000".

Are you going to pay it ??


He'll no I ain't gonna pay it. That's extortion and you know it. One
little scratch doesn't entitle you to a whole new paint job. You're only
entitled to get the scratch buffed out and painted to match. To be made
whole, so to speak. I can buff and paint with the best of them. I would
pay for a haul-out if necessary and I would paint the boo boo myself.
More likely, I'd be able to do job in the water. You'd get nothing more
from me other than an "I'm sorry for the inconvenience." If you're
gonna live life you gotta take the good with the bad. The most you
should expect is to not be out of pocket because of some idiot damaging
your boat.

See, that's exactly the problem with insurance I'm talking about. Idiots
think if they get a little boo boo they deserve a whole new boat. Then
they complain to high heavens about ridiculous premiums. Sorry but
things don't work that way in the real world. If you want insurance to
pay for extortion then expect to pay confiscatory rates for insurance.
You get what you pay for.

Wilbur Hubbard