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#42
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posted to rec.boats
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On Tue, 21 Apr 2020 13:57:30 -0700 (PDT), Its Me wrote:
On Tuesday, April 21, 2020 at 3:31:56 PM UTC-4, John H wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. -- Freedom Isn't Free! Me too. Last couple of car loans I got I just sent the branch manager an email saying I was going to buy vehicle X for $Y, and they said to just write a check for it and bring them the paperwork when the deal is done. They know me. Same here. I can make a phone call from the dealer's. -- Freedom Isn't Free! |
#43
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posted to rec.boats
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On Tue, 21 Apr 2020 15:44:58 -0400, wrote:
On Tue, 21 Apr 2020 15:29:20 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've used an ATM only once in my life. That was in Holland when I needed some Euros. -- === How do you get cash here in the states? My former employer was an ATM pioneer so I've been using them for 40+ years. Never had a problem. My branch is only a mile or so away. About once every six months I get a couple thousand in 50's. I use cash very seldom. Grandkids and the cleaning girl mostly. If I buy a potato at Safeway, it goes on the credit card. My bank has a reward system - 2% for everything. -- Freedom Isn't Free! |
#44
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posted to rec.boats
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wrote:
On Tue, 21 Apr 2020 15:29:20 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've used an ATM only once in my life. That was in Holland when I needed some Euros. -- === How do you get cash here in the states? My former employer was an ATM pioneer so I've been using them for 40+ years. Never had a problem. My former employer was the original atm supplier. Have never had a real problem with the debit card. Only one I remember was coming back from Oroville and went to get gas. Credit card had been suspended as the hotel I stayed at, Indian casino, clerks had tried to charge a bunch of stuff online. Citi notified me. I hint the card reader on the gas pump was funky and could not read card. So the reason I always carry CASH! |
#45
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posted to rec.boats
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Its Me wrote:
On Tuesday, April 21, 2020 at 3:31:56 PM UTC-4, John H wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. -- Freedom Isn't Free! Me too. Last couple of car loans I got I just sent the branch manager an email saying I was going to buy vehicle X for $Y, and they said to just write a check for it and bring them the paperwork when the deal is done. They know me. Been in 5 banks in 60 years. Moved changed bank, next bank was bought out, that bank was bought out by US Bank, US Bank screwed up the account and bounced a bunch of good checks. They had to cover all the fees, etc. after threatening a lawsuit when they were going to blow it off. Changed bank to the one I now have used for maybe 30 years. I do have another bank account in a separate bank, I inherited. Nice to have a 2nd debit card while traveling if one gets stolen. |
#46
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posted to rec.boats
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John wrote:
On Tue, 21 Apr 2020 15:44:58 -0400, wrote: On Tue, 21 Apr 2020 15:29:20 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've used an ATM only once in my life. That was in Holland when I needed some Euros. -- === How do you get cash here in the states? My former employer was an ATM pioneer so I've been using them for 40+ years. Never had a problem. My branch is only a mile or so away. About once every six months I get a couple thousand in 50's. I use cash very seldom. Grandkids and the cleaning girl mostly. If I buy a potato at Safeway, it goes on the credit card. My bank has a reward system - 2% for everything. -- Freedom Isn't Free! I would not get $50’s. They were harder to pass than $100’s. I use $20. I pay cash at small stores so they actually make a profit. Friends own a donut shop. People will put a $2 purchase on a card. That costs the store $0.25-35 minimum. They do have a $5 minimum, but ignore most the time. |
#47
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posted to rec.boats
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On Tue, 21 Apr 2020 22:14:27 -0000 (UTC), Bill
wrote: John wrote: On Tue, 21 Apr 2020 15:44:58 -0400, wrote: On Tue, 21 Apr 2020 15:29:20 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've used an ATM only once in my life. That was in Holland when I needed some Euros. -- === How do you get cash here in the states? My former employer was an ATM pioneer so I've been using them for 40+ years. Never had a problem. My branch is only a mile or so away. About once every six months I get a couple thousand in 50's. I use cash very seldom. Grandkids and the cleaning girl mostly. If I buy a potato at Safeway, it goes on the credit card. My bank has a reward system - 2% for everything. -- Freedom Isn't Free! I would not get $50’s. They were harder to pass than $100’s. I use $20. I pay cash at small stores so they actually make a profit. Friends own a donut shop. People will put a $2 purchase on a card. That costs the store $0.25-35 minimum. They do have a $5 minimum, but ignore most the time. The $50s go to the grandkids and the maid. They love 'em. -- Freedom Isn't Free! |
#48
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posted to rec.boats
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On Tue, 21 Apr 2020 15:29:20 -0400, John wrote:
On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've used an ATM only once in my life. That was in Holland when I needed some Euros. I don't carry a lot of cash so I end up at ATMs fairly often but not as much as I used to when I traveled a lot. It was lucky that one of my banks had a partnership with a New Zealand bank. I used their ATM a lot. It was free except for the foreign exchange charge of a couple percent that you pay anyway. It was more on a credit card transaction. |
#49
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posted to rec.boats
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On Tue, 21 Apr 2020 15:31:55 -0400, John wrote:
On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. |
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posted to rec.boats
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Mr. Luddite wrote:
Banks have evolved some very secure systems for online banking. I don't remember hearing or reading about someone's account being "hacked" due to the account being compromised. ATM cards and credit cards yes ... but not the secure online banking systems. A couple of weeks ago I used my old Win 7 laptop to log onto my account at the bank I use most often.Â* I hadn't used it to access to the account for quite a while. It wouldn't let me in at first because it didn't recognize the computer.Â* They sent a code to my cell phone number on record that I had to enter in order to gain access. That will also happen after a routine Windows update. |
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