On Thu, 23 Apr 2020 01:22:42 -0400, wrote:

On Thu, 23 Apr 2020 00:29:45 -0000 (UTC), Bill
wrote:

wrote:
On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill
wrote:

John wrote:
On Wed, 22 Apr 2020 14:42:23 -0400, wrote:

On Wed, 22 Apr 2020 06:54:18 -0400, John wrote:

On Tue, 21 Apr 2020 19:44:37 -0400, wrote:

On Tue, 21 Apr 2020 15:31:55 -0400, John wrote:

On Tue, 21 Apr 2020 13:39:14 -0400, wrote:

On Tue, 21 Apr 2020 07:28:38 -0400, John wrote:

On Mon, 20 Apr 2020 19:07:03 -0400, wrote:

On Mon, 20 Apr 2020 16:47:20 -0400, John wrote:

On Mon, 20 Apr 2020 16:33:36 -0400, wrote:

On Mon, 20 Apr 2020 14:49:42 -0400, John wrote:

On Mon, 20 Apr 2020 14:13:40 -0400, wrote:

On Mon, 20 Apr 2020 13:09:30 -0400, John wrote:

On Mon, 20 Apr 2020 12:57:25 -0400, wrote:

On Mon, 20 Apr 2020 06:58:56 -0400, John wrote:

On Sun, 19 Apr 2020 21:31:18 -0400, wrote:

On Sun, 19 Apr 2020 19:27:07 -0400, John wrote:

On Sun, 19 Apr 2020 19:09:55 -0400, wrote:

On Sun, 19 Apr 2020 14:34:44 -0400, John wrote:

On Sun, 19 Apr 2020 14:03:31 -0400, wrote:

On Sun, 19 Apr 2020 13:38:44 -0400, John wrote:

On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill

wrote:



I looked on the IRS site wondering where my money was. We get our
refund
for years direct deposit, our social security checks for 15 years
have
been
direct deposit to the same account. The site said I was eligible,
but
needed banking info. Sad, they are this
incompetent. So you may want to
check your eligibility and see if they have the bank info.

Mine came through fine.

IRS says they sent mine but I should check with the bank to see if
they have it. I am just going to wait for my next bank statement. I am
not even sure the bank is open. I doubt I will see it just by looking
at my balance.

Us modernized folks can check our accounts online.
+

I guess if you believe, go for it.
I limit online exposure to my money.

Me too. It's between me and my bank.

You your bank and anyone else on the internet who can crack your
security or the bank's.

If I believe in what?

That you or they can't be hacked.

The convenience is well worth the odds.

What convenience? I have enough money in the bank that I don't need to
be looking at it every day.

I pay bills, get my checking, savings, and credit card statements all online
from the bank. Payments are made by transferring money online from one
account
to another or to the payee - water, electric, gas,
credit card, etc.

That's called convenience. Has nothing to do with how 'much' money you have.

I EFT things like bills and payments to me but that is not the same as
an open internet portal with my name on the transaction. If someone
hacks your phone and logs on as you, your chances of fighting it are
harder than if someone pretends to be the power company.
The only value I see to logging into my account is to transfer money
between accounts or check my balance. I don't care about either of
those enough to have one more password to protect. (or 5 if I had
access to all of my accounts)

Like I said, the convenience is well worth the odds.

I guess I just haven't missed it.
I don't really deal with my banks that much and I usually just go
there when I do. That ends up being a few times a year. If nothing
else, it is not worth having 4 or 5 more passwords to remember.

I do all that with one password.

Same password different banks? That is not a great idea.

Only one bank. No need for others.

I never thought only having one bank was a good idea. It makes it too
hard to fire them if they **** you off. With multiple banks you also
have a better chance of finding an ATM nearby that doesn't charge you
$4 to get a $20.

I've been with my current bank for 55 years. Never had a problem with them. I
think having one bank is a great idea.

It is fine until you are somewhere that doesn't have that bank around.
When you get out west in the boonies, bank options are more limited.

That's why God invented Visa.

It may be shocking to you but we have been in places that just wanted
cash and it always ****es me off paying foreign bank ATM fees.

I always carry cash, but invariably I return home with it still in my pocket. I
haven't found those out-of-the-way places you've found.
--

Freedom Isn't Free!


You do cruises. Not backroads.

I was going to say that but I let it go.


Hell, we go places without cell coverage.

Yup lots of them here. That little jeep ride from Squaw Valley to
Donner Pass on the logging roads was one. A lot of our off roading
west of Spearfish SD into Wyoming was pretty dead too. So was the
cabin off of Wayah road in North Carolina east of Topton. We could
climb up to the top of the mountain and get 4g tho. No internet there
either. It was good I still had dial up. ;-)

And where up on those logging roads did you shop where Visa wasn't accepted?
--

Freedom Isn't Free!

On Thu, 23 Apr 2020 08:02:45 -0400, John wrote:

Well, I do roads, but have yet to find myself in such boonies that a Visa
doesn't work! Hell, even the farmers' market people take Visa now. Where do you
go that you have to buy stuff at a place that doesn't take a card?

===

Out Islands of The Bahamas.

--
This email has been checked for viruses by AVG.
https://www.avg.com

On Thu, 23 Apr 2020 09:26:33 -0400, wrote:

On Thu, 23 Apr 2020 08:02:45 -0400, John wrote:

Well, I do roads, but have yet to find myself in such boonies that a Visa
doesn't work! Hell, even the farmers' market people take Visa now. Where do you
go that you have to buy stuff at a place that doesn't take a card?

===

Out Islands of The Bahamas.

OK, OK!
--

Freedom Isn't Free!

John wrote:
On Thu, 23 Apr 2020 01:22:42 -0400, wrote:

On Thu, 23 Apr 2020 00:29:45 -0000 (UTC), Bill
wrote:

wrote:
On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill
wrote:

John wrote:
On Wed, 22 Apr 2020 14:42:23 -0400, wrote:

On Wed, 22 Apr 2020 06:54:18 -0400, John wrote:

On Tue, 21 Apr 2020 19:44:37 -0400, wrote:

On Tue, 21 Apr 2020 15:31:55 -0400, John wrote:

On Tue, 21 Apr 2020 13:39:14 -0400, wrote:

On Tue, 21 Apr 2020 07:28:38 -0400, John wrote:

On Mon, 20 Apr 2020 19:07:03 -0400, wrote:

On Mon, 20 Apr 2020 16:47:20 -0400, John wrote:

On Mon, 20 Apr 2020 16:33:36 -0400, wrote:

On Mon, 20 Apr 2020 14:49:42 -0400, John wrote:

On Mon, 20 Apr 2020 14:13:40 -0400, wrote:

On Mon, 20 Apr 2020 13:09:30 -0400, John wrote:

On Mon, 20 Apr 2020 12:57:25 -0400, wrote:

On Mon, 20 Apr 2020 06:58:56 -0400, John wrote:

On Sun, 19 Apr 2020 21:31:18 -0400, wrote:

On Sun, 19 Apr 2020 19:27:07 -0400, John wrote:

On Sun, 19 Apr 2020 19:09:55 -0400, wrote:

On Sun, 19 Apr 2020 14:34:44 -0400, John
wrote:

On Sun, 19 Apr 2020 14:03:31 -0400, wrote:

On Sun, 19 Apr 2020 13:38:44 -0400, John
wrote:

On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill

wrote:



I looked on the IRS site wondering where my money was. We get
our
refund
for years direct deposit, our social security checks for 15 years
have
been
direct deposit to the same account. The site said I was
eligible,
but
needed banking info. Sad, they are this
incompetent. So you may want to
check your eligibility and see if they have the bank info.

Mine came through fine.

IRS says they sent mine but I should check with the bank to see if
they have it. I am just going to wait for my next bank statement. I
am
not even sure the bank is open. I doubt I will see it just by
looking
at my balance.

Us modernized folks can check our accounts online.
+

I guess if you believe, go for it.
I limit online exposure to my money.

Me too. It's between me and my bank.

You your bank and anyone else on the internet who can crack your
security or the bank's.

If I believe in what?

That you or they can't be hacked.

The convenience is well worth the odds.

What convenience? I have enough money in the bank that I don't need to
be looking at it every day.

I pay bills, get my checking, savings, and credit card statements all
online
from the bank. Payments are made by transferring money online from one
account
to another or to the payee - water, electric, gas,
credit card, etc.

That's called convenience. Has nothing to do with how 'much' money you
have.

I EFT things like bills and payments to me but that is not the same as
an open internet portal with my name on the transaction. If someone
hacks your phone and logs on as you, your chances of fighting it are
harder than if someone pretends to be the power company.
The only value I see to logging into my account is to transfer money
between accounts or check my balance. I don't care about either of
those enough to have one more password to protect. (or 5 if I had
access to all of my accounts)

Like I said, the convenience is well worth the odds.

I guess I just haven't missed it.
I don't really deal with my banks that much and I usually just go
there when I do. That ends up being a few times a year. If nothing
else, it is not worth having 4 or 5 more passwords to remember.

I do all that with one password.

Same password different banks? That is not a great idea.

Only one bank. No need for others.

I never thought only having one bank was a good idea. It makes it too
hard to fire them if they **** you off. With multiple banks you also
have a better chance of finding an ATM nearby that doesn't charge you
$4 to get a $20.

I've been with my current bank for 55 years. Never had a problem with them. I
think having one bank is a great idea.

It is fine until you are somewhere that doesn't have that bank around.
When you get out west in the boonies, bank options are more limited.

That's why God invented Visa.

It may be shocking to you but we have been in places that just wanted
cash and it always ****es me off paying foreign bank ATM fees.

I always carry cash, but invariably I return home with it still in my pocket. I
haven't found those out-of-the-way places you've found.
--

Freedom Isn't Free!


You do cruises. Not backroads.

I was going to say that but I let it go.


Hell, we go places without cell coverage.

Yup lots of them here. That little jeep ride from Squaw Valley to
Donner Pass on the logging roads was one. A lot of our off roading
west of Spearfish SD into Wyoming was pretty dead too. So was the
cabin off of Wayah road in North Carolina east of Topton. We could
climb up to the top of the mountain and get 4g tho. No internet there
either. It was good I still had dial up. ;-)

And where up on those logging roads did you shop where Visa wasn't accepted?
--

Freedom Isn't Free!


Quite a few places don’t take cards in Wyoming, Montana, etc. they run on
a low margin. Small ice cream shops, some restaurants.

On Thu, 23 Apr 2020 08:02:45 -0400, John wrote:

On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill
wrote:

John wrote:
On Wed, 22 Apr 2020 14:42:23 -0400, wrote:

On Wed, 22 Apr 2020 06:54:18 -0400, John wrote:

On Tue, 21 Apr 2020 19:44:37 -0400, wrote:

On Tue, 21 Apr 2020 15:31:55 -0400, John wrote:

On Tue, 21 Apr 2020 13:39:14 -0400, wrote:

On Tue, 21 Apr 2020 07:28:38 -0400, John wrote:

On Mon, 20 Apr 2020 19:07:03 -0400, wrote:

On Mon, 20 Apr 2020 16:47:20 -0400, John wrote:

On Mon, 20 Apr 2020 16:33:36 -0400, wrote:

On Mon, 20 Apr 2020 14:49:42 -0400, John wrote:

On Mon, 20 Apr 2020 14:13:40 -0400, wrote:

On Mon, 20 Apr 2020 13:09:30 -0400, John wrote:

On Mon, 20 Apr 2020 12:57:25 -0400, wrote:

On Mon, 20 Apr 2020 06:58:56 -0400, John wrote:

On Sun, 19 Apr 2020 21:31:18 -0400, wrote:

On Sun, 19 Apr 2020 19:27:07 -0400, John wrote:

On Sun, 19 Apr 2020 19:09:55 -0400, wrote:

On Sun, 19 Apr 2020 14:34:44 -0400, John wrote:

On Sun, 19 Apr 2020 14:03:31 -0400, wrote:

On Sun, 19 Apr 2020 13:38:44 -0400, John wrote:

On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill

wrote:



I looked on the IRS site wondering where my money was. We get our
refund
for years direct deposit, our social security checks for 15 years have
been
direct deposit to the same account. The site said I was eligible,
but
needed banking info. Sad, they are this
incompetent. So you may want to
check your eligibility and see if they have the bank info.

Mine came through fine.

IRS says they sent mine but I should check with the bank to see if
they have it. I am just going to wait for my next bank statement. I am
not even sure the bank is open. I doubt I will see it just by looking
at my balance.

Us modernized folks can check our accounts online.
+

I guess if you believe, go for it.
I limit online exposure to my money.

Me too. It's between me and my bank.

You your bank and anyone else on the internet who can crack your
security or the bank's.

If I believe in what?

That you or they can't be hacked.

The convenience is well worth the odds.

What convenience? I have enough money in the bank that I don't need to
be looking at it every day.

I pay bills, get my checking, savings, and credit card statements all online
from the bank. Payments are made by transferring money online from one account
to another or to the payee - water, electric, gas, credit card, etc.

That's called convenience. Has nothing to do with how 'much' money you have.

I EFT things like bills and payments to me but that is not the same as
an open internet portal with my name on the transaction. If someone
hacks your phone and logs on as you, your chances of fighting it are
harder than if someone pretends to be the power company.
The only value I see to logging into my account is to transfer money
between accounts or check my balance. I don't care about either of
those enough to have one more password to protect. (or 5 if I had
access to all of my accounts)

Like I said, the convenience is well worth the odds.

I guess I just haven't missed it.
I don't really deal with my banks that much and I usually just go
there when I do. That ends up being a few times a year. If nothing
else, it is not worth having 4 or 5 more passwords to remember.

I do all that with one password.

Same password different banks? That is not a great idea.

Only one bank. No need for others.

I never thought only having one bank was a good idea. It makes it too
hard to fire them if they **** you off. With multiple banks you also
have a better chance of finding an ATM nearby that doesn't charge you
$4 to get a $20.

I've been with my current bank for 55 years. Never had a problem with them. I
think having one bank is a great idea.

It is fine until you are somewhere that doesn't have that bank around.
When you get out west in the boonies, bank options are more limited.

That's why God invented Visa.

It may be shocking to you but we have been in places that just wanted
cash and it always ****es me off paying foreign bank ATM fees.

I always carry cash, but invariably I return home with it still in my pocket. I
haven't found those out-of-the-way places you've found.
--

Freedom Isn't Free!


You do cruises. Not backroads.

Well, I do roads, but have yet to find myself in such boonies that a Visa
doesn't work! Hell, even the farmers' market people take Visa now. Where do you
go that you have to buy stuff at a place that doesn't take a card?

http://gfretwell.com/ftp/New%20Zealand/Lake%20Tekapo/When%20I%20am%20down%20in%20the%20dumps.jpg

On Thu, 23 Apr 2020 08:04:57 -0400, John wrote:

On Thu, 23 Apr 2020 01:22:42 -0400, wrote:

On Thu, 23 Apr 2020 00:29:45 -0000 (UTC), Bill
wrote:

wrote:
On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill
wrote:

John wrote:
On Wed, 22 Apr 2020 14:42:23 -0400, wrote:

On Wed, 22 Apr 2020 06:54:18 -0400, John wrote:

On Tue, 21 Apr 2020 19:44:37 -0400, wrote:

On Tue, 21 Apr 2020 15:31:55 -0400, John wrote:

On Tue, 21 Apr 2020 13:39:14 -0400, wrote:

On Tue, 21 Apr 2020 07:28:38 -0400, John wrote:

On Mon, 20 Apr 2020 19:07:03 -0400, wrote:

On Mon, 20 Apr 2020 16:47:20 -0400, John wrote:

On Mon, 20 Apr 2020 16:33:36 -0400, wrote:

On Mon, 20 Apr 2020 14:49:42 -0400, John wrote:

On Mon, 20 Apr 2020 14:13:40 -0400, wrote:

On Mon, 20 Apr 2020 13:09:30 -0400, John wrote:

On Mon, 20 Apr 2020 12:57:25 -0400, wrote:

On Mon, 20 Apr 2020 06:58:56 -0400, John wrote:

On Sun, 19 Apr 2020 21:31:18 -0400, wrote:

On Sun, 19 Apr 2020 19:27:07 -0400, John wrote:

On Sun, 19 Apr 2020 19:09:55 -0400, wrote:

On Sun, 19 Apr 2020 14:34:44 -0400, John wrote:

On Sun, 19 Apr 2020 14:03:31 -0400, wrote:

On Sun, 19 Apr 2020 13:38:44 -0400, John wrote:

On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill

wrote:



I looked on the IRS site wondering where my money was. We get our
refund
for years direct deposit, our social security checks for 15 years
have
been
direct deposit to the same account. The site said I was eligible,
but
needed banking info. Sad, they are this
incompetent. So you may want to
check your eligibility and see if they have the bank info.

Mine came through fine.

IRS says they sent mine but I should check with the bank to see if
they have it. I am just going to wait for my next bank statement. I am
not even sure the bank is open. I doubt I will see it just by looking
at my balance.

Us modernized folks can check our accounts online.
+

I guess if you believe, go for it.
I limit online exposure to my money.

Me too. It's between me and my bank.

You your bank and anyone else on the internet who can crack your
security or the bank's.

If I believe in what?

That you or they can't be hacked.

The convenience is well worth the odds.

What convenience? I have enough money in the bank that I don't need to
be looking at it every day.

I pay bills, get my checking, savings, and credit card statements all online
from the bank. Payments are made by transferring money online from one
account
to another or to the payee - water, electric, gas,
credit card, etc.

That's called convenience. Has nothing to do with how 'much' money you have.

I EFT things like bills and payments to me but that is not the same as
an open internet portal with my name on the transaction. If someone
hacks your phone and logs on as you, your chances of fighting it are
harder than if someone pretends to be the power company.
The only value I see to logging into my account is to transfer money
between accounts or check my balance. I don't care about either of
those enough to have one more password to protect. (or 5 if I had
access to all of my accounts)

Like I said, the convenience is well worth the odds.

I guess I just haven't missed it.
I don't really deal with my banks that much and I usually just go
there when I do. That ends up being a few times a year. If nothing
else, it is not worth having 4 or 5 more passwords to remember.

I do all that with one password.

Same password different banks? That is not a great idea.

Only one bank. No need for others.

I never thought only having one bank was a good idea. It makes it too
hard to fire them if they **** you off. With multiple banks you also
have a better chance of finding an ATM nearby that doesn't charge you
$4 to get a $20.

I've been with my current bank for 55 years. Never had a problem with them. I
think having one bank is a great idea.

It is fine until you are somewhere that doesn't have that bank around.
When you get out west in the boonies, bank options are more limited.

That's why God invented Visa.

It may be shocking to you but we have been in places that just wanted
cash and it always ****es me off paying foreign bank ATM fees.

I always carry cash, but invariably I return home with it still in my pocket. I
haven't found those out-of-the-way places you've found.
--

Freedom Isn't Free!


You do cruises. Not backroads.

I was going to say that but I let it go.


Hell, we go places without cell coverage.

Yup lots of them here. That little jeep ride from Squaw Valley to
Donner Pass on the logging roads was one. A lot of our off roading
west of Spearfish SD into Wyoming was pretty dead too. So was the
cabin off of Wayah road in North Carolina east of Topton. We could
climb up to the top of the mountain and get 4g tho. No internet there
either. It was good I still had dial up. ;-)

And where up on those logging roads did you shop where Visa wasn't accepted?

A place where we had lunch near the Wyoming border was cash or check.
Check surprised me but like I said, I always have lunch money.

On Thu, 23 Apr 2020 16:26:33 -0000 (UTC), Bill
wrote:

John wrote:
On Thu, 23 Apr 2020 01:22:42 -0400, wrote:

On Thu, 23 Apr 2020 00:29:45 -0000 (UTC), Bill
wrote:

wrote:
On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill
wrote:

John wrote:
On Wed, 22 Apr 2020 14:42:23 -0400, wrote:

On Wed, 22 Apr 2020 06:54:18 -0400, John wrote:

On Tue, 21 Apr 2020 19:44:37 -0400, wrote:

On Tue, 21 Apr 2020 15:31:55 -0400, John wrote:

On Tue, 21 Apr 2020 13:39:14 -0400, wrote:

On Tue, 21 Apr 2020 07:28:38 -0400, John wrote:

On Mon, 20 Apr 2020 19:07:03 -0400, wrote:

On Mon, 20 Apr 2020 16:47:20 -0400, John wrote:

On Mon, 20 Apr 2020 16:33:36 -0400, wrote:

On Mon, 20 Apr 2020 14:49:42 -0400, John wrote:

On Mon, 20 Apr 2020 14:13:40 -0400, wrote:

On Mon, 20 Apr 2020 13:09:30 -0400, John wrote:

On Mon, 20 Apr 2020 12:57:25 -0400, wrote:

On Mon, 20 Apr 2020 06:58:56 -0400, John wrote:

On Sun, 19 Apr 2020 21:31:18 -0400, wrote:

On Sun, 19 Apr 2020 19:27:07 -0400, John wrote:

On Sun, 19 Apr 2020 19:09:55 -0400, wrote:

On Sun, 19 Apr 2020 14:34:44 -0400, John
wrote:

On Sun, 19 Apr 2020 14:03:31 -0400, wrote:

On Sun, 19 Apr 2020 13:38:44 -0400, John
wrote:

On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill

wrote:



I looked on the IRS site wondering where my money was. We get
our
refund
for years direct deposit, our social security checks for 15 years
have
been
direct deposit to the same account. The site said I was
eligible,
but
needed banking info. Sad, they are this
incompetent. So you may want to
check your eligibility and see if they have the bank info.

Mine came through fine.

IRS says they sent mine but I should check with the bank to see if
they have it. I am just going to wait for my next bank statement. I
am
not even sure the bank is open. I doubt I will see it just by
looking
at my balance.

Us modernized folks can check our accounts online.
+

I guess if you believe, go for it.
I limit online exposure to my money.

Me too. It's between me and my bank.

You your bank and anyone else on the internet who can crack your
security or the bank's.

If I believe in what?

That you or they can't be hacked.

The convenience is well worth the odds.

What convenience? I have enough money in the bank that I don't need to
be looking at it every day.

I pay bills, get my checking, savings, and credit card statements all
online
from the bank. Payments are made by transferring money online from one
account
to another or to the payee - water, electric, gas,
credit card, etc.

That's called convenience. Has nothing to do with how 'much' money you
have.

I EFT things like bills and payments to me but that is not the same as
an open internet portal with my name on the transaction. If someone
hacks your phone and logs on as you, your chances of fighting it are
harder than if someone pretends to be the power company.
The only value I see to logging into my account is to transfer money
between accounts or check my balance. I don't care about either of
those enough to have one more password to protect. (or 5 if I had
access to all of my accounts)

Like I said, the convenience is well worth the odds.

I guess I just haven't missed it.
I don't really deal with my banks that much and I usually just go
there when I do. That ends up being a few times a year. If nothing
else, it is not worth having 4 or 5 more passwords to remember.

I do all that with one password.

Same password different banks? That is not a great idea.

Only one bank. No need for others.

I never thought only having one bank was a good idea. It makes it too
hard to fire them if they **** you off. With multiple banks you also
have a better chance of finding an ATM nearby that doesn't charge you
$4 to get a $20.

I've been with my current bank for 55 years. Never had a problem with them. I
think having one bank is a great idea.

It is fine until you are somewhere that doesn't have that bank around.
When you get out west in the boonies, bank options are more limited.

That's why God invented Visa.

It may be shocking to you but we have been in places that just wanted
cash and it always ****es me off paying foreign bank ATM fees.

I always carry cash, but invariably I return home with it still in my pocket. I
haven't found those out-of-the-way places you've found.
--

Freedom Isn't Free!


You do cruises. Not backroads.

I was going to say that but I let it go.


Hell, we go places without cell coverage.

Yup lots of them here. That little jeep ride from Squaw Valley to
Donner Pass on the logging roads was one. A lot of our off roading
west of Spearfish SD into Wyoming was pretty dead too. So was the
cabin off of Wayah road in North Carolina east of Topton. We could
climb up to the top of the mountain and get 4g tho. No internet there
either. It was good I still had dial up. ;-)

And where up on those logging roads did you shop where Visa wasn't accepted?
--

Freedom Isn't Free!


Quite a few places don’t take cards in Wyoming, Montana, etc. they run on
a low margin. Small ice cream shops, some restaurants.

I've motorcycled through Wyoming and Montana, but I guess I missed those places.
But I always carry some cash, so I'll be OK next time.
--

Freedom Isn't Free!

On Thu, 23 Apr 2020 15:23:07 -0400, John wrote:

On Thu, 23 Apr 2020 16:26:33 -0000 (UTC), Bill
wrote:

John wrote:
On Thu, 23 Apr 2020 01:22:42 -0400, wrote:

On Thu, 23 Apr 2020 00:29:45 -0000 (UTC), Bill
wrote:

wrote:
On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill
wrote:

John wrote:
On Wed, 22 Apr 2020 14:42:23 -0400, wrote:

On Wed, 22 Apr 2020 06:54:18 -0400, John wrote:

On Tue, 21 Apr 2020 19:44:37 -0400, wrote:

On Tue, 21 Apr 2020 15:31:55 -0400, John wrote:

On Tue, 21 Apr 2020 13:39:14 -0400, wrote:

On Tue, 21 Apr 2020 07:28:38 -0400, John wrote:

On Mon, 20 Apr 2020 19:07:03 -0400, wrote:

On Mon, 20 Apr 2020 16:47:20 -0400, John wrote:

On Mon, 20 Apr 2020 16:33:36 -0400, wrote:

On Mon, 20 Apr 2020 14:49:42 -0400, John wrote:

On Mon, 20 Apr 2020 14:13:40 -0400, wrote:

On Mon, 20 Apr 2020 13:09:30 -0400, John wrote:

On Mon, 20 Apr 2020 12:57:25 -0400, wrote:

On Mon, 20 Apr 2020 06:58:56 -0400, John wrote:

On Sun, 19 Apr 2020 21:31:18 -0400, wrote:

On Sun, 19 Apr 2020 19:27:07 -0400, John wrote:

On Sun, 19 Apr 2020 19:09:55 -0400, wrote:

On Sun, 19 Apr 2020 14:34:44 -0400, John
wrote:

On Sun, 19 Apr 2020 14:03:31 -0400, wrote:

On Sun, 19 Apr 2020 13:38:44 -0400, John
wrote:

On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill

wrote:



I looked on the IRS site wondering where my money was. We get
our
refund
for years direct deposit, our social security checks for 15 years
have
been
direct deposit to the same account. The site said I was
eligible,
but
needed banking info. Sad, they are this
incompetent. So you may want to
check your eligibility and see if they have the bank info.

Mine came through fine.

IRS says they sent mine but I should check with the bank to see if
they have it. I am just going to wait for my next bank statement. I
am
not even sure the bank is open. I doubt I will see it just by
looking
at my balance.

Us modernized folks can check our accounts online.
+

I guess if you believe, go for it.
I limit online exposure to my money.

Me too. It's between me and my bank.

You your bank and anyone else on the internet who can crack your
security or the bank's.

If I believe in what?

That you or they can't be hacked.

The convenience is well worth the odds.

What convenience? I have enough money in the bank that I don't need to
be looking at it every day.

I pay bills, get my checking, savings, and credit card statements all
online
from the bank. Payments are made by transferring money online from one
account
to another or to the payee - water, electric, gas,
credit card, etc.

That's called convenience. Has nothing to do with how 'much' money you
have.

I EFT things like bills and payments to me but that is not the same as
an open internet portal with my name on the transaction. If someone
hacks your phone and logs on as you, your chances of fighting it are
harder than if someone pretends to be the power company.
The only value I see to logging into my account is to transfer money
between accounts or check my balance. I don't care about either of
those enough to have one more password to protect. (or 5 if I had
access to all of my accounts)

Like I said, the convenience is well worth the odds.

I guess I just haven't missed it.
I don't really deal with my banks that much and I usually just go
there when I do. That ends up being a few times a year. If nothing
else, it is not worth having 4 or 5 more passwords to remember.

I do all that with one password.

Same password different banks? That is not a great idea.

Only one bank. No need for others.

I never thought only having one bank was a good idea. It makes it too
hard to fire them if they **** you off. With multiple banks you also
have a better chance of finding an ATM nearby that doesn't charge you
$4 to get a $20.

I've been with my current bank for 55 years. Never had a problem with them. I
think having one bank is a great idea.

It is fine until you are somewhere that doesn't have that bank around.
When you get out west in the boonies, bank options are more limited.

That's why God invented Visa.

It may be shocking to you but we have been in places that just wanted
cash and it always ****es me off paying foreign bank ATM fees.

I always carry cash, but invariably I return home with it still in my pocket. I
haven't found those out-of-the-way places you've found.
--

Freedom Isn't Free!


You do cruises. Not backroads.

I was going to say that but I let it go.


Hell, we go places without cell coverage.

Yup lots of them here. That little jeep ride from Squaw Valley to
Donner Pass on the logging roads was one. A lot of our off roading
west of Spearfish SD into Wyoming was pretty dead too. So was the
cabin off of Wayah road in North Carolina east of Topton. We could
climb up to the top of the mountain and get 4g tho. No internet there
either. It was good I still had dial up. ;-)

And where up on those logging roads did you shop where Visa wasn't accepted?
--

Freedom Isn't Free!


Quite a few places don’t take cards in Wyoming, Montana, etc. they run on
a low margin. Small ice cream shops, some restaurants.

I've motorcycled through Wyoming and Montana, but I guess I missed those places.
But I always carry some cash, so I'll be OK next time.

If you have cash, why are we having this conversation? The point is
sometimes you need it and ATMs are handy to get it. If they weren't
the banks would get rid of them. ATMs are expensive to set up and
maintain.

On 4/23/20 4:32 PM, wrote:

If you have cash, why are we having this conversation? The point is
sometimes you need it and ATMs are handy to get it. If they weren't
the banks would get rid of them. ATMs are expensive to set up and
maintain.

Most "conversations" in this sewer pit of a usenet group are senseless.
Why should a long and silly discussion over ATMs be any different?

And, in case you want to ask again, I'll tell you again. I am only here
to be marked "present" when this poor excuse of a discussion group
finally takes the dirt nap.



--
MAGA - Manipulating America's Gullible Assholes

On Thu, 23 Apr 2020 16:32:42 -0400, wrote:

On Thu, 23 Apr 2020 15:23:07 -0400, John wrote:

On Thu, 23 Apr 2020 16:26:33 -0000 (UTC), Bill
wrote:

John wrote:
On Thu, 23 Apr 2020 01:22:42 -0400, wrote:

On Thu, 23 Apr 2020 00:29:45 -0000 (UTC), Bill
wrote:

wrote:
On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill
wrote:

John wrote:
On Wed, 22 Apr 2020 14:42:23 -0400, wrote:

On Wed, 22 Apr 2020 06:54:18 -0400, John wrote:

On Tue, 21 Apr 2020 19:44:37 -0400, wrote:

On Tue, 21 Apr 2020 15:31:55 -0400, John wrote:

On Tue, 21 Apr 2020 13:39:14 -0400, wrote:

On Tue, 21 Apr 2020 07:28:38 -0400, John wrote:

On Mon, 20 Apr 2020 19:07:03 -0400, wrote:

On Mon, 20 Apr 2020 16:47:20 -0400, John wrote:

On Mon, 20 Apr 2020 16:33:36 -0400, wrote:

On Mon, 20 Apr 2020 14:49:42 -0400, John wrote:

On Mon, 20 Apr 2020 14:13:40 -0400, wrote:

On Mon, 20 Apr 2020 13:09:30 -0400, John wrote:

On Mon, 20 Apr 2020 12:57:25 -0400, wrote:

On Mon, 20 Apr 2020 06:58:56 -0400, John wrote:

On Sun, 19 Apr 2020 21:31:18 -0400, wrote:

On Sun, 19 Apr 2020 19:27:07 -0400, John wrote:

On Sun, 19 Apr 2020 19:09:55 -0400, wrote:

On Sun, 19 Apr 2020 14:34:44 -0400, John
wrote:

On Sun, 19 Apr 2020 14:03:31 -0400, wrote:

On Sun, 19 Apr 2020 13:38:44 -0400, John
wrote:

On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill

wrote:



I looked on the IRS site wondering where my money was. We get
our
refund
for years direct deposit, our social security checks for 15 years
have
been
direct deposit to the same account. The site said I was
eligible,
but
needed banking info. Sad, they are this
incompetent. So you may want to
check your eligibility and see if they have the bank info.

Mine came through fine.

IRS says they sent mine but I should check with the bank to see if
they have it. I am just going to wait for my next bank statement. I
am
not even sure the bank is open. I doubt I will see it just by
looking
at my balance.

Us modernized folks can check our accounts online.
+

I guess if you believe, go for it.
I limit online exposure to my money.

Me too. It's between me and my bank.

You your bank and anyone else on the internet who can crack your
security or the bank's.

If I believe in what?

That you or they can't be hacked.

The convenience is well worth the odds.

What convenience? I have enough money in the bank that I don't need to
be looking at it every day.

I pay bills, get my checking, savings, and credit card statements all
online
from the bank. Payments are made by transferring money online from one
account
to another or to the payee - water, electric, gas,
credit card, etc.

That's called convenience. Has nothing to do with how 'much' money you
have.

I EFT things like bills and payments to me but that is not the same as
an open internet portal with my name on the transaction. If someone
hacks your phone and logs on as you, your chances of fighting it are
harder than if someone pretends to be the power company.
The only value I see to logging into my account is to transfer money
between accounts or check my balance. I don't care about either of
those enough to have one more password to protect. (or 5 if I had
access to all of my accounts)

Like I said, the convenience is well worth the odds.

I guess I just haven't missed it.
I don't really deal with my banks that much and I usually just go
there when I do. That ends up being a few times a year. If nothing
else, it is not worth having 4 or 5 more passwords to remember.

I do all that with one password.

Same password different banks? That is not a great idea.

Only one bank. No need for others.

I never thought only having one bank was a good idea. It makes it too
hard to fire them if they **** you off. With multiple banks you also
have a better chance of finding an ATM nearby that doesn't charge you
$4 to get a $20.

I've been with my current bank for 55 years. Never had a problem with them. I
think having one bank is a great idea.

It is fine until you are somewhere that doesn't have that bank around.
When you get out west in the boonies, bank options are more limited.

That's why God invented Visa.

It may be shocking to you but we have been in places that just wanted
cash and it always ****es me off paying foreign bank ATM fees.

I always carry cash, but invariably I return home with it still in my pocket. I
haven't found those out-of-the-way places you've found.
--

Freedom Isn't Free!


You do cruises. Not backroads.

I was going to say that but I let it go.


Hell, we go places without cell coverage.

Yup lots of them here. That little jeep ride from Squaw Valley to
Donner Pass on the logging roads was one. A lot of our off roading
west of Spearfish SD into Wyoming was pretty dead too. So was the
cabin off of Wayah road in North Carolina east of Topton. We could
climb up to the top of the mountain and get 4g tho. No internet there
either. It was good I still had dial up. ;-)

And where up on those logging roads did you shop where Visa wasn't accepted?
--

Freedom Isn't Free!


Quite a few places don’t take cards in Wyoming, Montana, etc. they run on
a low margin. Small ice cream shops, some restaurants.

I've motorcycled through Wyoming and Montana, but I guess I missed those places.
But I always carry some cash, so I'll be OK next time.

If you have cash, why are we having this conversation? The point is
sometimes you need it and ATMs are handy to get it. If they weren't
the banks would get rid of them. ATMs are expensive to set up and
maintain.

'Cause it's more interesting than your 'discussions' with Krause!
--

Freedom Isn't Free!