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Eisboch wrote:
"Boater" wrote in message ... Tom Francis - SWSports wrote: I'll give you an example. My back operation cost $14,356 in total which was cheap considering that the main surgeon and assistant were freebies. That includes room, operating room, drugs, anesthesia, yada, yada, yada. My copay for that was $2,300. A UAW retiree, the guy who put four screws in the afore mentioned dashboard for his career, for that same operation, which would have included surgeon and assistant fees totaling about $21,000, would have been $4. A pre-packaged Chapter1 bankruptcy would allow for restructuring the health care provisions to something a little more reasonable. "Restructurings" usually are much harder on the working stiffs than the management pukes. And why should a retiree on a fixed income have to fork over $2300 for necessary surgery? It's called a deductable Harry, something anyone should be prepared for and also reduces health care premiums somewhat. I'll bet the overall savings in premium payments by having a reasonable deductable more than covers the $2,300 over the longer term. In major, long term illnesses, the deductable is usually capped on a yearly basis, last time I checked. One more time: most retirees on fixed incomes cannot afford to lay out $2300 for necessary surgery. You're a rich retiree. Your perspective is not relevant to retirees who are trying to decide whether to buy food or medicine because they cannot afford both. |
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