Credit Card Fraud
 

So yesterday evening I get a call from my bank asking about my credit card usage. Not
trusting the caller, I called the bank. Sure enough, my credit card information had
been used at a Shell station in California for a $110 purchase. The actual card was
still in my billfold, so somehow they got the number.

How? I don't know. But the card is cancelled. Right when I'm about to order Christmas
presents. Pain in the ass. Luckily, the bank will get me a new card in two days.

So...watch yourself.
--

Ban idiots, not guns!

Credit Card Fraud
 

Happened to me last year at this time. Someone was using my debit card out in the western US.
At that time I was seldom using it except at ATMs but did buy gas on the edge of town then the local news reported that a number of similar victims had come to light around the same time. Took just over a week for the bank to reimburse my $ 400 something dollars.

Credit Card Fraud
 

On 12/8/2015 9:20 AM, John H. wrote:
So yesterday evening I get a call from my bank asking about my credit card usage. Not
trusting the caller, I called the bank. Sure enough, my credit card information had
been used at a Shell station in California for a $110 purchase. The actual card was
still in my billfold, so somehow they got the number.

How? I don't know. But the card is cancelled. Right when I'm about to order Christmas
presents. Pain in the ass. Luckily, the bank will get me a new card in two days.

So...watch yourself.

I received a call once regarding my Discover card. It had been used
that morning to buy over $5k worth of "stuff" in West Palm Beach,
Florida. I was at my house in MA at the time.

Discover was good. They voided the charges made, canceled and replaced
the card.

I haven't used it since though.

Credit Card Fraud
 

On 12/8/2015 10:03 AM, True North wrote:

Happened to me last year at this time. Someone was using my debit card out in the western US.
At that time I was seldom using it except at ATMs but did buy gas on the edge of town then the local news reported that a number of similar victims had come to light around the same time. Took just over a week for the bank to reimburse my $ 400 something dollars.


I've read that the card scanners used at gas pumps, ATM's and other
locations are replaced with some jerk's scanner that looks like it's the
original. His collects all your card info.

Credit Card Fraud
 

On Tue, 8 Dec 2015 10:13:06 -0500, "Mr. Luddite" wrote:

On 12/8/2015 10:03 AM, True North wrote:

Happened to me last year at this time. Someone was using my debit card out in the western US.
At that time I was seldom using it except at ATMs but did buy gas on the edge of town then the local news reported that a number of similar victims had come to light around the same time. Took just over a week for the bank to reimburse my $ 400 something dollars.


I've read that the card scanners used at gas pumps, ATM's and other
locations are replaced with some jerk's scanner that looks like it's the
original. His collects all your card info.


A couple weeks before Christmas is *not* a good time for this to happen.

I tried, this morning, to go to my statement at the bank's site to see if I could
figure out where this may have happened. But, everything and anything to do with that
card has been removed from my account.

I was really surprised that the bank, Pentagon Federal, would have caught that
charge. Perhaps their computers are programmed to compare usage times and realized I
couldn't have used the card here and in California only a couple hours later.
--

Ban idiots, not guns!

Credit Card Fraud
 

On 12/8/2015 10:27 AM, John H. wrote:
On Tue, 8 Dec 2015 10:13:06 -0500, "Mr. Luddite" wrote:

On 12/8/2015 10:03 AM, True North wrote:

Happened to me last year at this time. Someone was using my debit card out in the western US.
At that time I was seldom using it except at ATMs but did buy gas on the edge of town then the local news reported that a number of similar victims had come to light around the same time. Took just over a week for the bank to reimburse my $ 400 something dollars.


I've read that the card scanners used at gas pumps, ATM's and other
locations are replaced with some jerk's scanner that looks like it's the
original. His collects all your card info.


A couple weeks before Christmas is *not* a good time for this to happen.

I tried, this morning, to go to my statement at the bank's site to see if I could
figure out where this may have happened. But, everything and anything to do with that
card has been removed from my account.

I was really surprised that the bank, Pentagon Federal, would have caught that
charge. Perhaps their computers are programmed to compare usage times and realized I
couldn't have used the card here and in California only a couple hours later.


The banks and credit card companies have become pretty good at tracking
your spending habits and locations. Last year at about this time I
decided to drive to SC to spend Christmas with my son. When I arrived
at the hotel and tried to pay for the stay with a card, I got a request
to contact the issuer. Once they confirmed it was really me, the
payment was processed. I was told that it is a good idea to call the
issuers of debit and credit cards and let them know you will be
traveling and using the cards in locations they are not normally used.

Credit Card Fraud
 

- show quoted text -
The banks and credit card companies have become pretty good at tracking
your spending habits and locations. Last year at about this time I
decided to drive to SC to spend Christmas with my son. When I arrived
at the hotel and tried to pay for the stay with a card, I got a request
to contact the issuer. Once they confirmed it was really me, the
payment was processed. I was told that it is a good idea to call the
issuers of debit and credit cards and let them know you will be
traveling and using the cards in locations they are not normally used.
.........,
Yep, I had that happen to me a coue years ago while in Tennessee. I made a size able purchase ms the card was denied. I was really embarrassed but the sales guy was really helpful and asked me if I notified my card co that I was traveling, which i hadn't.

I called and got it lined out and all was well.
Since then I do call ahead and tell when I'll leave, where going and approx return. It's a good thing.

Credit Card Fraud
 

On 12/8/2015 8:20 AM, John H. wrote:
So yesterday evening I get a call from my bank asking about my credit card usage. Not
trusting the caller, I called the bank. Sure enough, my credit card information had
been used at a Shell station in California for a $110 purchase. The actual card was
still in my billfold, so somehow they got the number.

How? I don't know. But the card is cancelled. Right when I'm about to order Christmas
presents. Pain in the ass. Luckily, the bank will get me a new card in two days.

So...watch yourself.
--

Ban idiots, not guns!


When my daughter was off at college we had fraud on our card twice.
The first time about a Red Roof stay, $100 of stuff at a CVS and a
$200 steak dinner.
The second time, a bunch of around $50 charges of Apple tunes.
Replaced the card both times.
There seemed to be a lot of that happening around the college town,
but the fraudulent charges happened in a different city.

This fraud crap is costing all of us, in the way of higher cost goods.
I hope the new cards they are coming out with help contain fraud.

Mikek

Credit Card Fraud
 

On Tue, 08 Dec 2015 10:27:57 -0500, John H.
wrote:

I've read that the card scanners used at gas pumps, ATM's and other
locations are replaced with some jerk's scanner that looks like it's the
original. His collects all your card info.


A couple weeks before Christmas is *not* a good time for this to happen.

I tried, this morning, to go to my statement at the bank's site to see if I could
figure out where this may have happened. But, everything and anything to do with that
card has been removed from my account.

I was really surprised that the bank, Pentagon Federal, would have caught that
charge. Perhaps their computers are programmed to compare usage times and realized I
couldn't have used the card here and in California only a couple hours later.

===

This kind of thing is happening more often as hackers and card
scammers get more adept. The banks and card companies spend millions
and millions on fraud detection and protection and still bad stuff
gets through. They catch a lot of it very quickly however, and if you
travel a lot, they'll catch you also.

We're on the flip side of fraud detection at least a couple of times a
year, even more if we're cruising in the Bahamas or Caribbean. If
you're depending on cards for funds it's important to have at least
two or three different accounts, and with different banks. We give
all of our card companies notice before we travel and still get
tripped up from time to time. It's a nuisance but always gets
resolved quickly after we call them up and reassure them that we
really did buy $3,000 worth of diesel in some out of the way place.

Credit Card Fraud
 

On 12/8/2015 11:03 AM, amdx wrote:
On 12/8/2015 8:20 AM, John H. wrote:
So yesterday evening I get a call from my bank asking about my credit
card usage. Not
trusting the caller, I called the bank. Sure enough, my credit card
information had
been used at a Shell station in California for a $110 purchase. The
actual card was
still in my billfold, so somehow they got the number.

How? I don't know. But the card is cancelled. Right when I'm about to
order Christmas
presents. Pain in the ass. Luckily, the bank will get me a new card in
two days.

So...watch yourself.
--

Ban idiots, not guns!


When my daughter was off at college we had fraud on our card twice.
The first time about a Red Roof stay, $100 of stuff at a CVS and a
$200 steak dinner.
The second time, a bunch of around $50 charges of Apple tunes.
Replaced the card both times.
There seemed to be a lot of that happening around the college town,
but the fraudulent charges happened in a different city.

This fraud crap is costing all of us, in the way of higher cost goods.
I hope the new cards they are coming out with help contain fraud.

Mikek



I've been getting replacement cards with the new "chip" embedded in
them. So far though, I have not found any place that uses them yet.
They still swipe the magnetic strip.