"Eisboch" wrote in message
...

"JimH" wrote in message
...


I've got a nice 6.25% APR that matures in 2011.

That's something to roll on the floor for!
--
John H


Wrong again. In the long run that is a very poor ROI.



All depends on your stage in life and what you are trying to accomplish.
There's a difference between being young trying to gain wealth and being
older, trying to enjoy what you have.

Eisboch

Yes... my financial advisor asked me if I wanted to turn my RRSP over to a
guaranteed interest account..rather than hoping to do a bit better with a
low risk mutual fund. After seeing how I did the last year... I'm almost
sorry I didn't go for the safe 5%.

"Don White" wrote in message
...

"Eisboch" wrote in message
...

"JimH" wrote in message
...


I've got a nice 6.25% APR that matures in 2011.

That's something to roll on the floor for!
--
John H


Wrong again. In the long run that is a very poor ROI.



All depends on your stage in life and what you are trying to accomplish.
There's a difference between being young trying to gain wealth and being
older, trying to enjoy what you have.

Eisboch

Yes... my financial advisor asked me if I wanted to turn my RRSP over to a
guaranteed interest account..rather than hoping to do a bit better with a
low risk mutual fund. After seeing how I did the last year... I'm almost
sorry I didn't go for the safe 5%.


You cannot just look at one year either from a positive or negative aspect.

On Tue, 22 Jan 2008 21:33:35 -0500, "D.Duck" wrote:

You cannot just look at one year either from a positive or negative aspect.

One of the more interesting things I became involved with was back
testing - I started doing this about ten years or so ago using 1
month, 6 month, 18 month, 36 month spans.

It's really an interesting way to determine the value of any long term
investment.

Now, I've got programs that will forward test, back test, sideways
test, upside down test... :)

I don't trade as much as invest long term. Every once in a while you
get interested in something or the other and invest in that. Solar
stocks recently have been a winner for me - funds and single
intestments. Probably will be handing those off to the kids.

I've mentioned this before, but I still have IBM stock from thirty
years ago. :)

"Short Wave Sportfishing" wrote in message
...
On Tue, 22 Jan 2008 21:33:35 -0500, "D.Duck" wrote:

You cannot just look at one year either from a positive or negative
aspect.

One of the more interesting things I became involved with was back
testing - I started doing this about ten years or so ago using 1
month, 6 month, 18 month, 36 month spans.

It's really an interesting way to determine the value of any long term
investment.

Now, I've got programs that will forward test, back test, sideways
test, upside down test... :)

I don't trade as much as invest long term. Every once in a while you
get interested in something or the other and invest in that. Solar
stocks recently have been a winner for me - funds and single
intestments. Probably will be handing those off to the kids.

I've mentioned this before, but I still have IBM stock from thirty
years ago. :)

What a lousy hold that has been. 8-)

On Wed, 23 Jan 2008 00:26:12 -0500, "D.Duck" wrote:


"Short Wave Sportfishing" wrote in message
.. .
On Tue, 22 Jan 2008 21:33:35 -0500, "D.Duck" wrote:

You cannot just look at one year either from a positive or negative
aspect.

One of the more interesting things I became involved with was back
testing - I started doing this about ten years or so ago using 1
month, 6 month, 18 month, 36 month spans.

It's really an interesting way to determine the value of any long term
investment.

Now, I've got programs that will forward test, back test, sideways
test, upside down test... :)

I don't trade as much as invest long term. Every once in a while you
get interested in something or the other and invest in that. Solar
stocks recently have been a winner for me - funds and single
intestments. Probably will be handing those off to the kids.

I've mentioned this before, but I still have IBM stock from thirty
years ago. :)

What a lousy hold that has been. 8-)

Horrible - the return has been - horrible.

I'm so ashamed. :)

I've also been very lucky - as in REALLY lucky with my long term
investments. We dumped most of our portfolio, with exceptions, on
September 10th, 2001 and intended to reset investments on the 12th.

Whew... :)

Short Wave Sportfishing wrote:
On Wed, 23 Jan 2008 00:26:12 -0500, "D.Duck" wrote:

"Short Wave Sportfishing" wrote in message
...
On Tue, 22 Jan 2008 21:33:35 -0500, "D.Duck" wrote:

You cannot just look at one year either from a positive or negative
aspect.
One of the more interesting things I became involved with was back
testing - I started doing this about ten years or so ago using 1
month, 6 month, 18 month, 36 month spans.

It's really an interesting way to determine the value of any long term
investment.

Now, I've got programs that will forward test, back test, sideways
test, upside down test... :)

I don't trade as much as invest long term. Every once in a while you
get interested in something or the other and invest in that. Solar
stocks recently have been a winner for me - funds and single
intestments. Probably will be handing those off to the kids.

I've mentioned this before, but I still have IBM stock from thirty
years ago. :)
What a lousy hold that has been. 8-)

Horrible - the return has been - horrible.

I'm so ashamed. :)

I've also been very lucky - as in REALLY lucky with my long term
investments. We dumped most of our portfolio, with exceptions, on
September 10th, 2001 and intended to reset investments on the 12th.

Whew... :)

I think you might be getting a visit from the feds this morning.

On Wed, 23 Jan 2008 08:29:18 -0500, "Reginald P. Smithers III"
"Reggie is Here wrote:

Short Wave Sportfishing wrote:
On Wed, 23 Jan 2008 00:26:12 -0500, "D.Duck" wrote:

"Short Wave Sportfishing" wrote in message
...
On Tue, 22 Jan 2008 21:33:35 -0500, "D.Duck" wrote:

You cannot just look at one year either from a positive or negative
aspect.
One of the more interesting things I became involved with was back
testing - I started doing this about ten years or so ago using 1
month, 6 month, 18 month, 36 month spans.

It's really an interesting way to determine the value of any long term
investment.

Now, I've got programs that will forward test, back test, sideways
test, upside down test... :)

I don't trade as much as invest long term. Every once in a while you
get interested in something or the other and invest in that. Solar
stocks recently have been a winner for me - funds and single
intestments. Probably will be handing those off to the kids.

I've mentioned this before, but I still have IBM stock from thirty
years ago. :)
What a lousy hold that has been. 8-)

Horrible - the return has been - horrible.

I'm so ashamed. :)

I've also been very lucky - as in REALLY lucky with my long term
investments. We dumped most of our portfolio, with exceptions, on
September 10th, 2001 and intended to reset investments on the 12th.

Whew... :)

I think you might be getting a visit from the feds this morning.

We did actually in November, 2001. Very nice young lady just asked a
few questions, did a quicky background check and never heard from them
again becausse we had went back into the market at the end of
September in blind trusts and bought some real estate for renovation
and eventual sale.

If I had to do it over again, I would have gotten involved in
renovating properties, holding them as rentals and sold on a six year
cycle when I first retired.

It's an amazing money maker.