I realize this isn't a fair comparison, however I have a yacht policy on my
boat with $95,000 valuation ($1,900 deductible) and that alone costs me
$490/yr.

The liability with $300,000 and $5,000 med. costs only $44/yr.

It should be noted that I have been with this insurance co 30 yrs without a
boat claim. Plus I have documented with them ~50 years of ship and boat
experience.

And, if they were to check, I haven't had a ticket or auto accident for
almost 20 yrs..

Bottom line: There are good risks and then there are bad risks.. We all pay
accordingly..

Steve
s/v Good Intentions

Steve wrote:
Bottom line: There are good risks and then there are bad risks.. We all pay
accordingly..

No...because there are bad risks, we all pay more.
--
Peggie
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Peggie Hall
Specializing in marine sanitation since 1987
Author "Get Rid of Boat Odors - A Guide To Marine Sanitation Systems and
Other Sources of Aggravation and Odor"
http://www.seaworthy.com/html/get_ri...oat_odors.html