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Bill[_12_]

Its Me wrote:
On Tuesday, April 21, 2020 at 3:31:56 PM UTC-4, John H wrote:
On Tue, 21 Apr 2020 13:39:14 -0400, wrote:

On Tue, 21 Apr 2020 07:28:38 -0400, John wrote:

On Mon, 20 Apr 2020 19:07:03 -0400, wrote:

On Mon, 20 Apr 2020 16:47:20 -0400, John wrote:

On Mon, 20 Apr 2020 16:33:36 -0400, wrote:

On Mon, 20 Apr 2020 14:49:42 -0400, John wrote:

On Mon, 20 Apr 2020 14:13:40 -0400, wrote:

On Mon, 20 Apr 2020 13:09:30 -0400, John wrote:

On Mon, 20 Apr 2020 12:57:25 -0400, wrote:

On Mon, 20 Apr 2020 06:58:56 -0400, John wrote:

On Sun, 19 Apr 2020 21:31:18 -0400, wrote:

On Sun, 19 Apr 2020 19:27:07 -0400, John wrote:

On Sun, 19 Apr 2020 19:09:55 -0400, wrote:

On Sun, 19 Apr 2020 14:34:44 -0400, John wrote:

On Sun, 19 Apr 2020 14:03:31 -0400, wrote:

On Sun, 19 Apr 2020 13:38:44 -0400, John wrote:

On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill

wrote:

I looked on the IRS site wondering where my money was. We get our refund
for years direct deposit, our social security checks for 15 years have
been
direct deposit to the same account. The site said I was eligible, but
needed banking info. Sad, they are this incompetent. So you may want
to
check your eligibility and see if they have the
bank info.

Mine came through fine.

IRS says they sent mine but I should check with the bank to see if
they have it. I am just going to wait for my next bank statement. I am
not even sure the bank is open. I doubt I will see it just by looking
at my balance.

Us modernized folks can check our accounts online.
+

I guess if you believe, go for it.
I limit online exposure to my money.

Me too. It's between me and my bank.

You your bank and anyone else on the internet who can crack your
security or the bank's.

If I believe in what?

That you or they can't be hacked.

The convenience is well worth the odds.

What convenience? I have enough money in the bank that I don't need to
be looking at it every day.

I pay bills, get my checking, savings, and credit card statements all online
from the bank. Payments are made by transferring money online from one account
to another or to the payee - water, electric, gas, credit card, etc.

That's called convenience. Has nothing to do with how 'much' money you have.

I EFT things like bills and payments to me but that is not the same as
an open internet portal with my name on the transaction. If someone
hacks your phone and logs on as you, your chances of fighting it are
harder than if someone pretends to be the power company.
The only value I see to logging into my account is to transfer money
between accounts or check my balance. I don't care about either of
those enough to have one more password to protect. (or 5 if I had
access to all of my accounts)

Like I said, the convenience is well worth the odds.

I guess I just haven't missed it.
I don't really deal with my banks that much and I usually just go
there when I do. That ends up being a few times a year. If nothing
else, it is not worth having 4 or 5 more passwords to remember.

I do all that with one password.

Same password different banks? That is not a great idea.

Only one bank. No need for others.

I never thought only having one bank was a good idea. It makes it too
hard to fire them if they **** you off. With multiple banks you also
have a better chance of finding an ATM nearby that doesn't charge you
$4 to get a $20.

I've been with my current bank for 55 years. Never had a problem with them. I
think having one bank is a great idea.
--

Freedom Isn't Free!

Me too. Last couple of car loans I got I just sent the branch manager an
email saying I was going to buy vehicle X for $Y, and they said to just
write a check for it and bring them the paperwork when the deal is done. They know me.

Been in 5 banks in 60 years. Moved changed bank, next bank was bought
out, that bank was bought out by US Bank, US Bank screwed up the account
and bounced a bunch of good checks. They had to cover all the fees, etc.
after threatening a lawsuit when they were going to blow it off. Changed
bank to the one I now have used for maybe 30 years. I do have another
bank account in a separate bank, I inherited. Nice to have a 2nd debit
card while traveling if one gets stolen.