"Harry Krause" wrote in message
...
NOYB wrote:
"thunder" wrote in message

General
Motors, for instance, has been expanding it's operations in Canada,
while
shrinking them here. Want to guess the reason?

I know you want to claim the answer is "health insurance"...but the real
answer is "unions".

Once GM and Ford and Chrysler shut their factories here, and move them
abroad, they'll be out from under the unions. And then, 10 years from
now, you can bet that they'll open new union-free operations stateside
again.







The world, finally, is unionizing. Within a few generations, there will be
no place for irresponsible corporations to hide. I'm looking forward to
the end in 2009 of corporate rule in this country and, of course,
nationalization of the dentistry business.

Hehehe. Nationalized dentistry, eh? I'll become a fishing guide.

"Harry Krause" wrote in message
...

That means that everyone in the country pays for healthcare through their
taxes, and everyone in the country gets healthcare.

What is wrong with:
"Everyone pays for the health insurance plan that they choose, and everyone
gets healthcare."


You have to buy homeowner's insurance before you get a mortgage. You have
to buy auto insurance before you drive a car.

Why not require everybody to purchase health insurance? The state can
subsidize those without the means to buy insurance by using the money that
they currently pay to hospital ER's to treat indigents.

"NOYB" wrote in message
news

"Harry Krause" wrote in message
...

That means that everyone in the country pays for healthcare through their
taxes, and everyone in the country gets healthcare.

What is wrong with:
"Everyone pays for the health insurance plan that they choose, and
everyone gets healthcare."


There's nothing theoretically wrong with that, except that for a family of
four in NY, the going price is $700 to $1000 per month, and if you're above
a certain income level, there's nothing cheaper. It's $700, or nothing. You
can be above the income level to qualify for the state's cheaper plan, but
still be unable to afford the $700.

The other problem, at least for me, is the math. Let's say you buy health
insurance because you're afraid of having to deal with a worst case
situation, like cancer. Could the bills total a quarter of a million dollars
for that illness? More, maybe? So, I pay $600 per month (single person) for
health coverage to deal with that eventuality - let's call it a quarter
million, even though I don't know if that's accurate. At the same time, I
pay about $100 a month for life insurance with the same benefit - a quarter
million.

What's wrong here?

NOYB wrote:
"Harry Krause" wrote in message
...
NOYB wrote:
"thunder" wrote in message

General
Motors, for instance, has been expanding it's operations in Canada,
while
shrinking them here. Want to guess the reason?
I know you want to claim the answer is "health insurance"...but the real
answer is "unions".

Once GM and Ford and Chrysler shut their factories here, and move them
abroad, they'll be out from under the unions. And then, 10 years from
now, you can bet that they'll open new union-free operations stateside
again.






The world, finally, is unionizing. Within a few generations, there will be
no place for irresponsible corporations to hide. I'm looking forward to
the end in 2009 of corporate rule in this country and, of course,
nationalization of the dentistry business.

Hehehe. Nationalized dentistry, eh? I'll become a fishing guide.


Canada did have a problem with their doctors taking disability when they
were nationalized. Drs could make more money on disability then they
could working.

"Harry Krause" wrote in message
...
JoeSpareBedroom wrote:
"NOYB" wrote in message
news
"Harry Krause" wrote in message
...

That means that everyone in the country pays for healthcare through
their taxes, and everyone in the country gets healthcare.
What is wrong with:
"Everyone pays for the health insurance plan that thyey choose, and
everyone gets healthcare."


There's nothing theoretically wrong with that, except that for a family
of four in NY, the going price is $700 to $1000 per month, and if you're
above a certain income level, there's nothing cheaper. It's $700, or
nothing. You can be above the income level to qualify for the state's
cheaper plan, but still be unable to afford the $700.

The other problem, at least for me, is the math. Let's say you buy health
insurance because you're afraid of having to deal with a worst case
situation, like cancer. Could the bills total a quarter of a million
dollars for that illness? More, maybe? So, I pay $600 per month (single
person) for health coverage to deal with that eventuality - let's call it
a quarter million, even though I don't know if that's accurate. At the
same time, I pay about $100 a month for life insurance with the same
benefit - a quarter million.

What's wrong here?

Life insurance pays your inheritors when you die, unless you have whole
life.

Health insurance covers your bills, assuming you survive.


Common factor: The insurer has actuarial tables which theoretically provide
guidance for guessing the following:

- If a person will die
- If a house will burn down
- If a person will run up a ton of medical bills

Common factor: Insurer pays out X amount of benefits, but the premiums for
those three categories are vastly different. Why?

"JoeSpareBedroom" wrote in message
...
"Harry Krause" wrote in message
...
JoeSpareBedroom wrote:
"NOYB" wrote in message
news "Harry Krause" wrote in message
...

That means that everyone in the country pays for healthcare through
their taxes, and everyone in the country gets healthcare.
What is wrong with:
"Everyone pays for the health insurance plan that thyey choose, and
everyone gets healthcare."


There's nothing theoretically wrong with that, except that for a family
of four in NY, the going price is $700 to $1000 per month, and if you're
above a certain income level, there's nothing cheaper. It's $700, or
nothing. You can be above the income level to qualify for the state's
cheaper plan, but still be unable to afford the $700.

The other problem, at least for me, is the math. Let's say you buy
health insurance because you're afraid of having to deal with a worst
case situation, like cancer. Could the bills total a quarter of a
million dollars for that illness? More, maybe? So, I pay $600 per month
(single person) for health coverage to deal with that eventuality -
let's call it a quarter million, even though I don't know if that's
accurate. At the same time, I pay about $100 a month for life insurance
with the same benefit - a quarter million.

What's wrong here?

Life insurance pays your inheritors when you die, unless you have whole
life.

Health insurance covers your bills, assuming you survive.


Common factor: The insurer has actuarial tables which theoretically
provide guidance for guessing the following:

- If a person will die
- If a house will burn down
- If a person will run up a ton of medical bills

Common factor: Insurer pays out X amount of benefits, but the premiums for
those three categories are vastly different. Why?

That's a very interesting point you make.

I've never looked at that way but I'm sure the answer(s) will appear in this
forum.

I consider myself quite fortunate. Between Medicare A/B and supplemental
coverage (zero cost to me) as a retiree from my former employer I do quite
well.

Last year I had shoulder surgery which in total was close to $20K. My out
of pocket expense was about $1100.

"John H." wrote in message
...
On Wed, 9 May 2007 17:28:11 -0400, "John" wrote:


"NOYB" wrote in message
thlink.net...
Thank you, Madam Speaker. You're doing a bang-up job.

The Great Oil Robbery

By Dave Lindorff
Created May 8 2007 - 10:12am

In case you're wondering why crude oil prices are down from last year,
hanging around at about $60 a barrel, while gasoline prices have soared
past
$3.10/gallon nationwide, just check out the latest profit reports from the
oil companies. They are at record levels.

The answer for this seeming contradiction is simple: Americans are being
robbed blind by the oil industry.

Should have gone nuclear ages ago.


How is nuclear power connected with our consumption of petroleum?

JoeSpareBedroom wrote:
"John H." wrote in message
...
On Wed, 9 May 2007 17:28:11 -0400, "John" wrote:

"NOYB" wrote in message
link.net...
Thank you, Madam Speaker. You're doing a bang-up job.

The Great Oil Robbery

By Dave Lindorff
Created May 8 2007 - 10:12am

In case you're wondering why crude oil prices are down from last year,
hanging around at about $60 a barrel, while gasoline prices have soared
past
$3.10/gallon nationwide, just check out the latest profit reports from the
oil companies. They are at record levels.

The answer for this seeming contradiction is simple: Americans are being
robbed blind by the oil industry.
Should have gone nuclear ages ago.


How is nuclear power connected with our consumption of petroleum?



We would use the cheap electricity generated to power our boats and cars.

"JoeSpareBedroom" wrote in message
...
"NOYB" wrote in message
news

"Harry Krause" wrote in message
...

That means that everyone in the country pays for healthcare through their
taxes, and everyone in the country gets healthcare.

What is wrong with:
"Everyone pays for the health insurance plan that they choose, and
everyone gets healthcare."


There's nothing theoretically wrong with that, except that for a family of
four in NY, the going price is $700 to $1000 per month, and if you're
above a certain income level, there's nothing cheaper. It's $700, or
nothing. You can be above the income level to qualify for the state's
cheaper plan, but still be unable to afford the $700.

The other problem, at least for me, is the math. Let's say you buy health
insurance because you're afraid of having to deal with a worst case
situation, like cancer. Could the bills total a quarter of a million
dollars for that illness? More, maybe? So, I pay $600 per month (single
person) for health coverage to deal with that eventuality - let's call it
a quarter million, even though I don't know if that's accurate. At the
same time, I pay about $100 a month for life insurance with the same
benefit - a quarter million.

What's wrong here?

I'm not an actuary, but I would guess that it's more likely that in the next
10 years you'll get a major illness (or several) than die. Plus, you can
only die once.

"Harry Krause" wrote in message
...
JoeSpareBedroom wrote:
"NOYB" wrote in message
news
"Harry Krause" wrote in message
...

That means that everyone in the country pays for healthcare through
their taxes, and everyone in the country gets healthcare.
What is wrong with:
"Everyone pays for the health insurance plan that thyey choose, and
everyone gets healthcare."


There's nothing theoretically wrong with that, except that for a family
of four in NY, the going price is $700 to $1000 per month, and if you're
above a certain income level, there's nothing cheaper. It's $700, or
nothing. You can be above the income level to qualify for the state's
cheaper plan, but still be unable to afford the $700.

The other problem, at least for me, is the math. Let's say you buy health
insurance because you're afraid of having to deal with a worst case
situation, like cancer. Could the bills total a quarter of a million
dollars for that illness? More, maybe? So, I pay $600 per month (single
person) for health coverage to deal with that eventuality - let's call it
a quarter million, even though I don't know if that's accurate. At the
same time, I pay about $100 a month for life insurance with the same
benefit - a quarter million.

What's wrong here?

Life insurance pays your inheritors when you die, unless you have whole
life.

Health insurance covers your bills, assuming you survive.


Life insurance is really a sucker's bet. The insurance company is betting
that you will live...and you're betting that you'll die.