"Calif Bill" wrote in message
ink.net...
"JimH" ask wrote in message
...
"JoeSpareBedroom" wrote in message
You are still covered as is your boat...............same as you always
were. The other guy however is no longer covered by your gl umbrella
coverage nor should he be.
Hopefully you get it now.
Well, if the other guy is driving my truck at the launch ramp, he is
using my truck. I'd hate to see that usage excluded.
It seems the company wants to insure the driver, not the vehicle, which
makes perfect sense. Let's say you have no tickets or accidents for 11
years, and a low premium to go along with it. Your friend's one of these
morons who has an accident and a serious ticket every 18 months. Why
should your policy cover him? Makes no sense, unless you think the goal
of a business is to lose money. His policy should cover him, no matter
whose vehicle he's driving.
Do you understand what an umbrella policy is? Apparently not.
You do not seem to understand an umbrella policy.
Based on your 'contributions' to this thread, I would say you are the one
who doesn't have a clue what it is and how it works.