"JoeSpareBedroom" wrote in message
...
"NOYB" wrote in message
news

"Harry Krause" wrote in message
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That means that everyone in the country pays for healthcare through their
taxes, and everyone in the country gets healthcare.

What is wrong with:
"Everyone pays for the health insurance plan that they choose, and
everyone gets healthcare."


There's nothing theoretically wrong with that, except that for a family of
four in NY, the going price is $700 to $1000 per month, and if you're
above a certain income level, there's nothing cheaper. It's $700, or
nothing. You can be above the income level to qualify for the state's
cheaper plan, but still be unable to afford the $700.

The other problem, at least for me, is the math. Let's say you buy health
insurance because you're afraid of having to deal with a worst case
situation, like cancer. Could the bills total a quarter of a million
dollars for that illness? More, maybe? So, I pay $600 per month (single
person) for health coverage to deal with that eventuality - let's call it
a quarter million, even though I don't know if that's accurate. At the
same time, I pay about $100 a month for life insurance with the same
benefit - a quarter million.

What's wrong here?

I'm not an actuary, but I would guess that it's more likely that in the next
10 years you'll get a major illness (or several) than die. Plus, you can
only die once.