On 9/28/2014 5:52 PM, F*O*A*D wrote:
On 9/28/14 6:42 PM, Wayne.B wrote:
On Sun, 28 Sep 2014 18:25:47 -0400, F*O*A*D wrote:

I dated a wider variety of girls of different skin colors,
religions and ethnicity, the most unusual (for me, a Connecticut Yankee)
a beautiful, blue-eyed blonde Mennonite young lady.

===

How fortunate for her that she ended up with someone else.



My memory on this is vague, but she was dating the son of a wheat farmer
after we broke up. Thank goodness it wasn't a bankster or a bankster
facilitator.

You don't understand how important banking is to the economy.
Most people are very unwise in there personal spending.
I think it would be wise to educate the public about the importance
of living on less then you earn. A high percentage of the population
is 100% reliant on other peoples money (banks) to buy something as
common as a car. It has never made sense to me that a family can't
afford to pay cash for a car, but they can afford to pay for a car plus
interest. Never mind 0% interest deals, most people shouldn't be buying
new cars anyway.
My latest education came when I wanted to buy some peel-N-seal tape.
I called two of the local aluminum building supply companies, they were
both out of business. I drove over to where there was a third aluminum
building supply company, when I arrived, the sign had been changed to
a photography studio. I went in anyway and ask, the lady said, let me
get him, he's in the back. He came out and I mentioned what I had run
across with his competitors. I got a 45 minute story about his industry.
The business failures all came down to the banking industry and tight
criteria for lending money. He said, when it was at it's worst his
salesmen would sell 100 jobs, but only 15% of those would qualify for
the loan. It all spiraled down from there. He had to reduce salesmen,
this resulted in less sales, until it is just a few people now, and two
closed businesses.
But this comes back to people that can not afford a $10,000 expense,
but they can afford a $10,000 + interest expense. Makes no sense.
Mikek

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