BoatBanter.com - View Single Post - Umbrella policies being gutted by State Farm

Don White

"HK" wrote in message
...
JimH wrote:
"Gene Kearns" wrote in message
...
On Wed, 18 Jul 2007 06:29:07 -0400, "JimH" ask wrote:

Yes, agree completely. But the original poster's complaint was his
belief
that by excluding a friend who borrows his car as an "insured" under
his
umbrella policy, that somehow left the O.P exposed. The O.P is still
covered when the inevitable lawsuit comes, his friend is not. So
increasing the limits on his underlying policies is a complete waste
of
money as far as coverage on himself is concerned.

BINGO! Give that man a ceegar!

Ok..... then, is the friend covered by any sort of insurance that *he*
purchased?
--

Grady-White Gulfstream, out of Oak Island, NC.

I will defer this for Calf Bill to answer based on his expertise in the
area of personal insurance. Let's see what he has to say on this. ;-)

Bilious Bill has a lot of claims, eh?

I thought RG was our infamous insurance hawker.
This is one of the few times he has an opportunity to add something of value
to the discussion...rather than his usual outhouse overflow.