ah, yes, the latest on my company 401K
 

"bpuharic" wrote in message
...
On Wed, 21 Jul 2010 18:22:20 -0600, Canuck57
wrote:

On 21/07/2010 3:26 PM, bpuharic wrote:
On Wed, 21 Jul 2010 09:51:31 -0700, "Califbill"
wrote:


bull****. it DIDNT have a living wage. THAT'S the problem! it hasnt
had a real wage increase on 10 years.

any other fairy tales you want to spread?

By definition they live in the middle. The problem you babyboomers /
GenXers have decided that a living wage is $200,000 a year. You have
to be
able to afford a nice couple cars, nice boat, 3000 sq ft. home, and a 3
week
vacation in some really nice 4 star place. You are in error.


ah. blame the middle class. that's the right wing solution to
everyting.

protect the rich

blame the middle class

CalifBill said it right, no one gives a crap that you lost. And you
lost because you were stupid.

no, i lost because i was middle class. you seem to forget that there
are 100M in the same shape i'm in

but, then, you're right wing. the problems of the middle class dont
interest you at all. not a bit


http://www.joebrower.com/PHILE_PILE/PIX/FR/crybaby_deluxe.gif

ah, yes, the latest on my company 401K
 

On 21/07/2010 10:36 PM, Califbill wrote:


"bpuharic" wrote in message
...
On Wed, 21 Jul 2010 09:57:46 -0700, "Califbill"
wrote:



"bpuharic" wrote in message
...
On Tue, 20 Jul 2010 22:27:41 -0400, "D.Duck" wrote:


since it's a standard part of a loan applcation. that's when

been renting all your life, i see


I may be wrong but I believe 401Ks are untouchable in bankruptcy
proceedings. You may have to list them on a loan app but they are
untouchable to a loan holder.


unless, of course, you're able to waive that...which many middle class
people did since it was a source of wealth that the rich wanted to get
their greedy hands on.

If you could not afford the loan without your 401k money, buy a cheaper
house.

yeah i can see you're a renter and never bought a house

it doesnt matter whether or not you're usin it as collateral. the loan
company STILL wants to know what y our assets are

they SELL your loan to investors. the more assets you have, the better
your loan is and the more money they get for it.

There was no way, anyone making $50k a year could purchase a $500k
house. Maybe you were too dumb to realize that.

and you're too dumb to apply for a mortgage


And the only reason the
banks etc. were loaning money on that ratio was the government told
them to
and bought the loans from them.

more bull****. the govt never told them **** about the loans they had
to cover. wall street got greedy and set up loan companies to make bad
loans so they could package them, sell CDO's and clean up

there's a reason CDO's went from 1 trillion in 97 to SIXTY TWO
TRILLION in 2007

greed of the rich. it had NOTHING to do with the middle class

the middle class, having had static wages for 10 years, did the only
thing it could: borrowed.

The reason I own a million dollar house is
because of inflation. No way should my house be selling for a
$1,000,000+
but that is what inflation and the government has brought us. Was a $36k
house in 1972. With a 450 addition and a pool which probably cost
$5,500 to
build in 1974 the house would have valued at about $40k then. Now it
is 25
times that value 36 years later. Way more than CPI indexed inflation and
that has been the measure for increased home value for all but the
last 30
years.

you dont know **** about anything, let alone the middle class

I may be dumb, but not anywhere as dumb as you. I have bought several
houses, I own my house. No mortgage! My daughter bought her first place
at 25 years old. She bought a condo in a very good area. As she knew she
could not afford a single family home on her income. I bought a business
a long time ago. I looked at the income and outgo and paid accordingly.
They look at your 401k as an example of are you thrifty and will pay the
loan. I grew up Middle Class. Mom was an RN, and dad was a machinist.
Both products of the Depression. If you could not pay cash, you did not
buy things. Very few things were financed. My mother never had a credit
card other than a gas company card. Did not have money to write a check
for the item or pay cash for it, do not buy it. I bet you run a couple
thousand dollar balance on your credit cards each month. You are dumb
when it comes to economics.

Number one reason people get in trouble is debt. More debt than they
can manage. And always more debt than is good for them.

Your parents were good role models. And your daughter did what I did,
but a less expensive place you know you can afford. Paid it off in 6
years. Then moved up to a larger even better area, paid it off in 5
years. Haven't had mortgage debt since even though I upgraded again as
I had the cash for the difference.

bpuharics of the world, dime a dozen debt mongers in open denial of the
facts.

ah, yes, the latest on my company 401K
 

On 22/07/2010 4:21 AM, bpuharic wrote:
On Wed, 21 Jul 2010 21:36:49 -0700, "Califbill"
wrote:



wrote in message


there's a reason CDO's went from 1 trillion in 97 to SIXTY TWO
TRILLION in 2007

greed of the rich. it had NOTHING to do with the middle class


you dont know **** about anything, let alone the middle class

I may be dumb, but not anywhere as dumb as you. I have bought several
houses, I own my house.

no one cares. you're not the entire middle class. you simply think
you're rich so it MUST be god on your side

go ahead. sell that attitude to the millions who cant make mortgage
payments, or lose their jobs.

Bill's stopy is not quique. Those that are "conservative" and don't
worship debt do far better than liberal debt mongers.

Thats a fact jack.
--

Government has liberals, idealists and lawyers, but where is the common
sense?

ah, yes, the latest on my company 401K
 

On Wed, 21 Jul 2010 20:47:53 -0400, bpuharic wrote:

On Wed, 21 Jul 2010 18:22:20 -0600, Canuck57
wrote:

On 21/07/2010 3:26 PM, bpuharic wrote:
On Wed, 21 Jul 2010 09:51:31 -0700, "Califbill"
wrote:


bull****. it DIDNT have a living wage. THAT'S the problem! it hasnt
had a real wage increase on 10 years.

any other fairy tales you want to spread?

By definition they live in the middle. The problem you babyboomers /
GenXers have decided that a living wage is $200,000 a year. You have to be
able to afford a nice couple cars, nice boat, 3000 sq ft. home, and a 3 week
vacation in some really nice 4 star place. You are in error.


ah. blame the middle class. that's the right wing solution to
everyting.

protect the rich

blame the middle class

CalifBill said it right, no one gives a crap that you lost. And you
lost because you were stupid.

no, i lost because i was middle class. you seem to forget that there
are 100M in the same shape i'm in

but, then, you're right wing. the problems of the middle class dont
interest you at all. not a bit

Well, perhaps Canuck was wrong. You weren't just stupid. You were 'middle class
stupid'.

I'm middle class, as are my friends (most of them) and neighbors. None of them
are whining about the money they lost. It's for damn sure they're not making
twenty posts a day trying to convince folks their own stupidity is someone
else's fault.


--

John H

ah, yes, the latest on my company 401K
 

On Thu, 22 Jul 2010 06:42:56 -0400, "D.Duck" wrote:


"bpuharic" wrote in message
.. .
On Wed, 21 Jul 2010 21:28:20 -0700, "Califbill"
wrote:


NOBODY in the middle class has had a raise; NOBODY

dooes the ENTIRE middle class suck at their jobs?

WHY is this ONLY in the US? is it ONLY the US middle class that sucks?


Wall streets and the big banks
were greedy so they insured the loans and sold them for even more profit.
That was criminal, but all started because government gave away the house.

EXACTLY!! right wing BULL**** said 'smaller govt and less regulation
will give the free market a chance to work'

and THAT destroyed the US economy. the middle class was NOT at fault


Man you'd better slow down. All this ranting will take its toll on your
health.

gee. imagine what i'm gonna be like when i still have to work at 70 to
support wall street.


BTW.....many of your "middle class" Americans have had increases over the
past ten years. They are called merit increases.

more incredibly stupid bull****.

INFLATION ADJUSTED wages have not risen in 30 years

are you naturally stupid or do you practice?

ah, yes, the latest on my company 401K
 

On Thu, 22 Jul 2010 11:10:47 -0400, wrote:

On Thu, 22 Jul 2010 06:15:31 -0400, bpuharic wrote:

NOBODY in the middle class has had a raise; NOBODY

dooes the ENTIRE middle class suck at their jobs?


That is just stupid. Lots of people in "the middle class" got plenty
of money.

now let's see....i posted the evidence.

he says 'golly...rush told me this isnt true, and rush never lies so
it CANT be true!!!'

this is PRECISELY what i'm talking about. y ou right wingers beleve
your bull**** IN SPITE of the evidence

They just don't get it by working for big companies doing
menial jobs like they used to. When I gave you a good example you said
you don't give a flying **** because you didn't get a raise.
The reason the average is down is because millions of people had their
high paid jobs shipped offshore due to policies and laws written when
that guy from Arkansas was in office. (NAFTA/GATT).

ROFLMAO!!! i'm old enough to remember that.

NAFTA was negotiated by GEORGE BUSH. it was laid out in great detail
by GEORGE BUSH. clinton signed it because it's destructive to a
nation's reputation to go back on a treaty that's about to be signed.

christ. dont you guys know ANYTHING??

"The economy" seemed like it was going great because CORPORATE PROFITS
soared but that was when the middle class got screwed and the rich
started getting richer. Why do you still love that guy?.

golly. you're right. george bush and ronald reagan ****ed the middel
class.

thanks. i already knew that.

ah, yes, the latest on my company 401K
 

On Thu, 22 Jul 2010 11:05:17 -0400, John H
wrote:

On Wed, 21 Jul 2010 20:47:53 -0400, bpuharic wrote:


blame the middle class

CalifBill said it right, no one gives a crap that you lost. And you
lost because you were stupid.

no, i lost because i was middle class. you seem to forget that there
are 100M in the same shape i'm in

but, then, you're right wing. the problems of the middle class dont
interest you at all. not a bit

Well, perhaps Canuck was wrong. You weren't just stupid. You were 'middle class
stupid'.

knowing that the right wing hates the middle class, i wear your insult
as a badge of honor


I'm middle class, as are my friends (most of them) and neighbors. None of them
are whining about the money they lost

that's because they believe the right wing bull****. sheep dont
protest as they're led to slaughter. you and your buddies are right
wing sheep. you bleat your love for the rich as you go to the
slaughterhouse

.. It's for damn sure they're not making
twenty posts a day trying to convince folks their own stupidity is someone
else's fault.

no surprise at all. they're too stupid to understand what's going on.

ah, yes, the latest on my company 401K
 

On Thu, 22 Jul 2010 06:42:39 -0600, Canuck57
wrote:

On 22/07/2010 4:21 AM, bpuharic wrote:
On Wed, 21 Jul 2010 21:36:49 -0700, "Califbill"
wrote:
s. you simply think
you're rich so it MUST be god on your side

go ahead. sell that attitude to the millions who cant make mortgage
payments, or lose their jobs.

Bill's stopy is not quique. Those that are "conservative" and don't
worship debt do far better than liberal debt mongers.

gee. that biggest spenders in history are conservatives.

ah, yes, the latest on my company 401K
 

On Thu, 22 Jul 2010 06:37:25 -0600, Canuck57
wrote:


Number one reason people get in trouble is debt. More debt than they
can manage. And always more debt than is good for them.

more bull****. you guys are clueless

ever wonder why, all of a sudden the ENTIRE middle class is having
problems even though this was not a problem 10 years ago?

gee...is it a change in the middle class OR a change in the policies
of wall street. well, let's look at evideence, shall we?

1997 CDO's 1 trillion
2007 62 TRILLION

yeah i'm sure the middle class had a BIG role in that...

god...you guys would drown in the rain if seomeone didnt take you in


bpuharics of the world, dime a dozen debt mongers in open denial of the
facts.

US houselhod wealth 2005 65 trillion
2009 55 trillion

so tell me how the middle class caused this.

you're such an idiot.

ah, yes, the latest on my company 401K
 

On Thu, 22 Jul 2010 11:24:10 -0400, wrote:

On Thu, 22 Jul 2010 06:29:12 -0400, bpuharic wrote:

You keep talking about unions, form one.

in the US you can't form a union without getting fired.

You missed the whole concept of unions. The point used to be that the
workers were so important to the operation that you couldn't fire them
all. Are you saying that you are so expendable that if your whole
office walked out, the company could replace you immediately?
We may be touching on why you haven't had a raise in 30 years.

let me type this slowly so you can read it

NO

ONE

IN the MIDDLE CLASS has had a raise in 30 years

so, then, right whiner...tell me. do you think i'm 100,000,000
americans?

because NONE OF US has h ad a raise you blithering idiot.

i dont know how many ways i can tell you that. i'm just concluding
you're too stupid to read


I know the world thinks unions are all just take but I grew up around
the people who built the Teamsters union (yes I knew Hoffa) and there
was a lot of pain in that process.

golly. i grew up in the steel town of pittsburgh

nah. we had no unions there...


BTW the biggest union busters in government were democrats.
I also understand in a NAFTA/GATT world, unions are not really going
to work until you can organize China, India, Mexico and Vietnam. It is
not an American problem.

and, of course, NAFTA was negotiated by george bush.

and, yes, unions will work just fine. they work in the EU where german
workers are heavily unionized and they have a competitive export
oriented economy