Bert Robbins observed:

Chuck, I can tell that you really don't know anything about USAA and
the
services they provide to their members.

***************

???

I don't think I mentioned USAA at all.

Can you buy an agreed hull value "yacht policy" through USAA?

If so, they fall into the better class of the two types of policies I
described.

Most car insurance companies do not offer agreed hull value insurance.
USAA may be an exception.