In the end, he will end up paying for them. If he removes them before, they
will never know. Price will not go down by any amount. Just like in a car.
If you had a $1000 sterio in the car, you better remove it before the
insurance sees it. They won't give you $1000 more for the car w/ it in
there but will reduce it if you want to remove the parts.

--
Tony
My boats and autos - http://t.thomas.home.mchsi.com



"Jim" wrote in message
...
Tony,

I'm thinking he should leave the stuff there for valuation
purposes. Then, when they reach agreement, he could buy the
boat back from the insurance company for it's salvage value and
then take anything/everything he wants and then bring the hull
to local landfill. Besides, Clams doesn't 'need' to settle
immediately if he doesn't agree, or could negotiate up front for
the removal of any items he wishes to keep.

-Jim

Tony Thomas wrote:
The price of the boat will make no difference to the insurance in terms
of
things that were just replaced. They will go by book value.
Suggest you remove the following items before adjuster arrives:

1. Sterio - install cheap junk for $100 if you need to hide the holes.
2. A/C converter - get it out now or you will loose it.
3. Battery - find a junk battery since they will not be cranking the
engine
anyway.

Once he does an inventory you won't be able to get anything out of the
boat.

Yeah, you might be right on those counts. From what I've
seen when it comes to cars is that they allot so much for the
capabilities of the stereo, not the quality or price. And, you
can get a car cd player for well under $50 now. I probably
wouldn't want to listen to it though. :^)

One thing I do not know is who's insurance adjuster he will be
dealing with. Regardless of which sends an adjuster, this
accident is obviously not his fault, which is good as they're
more likely to work with him. If he's dealing with their
adjuster, I think it could work even more in his favor. If he
can't reach agreement with that adjuster, he still has his
insurance company to lean on that company.

-Jim


Tony Thomas wrote:
In the end, he will end up paying for them. If he removes them before, they
will never know. Price will not go down by any amount. Just like in a car.
If you had a $1000 sterio in the car, you better remove it before the
insurance sees it. They won't give you $1000 more for the car w/ it in
there but will reduce it if you want to remove the parts.

I will be dealing with thier adjuster.

One of my all time favorite movie lines: "I am altering the deal, pray I
don't alter it further."

I have found over time that this line - spoken from a position of some power
can be quite disarming. evil grin. Again rememeber *what* I do......

Read between the lines because I won't spell it out.


-W




--

PLEASE NOTE: Email address change from to

"Jim" wrote in message
...
Yeah, you might be right on those counts. From what I've
seen when it comes to cars is that they allot so much for the
capabilities of the stereo, not the quality or price. And, you
can get a car cd player for well under $50 now. I probably
wouldn't want to listen to it though. :^)

One thing I do not know is who's insurance adjuster he will be
dealing with. Regardless of which sends an adjuster, this
accident is obviously not his fault, which is good as they're
more likely to work with him. If he's dealing with their
adjuster, I think it could work even more in his favor. If he
can't reach agreement with that adjuster, he still has his
insurance company to lean on that company.

-Jim


Tony Thomas wrote:
In the end, he will end up paying for them. If he removes them before,
they
will never know. Price will not go down by any amount. Just like in a
car.
If you had a $1000 sterio in the car, you better remove it before the
insurance sees it. They won't give you $1000 more for the car w/ it in
there but will reduce it if you want to remove the parts.

Clams,

Personally, I think this is excellent news! I really suspect
you will make out ok in this deal. Hopefully you'll make out
excellent in this deal! I once held an adjusters licence, but
I never used it. I can tell you that based on info from some
friends in the industry, they get nailed if they try to setttle
claims too low as well as settling claims too high. Claims,
not clams! :^) Perhaps this is due to the bad rap that insurance
companies have gotten in recent years, but I don't know for sure
either way. This is great news as no matter the outcome, they're
gonna go after him as a result of it being his fault. I wouldn't
try to put anything over on the adjuster, but you mentioned here
what 'YOU' would be happy with. Perhaps they could help you out
in that regard. Keep in mind that they can get a better deal on
stuff than you can! Like a diamond that appraises at 21k and is
being replaced by the insurance company for 7k their cost. Oops,
did I say that jewelery was marked up 300%? Anyway, tell the
person what you would be happy with and see where it goes from
there.

See you Tuesday night at the Merc Inline support group. I'll bring
the pizza this time. :^) :^)

-Jim

Clams Canino wrote:
I will be dealing with thier adjuster.
removed