"Harry Krause" wrote in message
...
NOYB wrote:
"DSK" wrote in message
...
You think retirees with less income than they had when working, who
are looking for less expense, less driving, and closer care, are going
to buy increasingly expensive & expansive homes?
NOYB wrote:
I think you don't have a clear understanding of the average Naples
retiree's financial situation. Less expense isn't exactly a top
priority to someone worth $10, 50 or 100 million.

1,400 properties sold in Collier County for more than $1 million from
January through August of this year.
What that tells me is that the people who are going to make money are
the people who 1- sell those homes and collect commission (and the
appraisers, insurers, etc etc)
2- bought into the market several years ago.

Buying into a hot market because it's going up like a rocket is not
generally how one makes a large profit. Not in the stock market, not in
a crap game, and not in real estate.

The fact that real estate has run up far faster than inflation over the
past few years is a good indication that 1- inflation is going to pick
up (after all housing costs are a big part of the consumer spending
"basket")
2- it is *less* likely to outpace inflation over the coming years
(nothing goes up & up & up forever & ever..



I currently put away $25,000+ per year in qualified pension plans...and
have done so since 1999.
That's a good move. Of course, it really depends on having a gov't that
doesn't simply confiscate wealth from people who were wise enough to
save up (ie a very different gov't from the one we have now).


Water access is very difficult down here. If we had adequate ramps and
marinas, I'd be living in a less expensive house inland.

So, if boating is important to you, move to place where marinas are
cheaper.

The most important vote is cast with one's feet.

Affordable areas in Florida don't exist anymore. But if by some miracle
you happen to find one, the people living there have no money for
dentistry...nor do most of them have teeth.


That's not true. There are plenty of affordable homes in NE Florida, and
far better medical practitioners than you are going to find in an area
like yours with no major university hospital center. In fact, the best
hospitals in Florida outside of Miami if you have a serious problem is in
Gainesville, and Jacksonville is second on that list.

I really don't know what the attraction is for south Florida on the west
coast.



More temperate winters

Whiter beaches

Prettier area

Less retirees from the NY/NJ/New England area.

"Harry Krause" wrote in message
...
NOYB wrote:
"Harry Krause" wrote in message
...
NOYB wrote:
"Harry Krause" wrote in message
...
NOYB wrote:
"Harry Krause" wrote in message
...
Don White wrote:
Harry Krause wrote:
Maybe NOYB will open a B&B to make ends meet.


Wonder if he'd throw in use of his boat? I wouldn't mind getting
some Florida sun in January or February.
There is a place in the upper to middle keys that does that. It's an
ok older motel right on the water, with a good restaurant and the
use of a whaler skiff and outboard is included. The beauty of the
place is that the "offshore reef" is about a half-mile offshore, and
that's as far as you have to go to catch some damned nice fish. I
stayed there for a few days about five years ago. Nice beach, too.
I lived down here for 4 1/2 years before I went to the Keys. I don't
know what I was thinking. I finally "discovered" them this year, and
have been there twice already since Memorial Day...and I'm going back
in 3 weeks. I realized that if I want to head out to deep water to
catch pelagics, it's cheaper and easier to put the boat on the
trailer and drive 3 hours to the Keys with boat in tow. I can be in
deep water off Islamorada in 3 1/2 hours...which is the same time it
would take to run my 25' boat out 110 miles off Naples to reach the
100 fathom mark. And the fuel spent on the Keys trip is 1/5th what
I'd spend running to the deep water over here.

A better alternative yet, is running across the Alley and launching
at Miami Haulover or Port Everglades. This area is great for snook,
tarpon, grouper, jewfish, sharks, redfish, cobia, and snapper, but if
you want pelagics (dolphin, tuna, billfish) you need to run across to
the East coast or Keys.


I have a friend who launches his Whaler out of Haulover. He lives just
south of there, across the bridge, in Bal Harbour, one or two condos
down from that bridge on the ocean side. When I'm down there, he lets
me borrow the Whaler. You sure don't have to go far out of Haulover to
catch some really nice fish.
It's a sloppy inlet on an outgoing tide and an onshore wind, though.




It's fun watching the inlet water wash up onto the little jetty on the
north side and the retaining wall on the other side. I've seen a few
slower boats get into trouble there.

When I went through it, I was in my 17' Outrage. The boat ahead of me
was a 25' Proline and took a wave right over the bow. I trimmed the bow
way up, and jumped through a lull in the waves.


Were you aware there is a nudist beach at the north end of the park
there, or at least there was?

Yes. While tying the boat down in the parking lot for the trip back to
Naples, a couple of guys in G-string banana hammocks went strolling
through the parking lot. Following them was a group teenage kids
whistling at them and hootin' and hollerin'. Any curiosity that I may
have had to walk across the street and take a look left me at that
moment.




Good place to buy and fly kites, too.

If you go back to the area, ask someone for directions to the Little
Havana Cuban restaurant, which is only a couple miles from there, a bit
south, and across the causeway. Great authentic Cuban food, pretty
reasonable. It's on Biscayne Boulevard. Good selection of beers, too.
It's a family restaurant; always lots of Cuban families there with kids.
We were in the front dining room one evening and got invited to join an
anniversary party at the next table.

I trailer the boat when I head over there...so stopping to park and eat
is not an option.



They have a big parking lot.

It's not the size of the parking lot that worries me. I have $6k worth of
electronics, tackle and gear in my boat when I travel over there. It's
easier to grab something from Burger King while my brother sits in the car
and guards the boat.

"Harry Krause" wrote in message
...
NOYB wrote:

They have a big parking lot.

It's not the size of the parking lot that worries me. I have $6k worth
of electronics, tackle and gear in my boat when I travel over there.
It's easier to grab something from Burger King while my brother sits in
the car and guards the boat.


You're such a small-minded Republican. :?}

I'm not into the involuntary redistribution of my fishing gear.

On Tue, 20 Sep 2005 19:47:01 GMT, Don White wrote:

NOYB wrote:
"P Fritz" wrote in message
...

"PocoLoco" wrote in message
...

On Tue, 20 Sep 2005 14:35:48 -0400, DSK wrote:


PocoLoco wrote:

Not if he is enjoying the life he is living. Who are you to say what

lifestyle

NYOB would be 'better' enjoying?

Can't read, can you?

Did I say that one particular lifestyle is "better" than another? Why do
you try to argue with things I didn't say, maybe because the facts are
so consistantly against you?

Answer- I said that NOBBY's financial future would be more secure.

BTW living in debt and letting the rest of society pay for your
extravagant choices is not a conservative lifestyle. NOBBY is certainly
not the worst example, but he's far from being 'conservative' fiscally.
And the part I disapprove of is only that he's gambling with his
family's security and he appears to not understand the odds, nor the

risk.

DSK


Well, gosh. Your disapproval probably means a whole lot. His 'lifestyle'
includes living where he will.

He is being the typical liebral.......sticking his nose in everybody
else's
business.

How is "being in debt" forcing society to pay for his lifestyle?


He thinks that the tax deduction that I get for the interest on my home
mortgage is somehow subsidized by the government.

Of course, he fails to realize that it's just my own money that I'm allowed
to keep.



That's the thing stateside. If you were like us...and not allowed to
deduct any mortgage principal or interest from your income, you might
think different.

If we were like you, we'd all be named 'Harry'!
--
John H

"All decisions are the result of binary thinking."

On Wed, 21 Sep 2005 02:19:17 GMT, "NOYB" wrote:


"Harry Krause" wrote in message
...
NOYB wrote:
"DSK" wrote in message
...
You think retirees with less income than they had when working, who
are looking for less expense, less driving, and closer care, are going
to buy increasingly expensive & expansive homes?
NOYB wrote:
I think you don't have a clear understanding of the average Naples
retiree's financial situation. Less expense isn't exactly a top
priority to someone worth $10, 50 or 100 million.

1,400 properties sold in Collier County for more than $1 million from
January through August of this year.
What that tells me is that the people who are going to make money are
the people who 1- sell those homes and collect commission (and the
appraisers, insurers, etc etc)
2- bought into the market several years ago.

Buying into a hot market because it's going up like a rocket is not
generally how one makes a large profit. Not in the stock market, not in
a crap game, and not in real estate.

The fact that real estate has run up far faster than inflation over the
past few years is a good indication that 1- inflation is going to pick
up (after all housing costs are a big part of the consumer spending
"basket")
2- it is *less* likely to outpace inflation over the coming years
(nothing goes up & up & up forever & ever..



I currently put away $25,000+ per year in qualified pension plans...and
have done so since 1999.
That's a good move. Of course, it really depends on having a gov't that
doesn't simply confiscate wealth from people who were wise enough to
save up (ie a very different gov't from the one we have now).


Water access is very difficult down here. If we had adequate ramps and
marinas, I'd be living in a less expensive house inland.

So, if boating is important to you, move to place where marinas are
cheaper.

The most important vote is cast with one's feet.

Affordable areas in Florida don't exist anymore. But if by some miracle
you happen to find one, the people living there have no money for
dentistry...nor do most of them have teeth.


That's not true. There are plenty of affordable homes in NE Florida, and
far better medical practitioners than you are going to find in an area
like yours with no major university hospital center. In fact, the best
hospitals in Florida outside of Miami if you have a serious problem is in
Gainesville, and Jacksonville is second on that list.

I really don't know what the attraction is for south Florida on the west
coast.



More temperate winters

Whiter beaches

Prettier area

Less retirees from the NY/NJ/New England area.

Smaller probability of running into Harry Krause!



--
John H

"All decisions are the result of binary thinking."

"PocoLoco" wrote in message
...
On Wed, 21 Sep 2005 02:19:17 GMT, "NOYB" wrote:


"Harry Krause" wrote in message
...
NOYB wrote:
"DSK" wrote in message
...
You think retirees with less income than they had when working, who
are looking for less expense, less driving, and closer care, are
going
to buy increasingly expensive & expansive homes?
NOYB wrote:
I think you don't have a clear understanding of the average Naples
retiree's financial situation. Less expense isn't exactly a top
priority to someone worth $10, 50 or 100 million.

1,400 properties sold in Collier County for more than $1 million from
January through August of this year.
What that tells me is that the people who are going to make money are
the people who 1- sell those homes and collect commission (and the
appraisers, insurers, etc etc)
2- bought into the market several years ago.

Buying into a hot market because it's going up like a rocket is not
generally how one makes a large profit. Not in the stock market, not
in
a crap game, and not in real estate.

The fact that real estate has run up far faster than inflation over
the
past few years is a good indication that 1- inflation is going to pick
up (after all housing costs are a big part of the consumer spending
"basket")
2- it is *less* likely to outpace inflation over the coming years
(nothing goes up & up & up forever & ever..



I currently put away $25,000+ per year in qualified pension
plans...and
have done so since 1999.
That's a good move. Of course, it really depends on having a gov't
that
doesn't simply confiscate wealth from people who were wise enough to
save up (ie a very different gov't from the one we have now).


Water access is very difficult down here. If we had adequate ramps
and
marinas, I'd be living in a less expensive house inland.

So, if boating is important to you, move to place where marinas are
cheaper.

The most important vote is cast with one's feet.

Affordable areas in Florida don't exist anymore. But if by some
miracle
you happen to find one, the people living there have no money for
dentistry...nor do most of them have teeth.


That's not true. There are plenty of affordable homes in NE Florida, and
far better medical practitioners than you are going to find in an area
like yours with no major university hospital center. In fact, the best
hospitals in Florida outside of Miami if you have a serious problem is
in
Gainesville, and Jacksonville is second on that list.

I really don't know what the attraction is for south Florida on the west
coast.



More temperate winters

Whiter beaches

Prettier area

Less retirees from the NY/NJ/New England area.

Smaller probability of running into Harry Krause!

Yes, of course. And his ilk.

"PocoLoco" wrote in message
...
On Tue, 20 Sep 2005 19:47:01 GMT, Don White
wrote:

NOYB wrote:
"P Fritz" wrote in message
...

"PocoLoco" wrote in message
...

On Tue, 20 Sep 2005 14:35:48 -0400, DSK wrote:


PocoLoco wrote:

Not if he is enjoying the life he is living. Who are you to say what

lifestyle

NYOB would be 'better' enjoying?

Can't read, can you?

Did I say that one particular lifestyle is "better" than another? Why
do
you try to argue with things I didn't say, maybe because the facts
are
so consistantly against you?

Answer- I said that NOBBY's financial future would be more secure.

BTW living in debt and letting the rest of society pay for your
extravagant choices is not a conservative lifestyle. NOBBY is
certainly
not the worst example, but he's far from being 'conservative'
fiscally.
And the part I disapprove of is only that he's gambling with his
family's security and he appears to not understand the odds, nor the

risk.

DSK


Well, gosh. Your disapproval probably means a whole lot. His
'lifestyle'
includes living where he will.

He is being the typical liebral.......sticking his nose in everybody
else's
business.

How is "being in debt" forcing society to pay for his lifestyle?


He thinks that the tax deduction that I get for the interest on my home
mortgage is somehow subsidized by the government.

Of course, he fails to realize that it's just my own money that I'm
allowed
to keep.



That's the thing stateside. If you were like us...and not allowed to
deduct any mortgage principal or interest from your income, you might
think different.

If we were like you, we'd all be named 'Harry'!

Yes, and we would all be "stuck on stupid" like harry, kevin, don and crowd.


--
John H

"All decisions are the result of binary thinking."

"Harry Krause" wrote in message
...
NOYB wrote:


Less retirees from the NY/NJ/New England area.

Smaller probability of running into Harry Krause!

Yes, of course. And his ilk.


Well, then, when you and yours are wiped out by some rogue hurricane or
tornado, I won't bother to send in a contribution, as none of my "ilk"
would be involved.

That's a shame. I'd still help you guys in a disaster. But that doesn't
mean that I have to like you.

"NOYB" wrote in message
k.net...

"Harry Krause" wrote in message
...
NOYB wrote:


Less retirees from the NY/NJ/New England area.

Smaller probability of running into Harry Krause!

Yes, of course. And his ilk.


Well, then, when you and yours are wiped out by some rogue hurricane or
tornado, I won't bother to send in a contribution, as none of my "ilk"
would be involved.

That's a shame. I'd still help you guys in a disaster. But that doesn't
mean that I have to like you.

There wouldn't be much need for contributions, no doubt most would be
covered by insurance, unlike the liebral types that think the guvmint is
there to bail them out.

"Harry Krause" wrote in message
...

An alternative: write a letter to George W. Bush at the White House
and ask him to resign immediately for the good of the country and its
people.

Do you really think Rove would take the time to read him that letter?