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Mr. Luddite wrote:
On 12/8/2015 10:27 AM, John H. wrote: On Tue, 8 Dec 2015 10:13:06 -0500, "Mr. Luddite" wrote: On 12/8/2015 10:03 AM, True North wrote: Happened to me last year at this time. Someone was using my debit card out in the western US. At that time I was seldom using it except at ATMs but did buy gas on the edge of town then the local news reported that a number of similar victims had come to light around the same time. Took just over a week for the bank to reimburse my $ 400 something dollars. I've read that the card scanners used at gas pumps, ATM's and other locations are replaced with some jerk's scanner that looks like it's the original. His collects all your card info. A couple weeks before Christmas is *not* a good time for this to happen. I tried, this morning, to go to my statement at the bank's site to see if I could figure out where this may have happened. But, everything and anything to do with that card has been removed from my account. I was really surprised that the bank, Pentagon Federal, would have caught that charge. Perhaps their computers are programmed to compare usage times and realized I couldn't have used the card here and in California only a couple hours later. The banks and credit card companies have become pretty good at tracking your spending habits and locations. Last year at about this time I decided to drive to SC to spend Christmas with my son. When I arrived at the hotel and tried to pay for the stay with a card, I got a request to contact the issuer. Once they confirmed it was really me, the payment was processed. I was told that it is a good idea to call the issuers of debit and credit cards and let them know you will be traveling and using the cards in locations they are not normally used. You can do that on their websites now. I was declined a few years ago for a $40 sweatshirt in Las Vegas after I had charged $150 for dinner in the same town. They said I should notify them of my travel but it still didn't make much sense. |
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