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Reginald P. Smithers
 
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I think your suggustion would have been a good suggestion if you did
not provide any advice except:

"Consult your attorney"

Chuck prefixed his comments with "99% of the time you can get away with
this". Insurance is designed to pay for the exceptions, if you provide
your insurance company with a legal loophole not to pay off on any
claims, why bother with paying for insurance in the first place.

Next time someone asks you for legal advice, why don't you just tell
them to "consult your attorney", and not give them a false sense of
security by providing "free legal advice"..

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JohnH
 
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Default Marine Insurance Business Use Exclusion

On 22 May 2006 11:50:12 -0700, "Reginald P. Smithers"
wrote:

I think your suggustion would have been a good suggestion if you did
not provide any advice except:

"Consult your attorney"

Chuck prefixed his comments with "99% of the time you can get away with
this". Insurance is designed to pay for the exceptions, if you provide
your insurance company with a legal loophole not to pay off on any
claims, why bother with paying for insurance in the first place.

Next time someone asks you for legal advice, why don't you just tell
them to "consult your attorney", and not give them a false sense of
security by providing "free legal advice"..


Sounds as good as the advice I gave him!
--
'Til next time,

John H

******************************************
***** Have a Spectacular Day! *****
******************************************
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Reginald P. Smithers
 
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Default Marine Insurance Business Use Exclusion

You advice was sound because the OP would not have been harmed if he
followed your advice.

If someone thought they were covered because they had a "hold harmless
contract" and/or they were covered by the companies insurance policy
they would have been sadly mistaken. An insurance company would use
this a proof that you were operating a illegal charter and you knew you
were operating an illegal charter.

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posted to rec.boats
Reginald P. Smithers
 
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Default Marine Insurance Business Use Exclusion

You advice was sound because the OP would not have been harmed if he
followed your advice.

If someone thought they were covered because they had a "hold harmless
contract" and/or they were covered by the companies insurance policy
they would have been sadly mistaken. An insurance company would use
this a proof that you were operating a illegal charter and you knew you
were operating an illegal charter.

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posted to rec.boats
Fog Dog
 
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Default Marine Insurance Business Use Exclusion

Having been on the loss side of this equation before... I will not
expense fuel again until I find an insurer that does not disallow this
type of use. Better to get it in writing from the insurer upfront than
have a surprise after a loss!



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