Dan wrote:
nada wrote:
HK wrote:
Hamish wrote:
I am in California. I just got the renewal bill for my personal
umbrella policy, and the "Important Notice" brochure that always
comes with it said, "The definition of insured is revised so that a
person or organization using an insured's auto, RV or watercraft is
no longer covered." So, when I let a valet park my car, he's not
covered. If I loan my car to a friend, relative, or neighbor,
they're not covered. If my ski boat was running - it isn't right
now - and I let a friend drive it to tow me, he's not covered.
(Yes, I know that my "underlying" car insurance covers them up to
the limits of that policy, but those limits are only enough to pay
for a stubbed toe.)

I called my agent and she was totally unaware of the change, and
asked me to fax her a copy of the brochure. Then, once she called
the underwriters, she still seemed unconcerned. She was happy to
quote me the increase in premiums to bring each of my car polcies up
to the same limits that were formerly covered by the Umbrella. An
additional $206 per year. I will pay the money, because I own a
home and it is vital that I remain insured up to a high limit.

I have taken the trouble to write this post because I think that a
lot of other people will fail to read the "Important Notice" (the
brochure is 17 pages long), will simply write the check like they do
every other year, and will end up with a big gap in their coverage.
And their insurance agent won't take the trouble to call them or
write them a personal letter telling about the big gap that just
opened up in their coverage. So, look out! And warn your friends.

Ham


Not to worry; it's just part of corporate America's full screw the
individual plan, brought to you and helped along by the Bush
Administration, which doesn't really truly believe in any sort of
regulation, except on civil liberties.

Many refuse to recognize it. The administration is about eliminating
"unnecessary regulation, which is to say all regulation of big
business. The credit card industry managed to gain all control and
regulation of its dealings with customers and in the process anyone
that has any "contract" with big business. They write unilateral
contracts and have the power to change and enforce them. They reserve
the right to use our judicial system to enforce them but virtually
eliminate the citizen access to redress of our Laws and Courts.
The food supply is no longer safe. Adulteration of our foods is now
allowed to be labeled all natural and so and so on.
Big business has gotten every thing on its dream list in the last
several years including unregulated oil industry which operates as a
cabal.
Their definitional of free trade and elimination of unnecessary
government etc is survival of the consumer and citizen in the jungle
full of their predation.
Caveat Emptor is more relevant today than anytime, in history.
Our Republic is seriously wounded.

Where do you get this crap? The Onion?
You label anything offensive that does not conform to your apparent self
interests. Either that or you don't care to look at the facts.
I suggest you look at facts with reason and logic and not some
allegiance, blind or otherwise.