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single handling crusiers
wrote in message ... He said he was retiring, not retiring in poverty with a big chip on his shoulder. "Charles Momsen" wrote: I get your point exactly there Doug, however you seemed to have missed mine. Glad you got my point... but I don't think I missed yours, not at all. In fact, given the length & tone of your reply, looks like I nailed it precisely. My point to JL was one thing, my point to you is another. I merely made an opinion from my point of view and based upon my life experiences to JL, you came back with the chip on my shoulder comment. I won't apologize for NOT being in the top 1% of wage earners, being worth tens of millions of spending a part of each day counting my money. I made a choice decades ago and I knew then riches were not on the horizon, but something more meaningful to me was. So if you want to rub my nose in my financial status with poverty comments, by all means go ahead. I'm not a winner in the rat race, I never signed up. JL may not have an MD as a wife to financially carry the load Plenty of single lady doctors around who would like a partner. Many of them love sailing, or other outdoors puruits. They tend to be very very picky about long-term choices though. True, one of the biggest factors for doctors is that their career takes precedent over the rest of their life so their other choices are very limited. ... he may find that spending most of his time in a 30' fiberglass cocoon doesn't promote good health or vigorous exercise. Duh. It doesn't really... and that's true of any cruising vessel regardless of size. One cannot go for a long walk in the woods aboard a 65' Swan, for example. Nor can one pole vault below deck (except in BS's aft cabin). It is true that any size vessel doesn't promote good health, so why spend too much to find that out? This is one reason why passagemaking doesn't appeal to me personally. But travel by sailboat has it's rewards, for sure. Sailing is great! It's on my top ten list of recreational pursuits. ... How many times does one see a fully decked out boat, a few years old, that some retiree is selling because they found out they don't like sailing (once the novelty wears off) or they suffered some physical injury (like a blown disc from hauling an anchor the wrong way) or their health is failing? I don't see *any* boats for sale that meet my own standards. Not brand new, not used. Quite frankly, one of the biggest barriers to cruising is that very very boats are actually designed & outfitted for it. So most cruisers work on their boats, do some upgrading, and then go anyway. Everyone's standards are different and every boat is a compromise in some way. Some people's standards are unrealistic, some people are happy and realistic with less. Or work work work on the boat until they get sick of it & quit. Boats, houses, cars, etc. The one thing in common is that most lose money on it. I was pointing this out, in an indirect way, to JL. It's his retirement he's spending. As for health issues, especially as one ages, that is a great point. Go now, while you are able! And take care of your back, it's the only one you'll ever have. Not everyone has that opportunity. Some wait for retirement to do things they dream of, as in JL's case. My advice, which is my opinion, was to minimize certain risks. .... JL talked about unknowns and uncertaintity regarding liveaboard and my advice was weighted towards the possibility that he wanted to remain retired at a standard of living acceptable to him. And of course, you know exactly how much disposable income he has, what investments, medical benefits, etc etc. I have no idea what his financial status is. Maybe you do. I was simply offering an opinion, should I apologize for it? To whom? You? JL? A "value" boat does not imply poverty in the least A well-chosen boat does not have to be expensive, either. However, proper equipment *is* expensive which is why you see so little of it on older cruising boats. Heck one could spend $20k just rewiring one of the 'plastic classics' from the 1960s & 1970s. This is why I said that maintenance & upgrades were more important than the brand name. That's great. I simply said that buying a "value" boat first and inflicting the costs of learning on it, rather than something more expensive might be worth considering. ..... Expenses become a factor in the whole context of JL's life which only he can determine himself. So why are you trying to push your own penny-pinching attitude on him? I only offered a opinion that I hoped was non-offensive to him. I'm sorry for being so pushy JL, it wasn't my intent. My intention was to point out saving money in the long term and reducing financial risk. He did ask questions in a cautionary tone with financial constraints and I took them into consideration, perhaps a bit too much. If I inferred anything bad about JL I apologize, it was not my intent - it was simply my interpretation of the question and of course I have my biases. The last thing I want to be perceived as is someone who is pushing an atitude. ..... If you find my financial conservatism offensive, I would suggest that you look inward to find the source of the problem. Oh, were you being "financially conservative"? Buying and then selling a boat is very expensive, I can't think of a better method to throw away a couple tens of thousands of dollars. That's why I siggested waiting until he had some experience with a variety of boats to find what he might like & find practical for his own fancy. Buying and selling a boat can be very expensive indeed, I was simply offering an alternative to that - buy a "value" boat first. I'm not accustomed to throwing away tens of thousands of dollars with each boat I buy and sell, some people may be and probably can well afford to. It's just not in my means or game plan. .... It was your great circle trip that expenses were logged down to the penny, schedules were kept to the minute. Really? You give me too much credit. Our schedule went more or less by the month, other than navigation. Our expenses were tallied no more accurately than I always keep my own books, and not "to the penny" unfortunately. I budget my time according to my priorities, and I spend some time on finances but don't obsess. Why are -you- obsessing over other people's finances? The theme of my advice was to avoid having to obssess over finances, to buy something one could walk away from with minimal financial loss. JL did make cost a consideration, I was trying to operate within that framework. Apparently, in some way, I was out of bounds. Sorry, JL. .... Several here commented on your rigid, miserly bent. Let me guess... it was you, Saltie/BB, and Bubbles. All failures at sailing and cruising who backstab anybody here who displays some degree of success. Surpise surprise! I never commented on your rigid, miserly bent until now, only to say others have mentioned it. What is your metric for failure at sailing and cruising? Is it your standards applied to someone else? However, let me say in parting that I don't wish you ill, I hope you find some contentment in actually GOING SAILING. Likewise, I simply hope you find contentment on your own terms. |
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