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Steve
 
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Default Where to get houseboat insurance?


wrote in message What does
fwiw mean?


"FWIW" = For What It's Worth!

Steve
s/v Good Intentions


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Peggie Hall
 
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Default Where to get houseboat insurance?

The Lazy Days I just bought is definately an aluminum hull--which
is the reason I bought it--and I believe that they all are. All of the ones
I've seen are anyway...maybe you just got it backwards.


Lazy Days were built in Buford GA, next to Lake Lanier where I kept my
boats for 20 years. Lanier was littered with 'em! And I knew the owner,
Jack Beacham. I won't argue that the first boats they built in the '60s
may have been aluminum, but by the time I moved to that area in the
mid-late '70s, they built only steel hulls. He had great people for
him...his plant manager--who did a lot of work on the side for me--was
the best plumber and finish cabinet worker on the lake...another one of
his employees is the best carpet layer I've ever known...he made more
moonlighting recarpeting houseboats and cruisers (including 2 of mine)
than he made during the day at Lazy Days.

Jack had a highly creative method of establishing a high resale value
for used Lazy's in the '60s and '70s...he watched the ads etc like a
hawk, and when one came on the market for less than he thought it should
be worth, he immediately bought it and put it back on the market at his
idea of the right price. It only took a few years to set the "book"
values for 'em and he was able to stop doing that. Like a lot of boat
builders, Lazy Days died an ignominious death in mid '90s. Jack finally
decided to retire and sold the company--but not the property--to someone
who drove it into the ground...he disappeared one Friday after cleaning
out the bank account...employees found out when their paychecks bounced.
Jack came out of retirement to take over again, but by then he had a
lot of competition from aluminum houseboats that cost a lot less to
build, so they had a lot more "glitz and glamour" stuff on 'em for the
same price or less than a new Lazy Days. He finally closed the plant in
the late '90s. Jack isn't suffering, though...the boatworks property
just keeps gettin' more valuable...he was the original owner of Holiday
Marina...he and his son Doug own Lazy Days Marina...they're doin' ok.

So I do know just a LITTLE bit about Lazy Days.

Peggie
----------
Peggie Hall
Specializing in marine sanitation since 1987
Author "Get Rid of Boat Odors - A Guide To Marine Sanitation Systems and
Other Sources of Aggravation and Odor"
http://www.seaworthy.com/html/get_ri...oat_odors.html

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Steve
 
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Default Where to get houseboat insurance?

I realize this isn't a fair comparison, however I have a yacht policy on my
boat with $95,000 valuation ($1,900 deductible) and that alone costs me
$490/yr.

The liability with $300,000 and $5,000 med. costs only $44/yr.

It should be noted that I have been with this insurance co 30 yrs without a
boat claim. Plus I have documented with them ~50 years of ship and boat
experience.

And, if they were to check, I haven't had a ticket or auto accident for
almost 20 yrs..

Bottom line: There are good risks and then there are bad risks.. We all pay
accordingly..

Steve
s/v Good Intentions


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Peggie Hall
 
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Default Where to get houseboat insurance?

Steve wrote:
Bottom line: There are good risks and then there are bad risks.. We all pay
accordingly..


No...because there are bad risks, we all pay more.
--
Peggie
----------
Peggie Hall
Specializing in marine sanitation since 1987
Author "Get Rid of Boat Odors - A Guide To Marine Sanitation Systems and
Other Sources of Aggravation and Odor"
http://www.seaworthy.com/html/get_ri...oat_odors.html



  #6   Report Post  
jay
 
Posts: n/a
Default Where to get houseboat insurance?

Try http://www.nboat.com/

NBOA is a large org.
-j


wrote in message
...
Hi boatin' folks,

I have recently bought a 1968 Lazy Days, 43', aluminum hull. I'm worried
that I won't be able to keep it due to problems getting insurance. I have
2 speeding tickets and 1 running a red light against me in the past year,
and this is my first houseboat so I have no experience. Also no boating
safety courses to help out. All I really want is liability...at least to

start with.
One company said they will give me full coverage for about $460/year,
but I'm afraid they will eventually turn me down because of the traffic
violations, and also the age of the boat. I tried Boat US, and they turned
me down because of my driving record and lack of experience with
houseboats. They did get me a quote from another company--$1100/yr
for just liability, and that required an out of water survey done on the
boat which would be another $1K or more most likely. Can anyone
suggest a company that might help me out and be affordable? Would
a boating safety course or more help me out, and if so which ones and
how to take them? This is all new to me, and I'm in a world of confusion.

Thanks for any help!!!
David



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posted to rec.boats
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First recorded activity by BoatBanter: Mar 2017
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Default Where to get houseboat insurance?

On Monday, February 16, 2004 at 8:24:40 PM UTC-5, wrote:
Hi boatin' folks,

I have recently bought a 1968 Lazy Days, 43', aluminum hull. I'm worried
that I won't be able to keep it due to problems getting insurance. I have
2 speeding tickets and 1 running a red light against me in the past year,
and this is my first houseboat so I have no experience. Also no boating
safety courses to help out. All I really want is liability...at least to start with.
One company said they will give me full coverage for about $460/year,
but I'm afraid they will eventually turn me down because of the traffic
violations, and also the age of the boat. I tried Boat US, and they turned
me down because of my driving record and lack of experience with
houseboats. They did get me a quote from another company--$1100/yr
for just liability, and that required an out of water survey done on the
boat which would be another $1K or more most likely. Can anyone
suggest a company that might help me out and be affordable? Would
a boating safety course or more help me out, and if so which ones and
how to take them? This is all new to me, and I'm in a world of confusion.

Thanks for any help!!!
David


I need liability ins for a 1970 stardust cruiser 50 ft house boat. Steel bottom. Where can I purchase this?
Thank you, Ron
  #8   Report Post  
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First recorded activity by BoatBanter: Dec 2015
Posts: 10,424
Default Where to get houseboat insurance?

On 3/26/17 11:34 PM, wrote:
On Monday, February 16, 2004 at 8:24:40 PM UTC-5, wrote:
Hi boatin' folks,

I have recently bought a 1968 Lazy Days, 43', aluminum hull. I'm worried
that I won't be able to keep it due to problems getting insurance. I have
2 speeding tickets and 1 running a red light against me in the past year,
and this is my first houseboat so I have no experience. Also no boating
safety courses to help out. All I really want is liability...at least to start with.
One company said they will give me full coverage for about $460/year,
but I'm afraid they will eventually turn me down because of the traffic
violations, and also the age of the boat. I tried Boat US, and they turned
me down because of my driving record and lack of experience with
houseboats. They did get me a quote from another company--$1100/yr
for just liability, and that required an out of water survey done on the
boat which would be another $1K or more most likely. Can anyone
suggest a company that might help me out and be affordable? Would
a boating safety course or more help me out, and if so which ones and
how to take them? This is all new to me, and I'm in a world of confusion.

Thanks for any help!!!
David


I need liability ins for a 1970 stardust cruiser 50 ft house boat. Steel bottom. Where can I purchase this?
Thank you, Ron


Hi, Tim. We're the owners of a 19th century warship called the Monitor,
and we'd like your recommendations for insurance, especially since our
boat sank more than 100 years ago and we're all dead.
  #9   Report Post  
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First recorded activity by BoatBanter: Jan 2017
Posts: 1,750
Default Where to get houseboat insurance?

On Mon, 27 Mar 2017 06:42:29 -0400, Keyser Soze wrote:

On 3/26/17 11:34 PM, wrote:
On Monday, February 16, 2004 at 8:24:40 PM UTC-5, wrote:
Hi boatin' folks,

I have recently bought a 1968 Lazy Days, 43', aluminum hull. I'm worried
that I won't be able to keep it due to problems getting insurance. I have
2 speeding tickets and 1 running a red light against me in the past year,
and this is my first houseboat so I have no experience. Also no boating
safety courses to help out. All I really want is liability...at least to start with.
One company said they will give me full coverage for about $460/year,
but I'm afraid they will eventually turn me down because of the traffic
violations, and also the age of the boat. I tried Boat US, and they turned
me down because of my driving record and lack of experience with
houseboats. They did get me a quote from another company--$1100/yr
for just liability, and that required an out of water survey done on the
boat which would be another $1K or more most likely. Can anyone
suggest a company that might help me out and be affordable? Would
a boating safety course or more help me out, and if so which ones and
how to take them? This is all new to me, and I'm in a world of confusion.

Thanks for any help!!!
David


I need liability ins for a 1970 stardust cruiser 50 ft house boat. Steel bottom. Where can I purchase this?
Thank you, Ron


Hi, Tim. We're the owners of a 19th century warship called the Monitor,
and we'd like your recommendations for insurance, especially since our
boat sank more than 100 years ago and we're all dead.


That was Bush's fault, right?
  #10   Report Post  
posted to rec.boats
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First recorded activity by BoatBanter: Mar 2017
Posts: 2
Default Where to get houseboat insurance?

On Monday, February 16, 2004 at 8:24:40 PM UTC-5, wrote:
Hi boatin' folks,

I have recently bought a 1968 Lazy Days, 43', aluminum hull. I'm worried
that I won't be able to keep it due to problems getting insurance. I have
2 speeding tickets and 1 running a red light against me in the past year,
and this is my first houseboat so I have no experience. Also no boating
safety courses to help out. All I really want is liability...at least to start with.
One company said they will give me full coverage for about $460/year,
but I'm afraid they will eventually turn me down because of the traffic
violations, and also the age of the boat. I tried Boat US, and they turned
me down because of my driving record and lack of experience with
houseboats. They did get me a quote from another company--$1100/yr
for just liability, and that required an out of water survey done on the
boat which would be another $1K or more most likely. Can anyone
suggest a company that might help me out and be affordable? Would
a boating safety course or more help me out, and if so which ones and
how to take them? This is all new to me, and I'm in a world of confusion.

Thanks for any help!!!
David


Lazy days for the most part are not steel…Mine is aluminum 73'


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