On Wed, 9 Dec 2015 20:06:21 -0500, Alex wrote:

John H. wrote:
On Tue, 8 Dec 2015 20:30:06 -0500, Alex wrote:

wrote:
On Tuesday, December 8, 2015 at 11:24:40 AM UTC-5, Mr. Luddite wrote:
On 12/8/2015 11:03 AM, amdx wrote:
On 12/8/2015 8:20 AM, John H. wrote:
So yesterday evening I get a call from my bank asking about my credit
card usage. Not
trusting the caller, I called the bank. Sure enough, my credit card
information had
been used at a Shell station in California for a $110 purchase. The
actual card was
still in my billfold, so somehow they got the number.

How? I don't know. But the card is cancelled. Right when I'm about to
order Christmas
presents. Pain in the ass. Luckily, the bank will get me a new card in
two days.

So...watch yourself.
--

Ban idiots, not guns!

When my daughter was off at college we had fraud on our card twice.
The first time about a Red Roof stay, $100 of stuff at a CVS and a
$200 steak dinner.
The second time, a bunch of around $50 charges of Apple tunes.
Replaced the card both times.
There seemed to be a lot of that happening around the college town,
but the fraudulent charges happened in a different city.

This fraud crap is costing all of us, in the way of higher cost goods.
I hope the new cards they are coming out with help contain fraud.

Mikek

I've been getting replacement cards with the new "chip" embedded in
them. So far though, I have not found any place that uses them yet.
They still swipe the magnetic strip.
I've used my chip at Lowes a couple of times. It may be more secure, but it's slower and a bit of a PITA as compared to just swiping.

I didn't find it to be slower. They slide it in the machine rather than
swiping. Same thing in my experience.
Well just push it in the slot and pull it right back out, like in swiping, and see
who gets yelled at by the cashier!

You gotta wait for the machine to tell you it's OK to remove your card or you'll get
your damn hand slapped.

It takes longer.
--

Ban idiots, not guns!


The machine prints out the receipt in the same amount of time. You are
referencing the delay in the time it takes to get your card back. It's
not much different.

OK, OK. I stand humbly and soundly corrected. But I do find myself reaching for my
card well before the machine is done with it.
--

Ban idiots, not guns!

On Thursday, December 10, 2015 at 7:53:17 AM UTC-5, John H. wrote:
On Wed, 9 Dec 2015 20:06:21 -0500, Alex wrote:

John H. wrote:
On Tue, 8 Dec 2015 20:30:06 -0500, Alex wrote:

wrote:
On Tuesday, December 8, 2015 at 11:24:40 AM UTC-5, Mr. Luddite wrote:
On 12/8/2015 11:03 AM, amdx wrote:
On 12/8/2015 8:20 AM, John H. wrote:
So yesterday evening I get a call from my bank asking about my credit
card usage. Not
trusting the caller, I called the bank. Sure enough, my credit card
information had
been used at a Shell station in California for a $110 purchase. The
actual card was
still in my billfold, so somehow they got the number.

How? I don't know. But the card is cancelled. Right when I'm about to
order Christmas
presents. Pain in the ass. Luckily, the bank will get me a new card in
two days.

So...watch yourself.
--

Ban idiots, not guns!

When my daughter was off at college we had fraud on our card twice.
The first time about a Red Roof stay, $100 of stuff at a CVS and a
$200 steak dinner.
The second time, a bunch of around $50 charges of Apple tunes.
Replaced the card both times.
There seemed to be a lot of that happening around the college town,
but the fraudulent charges happened in a different city.

This fraud crap is costing all of us, in the way of higher cost goods.
I hope the new cards they are coming out with help contain fraud.

Mikek

I've been getting replacement cards with the new "chip" embedded in
them. So far though, I have not found any place that uses them yet.
They still swipe the magnetic strip.
I've used my chip at Lowes a couple of times. It may be more secure, but it's slower and a bit of a PITA as compared to just swiping.

I didn't find it to be slower. They slide it in the machine rather than
swiping. Same thing in my experience.
Well just push it in the slot and pull it right back out, like in swiping, and see
who gets yelled at by the cashier!

You gotta wait for the machine to tell you it's OK to remove your card or you'll get
your damn hand slapped.

It takes longer.
--

Ban idiots, not guns!


The machine prints out the receipt in the same amount of time. You are
referencing the delay in the time it takes to get your card back. It's
not much different.

OK, OK. I stand humbly and soundly corrected. But I do find myself reaching for my
card well before the machine is done with it.
--

Ban idiots, not guns!

You're standing in the wrong place. I even commented to the cashier about how slow it was, and they agreed it was slower than swiping. Seeing how many times a day they experience it, I'll take their word for it.

On Thu, 10 Dec 2015 06:23:08 -0800 (PST), wrote:

On Thursday, December 10, 2015 at 7:53:17 AM UTC-5, John H. wrote:
On Wed, 9 Dec 2015 20:06:21 -0500, Alex wrote:

John H. wrote:
On Tue, 8 Dec 2015 20:30:06 -0500, Alex wrote:

wrote:
On Tuesday, December 8, 2015 at 11:24:40 AM UTC-5, Mr. Luddite wrote:
On 12/8/2015 11:03 AM, amdx wrote:
On 12/8/2015 8:20 AM, John H. wrote:
So yesterday evening I get a call from my bank asking about my credit
card usage. Not
trusting the caller, I called the bank. Sure enough, my credit card
information had
been used at a Shell station in California for a $110 purchase. The
actual card was
still in my billfold, so somehow they got the number.

How? I don't know. But the card is cancelled. Right when I'm about to
order Christmas
presents. Pain in the ass. Luckily, the bank will get me a new card in
two days.

So...watch yourself.
--

Ban idiots, not guns!

When my daughter was off at college we had fraud on our card twice.
The first time about a Red Roof stay, $100 of stuff at a CVS and a
$200 steak dinner.
The second time, a bunch of around $50 charges of Apple tunes.
Replaced the card both times.
There seemed to be a lot of that happening around the college town,
but the fraudulent charges happened in a different city.

This fraud crap is costing all of us, in the way of higher cost goods.
I hope the new cards they are coming out with help contain fraud.

Mikek

I've been getting replacement cards with the new "chip" embedded in
them. So far though, I have not found any place that uses them yet.
They still swipe the magnetic strip.
I've used my chip at Lowes a couple of times. It may be more secure, but it's slower and a bit of a PITA as compared to just swiping.

I didn't find it to be slower. They slide it in the machine rather than
swiping. Same thing in my experience.
Well just push it in the slot and pull it right back out, like in swiping, and see
who gets yelled at by the cashier!

You gotta wait for the machine to tell you it's OK to remove your card or you'll get
your damn hand slapped.

It takes longer.
--

Ban idiots, not guns!


The machine prints out the receipt in the same amount of time. You are
referencing the delay in the time it takes to get your card back. It's
not much different.

OK, OK. I stand humbly and soundly corrected. But I do find myself reaching for my
card well before the machine is done with it.
--

Ban idiots, not guns!

You're standing in the wrong place. I even commented to the cashier about how slow it was, and they agreed it was slower than swiping. Seeing how many times a day they experience it, I'll take their word for it.

I was out shopping yesterday with this question in mind and I think it
is about the same. It is just the perception because you are waiting
to get your card back instead of just waiting for the receipt, that
you usually don't really care about anyway.
Then you have to put your card away.

wrote:
On Thursday, December 10, 2015 at 7:53:17 AM UTC-5, John H. wrote:
On Wed, 9 Dec 2015 20:06:21 -0500, Alex wrote:

John H. wrote:
On Tue, 8 Dec 2015 20:30:06 -0500, Alex wrote:

wrote:
On Tuesday, December 8, 2015 at 11:24:40 AM UTC-5, Mr. Luddite wrote:
On 12/8/2015 11:03 AM, amdx wrote:
On 12/8/2015 8:20 AM, John H. wrote:
So yesterday evening I get a call from my bank asking about my credit
card usage. Not
trusting the caller, I called the bank. Sure enough, my credit card
information had
been used at a Shell station in California for a $110 purchase. The
actual card was
still in my billfold, so somehow they got the number.

How? I don't know. But the card is cancelled. Right when I'm about to
order Christmas
presents. Pain in the ass. Luckily, the bank will get me a new card in
two days.

So...watch yourself.
--

Ban idiots, not guns!

When my daughter was off at college we had fraud on our card twice.
The first time about a Red Roof stay, $100 of stuff at a CVS and a
$200 steak dinner.
The second time, a bunch of around $50 charges of Apple tunes.
Replaced the card both times.
There seemed to be a lot of that happening around the college town,
but the fraudulent charges happened in a different city.

This fraud crap is costing all of us, in the way of higher cost goods.
I hope the new cards they are coming out with help contain fraud.

Mikek

I've been getting replacement cards with the new "chip" embedded in
them. So far though, I have not found any place that uses them yet.
They still swipe the magnetic strip.
I've used my chip at Lowes a couple of times. It may be more
secure, but it's slower and a bit of a PITA as compared to just swiping.

I didn't find it to be slower. They slide it in the machine rather than
swiping. Same thing in my experience.
Well just push it in the slot and pull it right back out, like in swiping, and see
who gets yelled at by the cashier!

You gotta wait for the machine to tell you it's OK to remove your card or you'll get
your damn hand slapped.

It takes longer.
--

Ban idiots, not guns!


The machine prints out the receipt in the same amount of time. You are
referencing the delay in the time it takes to get your card back. It's
not much different.

OK, OK. I stand humbly and soundly corrected. But I do find myself reaching for my
card well before the machine is done with it.
--

Ban idiots, not guns!

You're standing in the wrong place. I even commented to the cashier
about how slow it was, and they agreed it was slower than swiping.
Seeing how many times a day they experience it, I'll take their word for it.


I think it is the reader, phone connection. Local gas station is having a
bad time since new reader was installed. Reader company says att , att
says reader.

On Thu, 10 Dec 2015 10:12:29 -0800, Califbill billnews wrote:

I think it is the reader, phone connection. Local gas station is having a
bad time since new reader was installed. Reader company says att , att
says reader.

Too bad I am so far away. I have the tool to break that tie in my shop
;-)

wrote:
On Wed, 9 Dec 2015 20:12:29 -0500, Alex wrote:

wrote:
On Wednesday, December 9, 2015 at 1:09:06 PM UTC-5, wrote:
On Wed, 09 Dec 2015 12:48:36 -0500, John H.
wrote:

On Wed, 9 Dec 2015 06:53:12 -0600, amdx wrote:

On 12/8/2015 7:23 PM, Alex wrote:
John H. wrote:
On Tue, 8 Dec 2015 10:13:06 -0500, "Mr. Luddite"
wrote:

On 12/8/2015 10:03 AM, True North wrote:

Happened to me last year at this time. Someone was using my debit
card out in the western US.
At that time I was seldom using it except at ATMs but did buy gas on
the edge of town then the local news reported that a number of
similar victims had come to light around the same time. Took just
over a week for the bank to reimburse my $ 400 something dollars.

I've read that the card scanners used at gas pumps, ATM's and other
locations are replaced with some jerk's scanner that looks like it's the
original. His collects all your card info.

A couple weeks before Christmas is *not* a good time for this to happen.

I tried, this morning, to go to my statement at the bank's site to see
if I could
figure out where this may have happened. But, everything and anything
to do with that
card has been removed from my account.

I was really surprised that the bank, Pentagon Federal, would have
caught that
charge. Perhaps their computers are programmed to compare usage times
and realized I
couldn't have used the card here and in California only a couple hours
later.
--

Ban idiots, not guns!

Bank of America has declined charges at a local gas station we frequent
often - go figure. On the other hand I have used my card during the
same hour my wife was in another state using her card with the same
number and we were both away from home.
My wife was at a gas station, put her card in, pumped $1 before
noticing the cash price was cheaper. She stopped and bought the rest
with cash. I got a call about the $1 charge,they said thieves sometimes
test a card with a small charge.
Mikek
They do. The last time I had a card used fraudulently, I had left it at Safeway. By
the time I realized I'd left it, it had been used for a $1 charge at a local gas
station. The bank told me the same thing.

The cashier was fired withing the next hour, union or no union.
I left my credit/debit card in the ATM in Driggs Idaho and went off to
Jackson Wy for the day.
When I figured out it was missing I went back to the bank and the
manager had it. They said they were waiting for me before they voided
it. A customer found it and turned it in. If I was on the East coast I
would expect to have it maxed out.
I pulled up at an ATM right as another car was leaving. The ATM was asking if I wanted to make another transaction! I hit no and pulled the card out. It was someone I knew so I took it to them after I made my withdrawal. They were very thankful.

The ATM at my local bank makes you take the card out before you can
proceed. They should all be that way.
The original designs were set up that way so they could retain a "bad"
card in the machine. Now they have a lot that you just swipe like a
POS.


The few I use still could take the card - it is pulled into the machine
for a second before it spits it back out. It's Bank of America if it
makes a difference.

wrote:
On Thu, 10 Dec 2015 06:23:08 -0800 (PST), wrote:

On Thursday, December 10, 2015 at 7:53:17 AM UTC-5, John H. wrote:
On Wed, 9 Dec 2015 20:06:21 -0500, Alex wrote:

John H. wrote:
On Tue, 8 Dec 2015 20:30:06 -0500, Alex wrote:

wrote:
On Tuesday, December 8, 2015 at 11:24:40 AM UTC-5, Mr. Luddite wrote:
On 12/8/2015 11:03 AM, amdx wrote:
On 12/8/2015 8:20 AM, John H. wrote:
So yesterday evening I get a call from my bank asking about my credit
card usage. Not
trusting the caller, I called the bank. Sure enough, my credit card
information had
been used at a Shell station in California for a $110 purchase. The
actual card was
still in my billfold, so somehow they got the number.

How? I don't know. But the card is cancelled. Right when I'm about to
order Christmas
presents. Pain in the ass. Luckily, the bank will get me a new card in
two days.

So...watch yourself.
--

Ban idiots, not guns!

When my daughter was off at college we had fraud on our card twice.
The first time about a Red Roof stay, $100 of stuff at a CVS and a
$200 steak dinner.
The second time, a bunch of around $50 charges of Apple tunes.
Replaced the card both times.
There seemed to be a lot of that happening around the college town,
but the fraudulent charges happened in a different city.

This fraud crap is costing all of us, in the way of higher cost goods.
I hope the new cards they are coming out with help contain fraud.

Mikek

I've been getting replacement cards with the new "chip" embedded in
them. So far though, I have not found any place that uses them yet.
They still swipe the magnetic strip.
I've used my chip at Lowes a couple of times. It may be more secure, but it's slower and a bit of a PITA as compared to just swiping.

I didn't find it to be slower. They slide it in the machine rather than
swiping. Same thing in my experience.
Well just push it in the slot and pull it right back out, like in swiping, and see
who gets yelled at by the cashier!

You gotta wait for the machine to tell you it's OK to remove your card or you'll get
your damn hand slapped.

It takes longer.
--

Ban idiots, not guns!

The machine prints out the receipt in the same amount of time. You are
referencing the delay in the time it takes to get your card back. It's
not much different.
OK, OK. I stand humbly and soundly corrected. But I do find myself reaching for my
card well before the machine is done with it.
--

Ban idiots, not guns!
You're standing in the wrong place. I even commented to the cashier about how slow it was, and they agreed it was slower than swiping. Seeing how many times a day they experience it, I'll take their word for it.
I was out shopping yesterday with this question in mind and I think it
is about the same. It is just the perception because you are waiting
to get your card back instead of just waiting for the receipt, that
you usually don't really care about anyway.
Then you have to put your card away.


The machines are also usually slower during the holiday but not as bad
as when they used a dial up connection!