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-   -   ah, yes, the latest on my company 401K (https://www.boatbanter.com/general/116600-ah-yes-latest-my-company-401k.html)

John H[_2_] July 22nd 10 01:38 AM

ah, yes, the latest on my company 401K
 
On Wed, 21 Jul 2010 20:03:21 -0400, bpuharic wrote:

On Tue, 20 Jul 2010 20:28:37 -0400, John H
wrote:

On Tue, 20 Jul 2010 19:04:59 -0400, Larry wrote:

John H wrote:
On Mon, 19 Jul 2010 23:10:30 -0400, wrote:


On Mon, 19 Jul 2010 19:46:34 -0400, "Harold"
wrote:


http://screen.yahoo.com/funds.html


and here is where you're confused. 401K's are managed by fund
managers...the funds they manage CAN do pretty well on an individual
basis. yet, unless you're a full time manager yourself, you have NO
idea which ones these are going to be.


Move your $40 to a money market fund and STFU.

You'd think all the Limo Liberals here would get up a collection for poor
bpuharic


notice how the right ignores the situation facing the middle class?

the rich are doing fine...so that's all that matters

Seriously, Bob, do you really think all the conservatives here, or anywhere, are
rich? Do you not think a bunch of us might be middle class? Yet you are the one
doing all the whining because you paid little attention to your investment.

I asked if your 401K had a money market fund. By putting your money in same, you
could have prevented the losses you took.

Don't they all? If he has/had a company match - it would be free money,
too!


I've noticed he won't answer a straightforward question.


you call it straightforward

i call it useless


Well, did your 401K have a money market, or not.

Simple question. If you lost all your money through negiligence, when a money
market was readily available, then you shouldn't be blaming anyone but yourself.

It's called 'personal responsibility'.

Of course, to a liberal them's fightin' words.
--

John H

Canuck57[_9_] July 22nd 10 01:41 AM

ah, yes, the latest on my company 401K
 
On 21/07/2010 4:36 AM, Jim wrote:
bpuharic wrote:


ah. so 100,000,000 americans are named 'bpuharic' since we all lost
our shirts


I'm still curious about the "100,000,000 middle class."
Can you pick that group from here?

http://sociology.ucsc.edu/whorulesam...er/wealth.html

Can't seem to break any of the charts down to get 100,000,000
in a group. But I didn't try too hard.
Seems the groups here are 1, 19, and 80 percent.

Jim - Curious


Might have picked it up from one of my posts. While the USA has 333
million or so people, only 100 million actually work in non-government
and actually pay meaningful taxes.

About 30%. So take students (all ages), retirees, welfare, bums,
disabled, military, government -- they outvote non-governemtn workers.
Which is where the left has its power. And why Obama is always shooting
his mouth off appeasing the lower class.

If I had a liberal-leftie in the house, I would throw them out and tell
tehm to get a job. 6 months later, what are all these deductions? I
would reply, the socialistic hen peckers getting what they can steal.
--

Government has liberals, idealists and lawyers, but where is the common
sense?

John H[_2_] July 22nd 10 01:42 AM

ah, yes, the latest on my company 401K
 
On Wed, 21 Jul 2010 20:06:53 -0400, bpuharic wrote:

On Tue, 20 Jul 2010 12:15:30 -0400, John H
wrote:

On Mon, 19 Jul 2010 23:10:30 -0400, bpuharic wrote:


the rich are doing fine...so that's all that matters


Seriously, Bob, do you really think all the conservatives here, or anywhere, are
rich?


i think they're sock puppets for the rich. they believe all the
bull**** myths about working hard, how the middle class is getting
richer, how we can turn our futures over to wall street and
everything's gonna be fine


OK, so we're not 'rich', just middle class. Yet, we aren't whining and
complaining about how the 'rich' took all our money. Do you ever wonder about
that?

they hate labor unions. they hate regulations on companies. they hate
the idea the middle class deserves a pay increase every once in
awhile. they think nothing's wrong with america that giving more money
to the rich won't cure

Do you believe we, the middle class, just want to give money away?

Do you not think a bunch of us might be middle class? Yet you are the
one
doing all the whining because you paid little attention to your investment.


yeah. me and 100M other hard working americans


Gosh, there's only one here doing all the whining about the money he lost.

I asked if your 401K had a money market fund. By putting your money in same, you
could have prevented the losses you took.


gee. where was your crystal ball in 2006?


Did you really need a crystal ball to know what a money market was?

--

John H

Harry  July 22nd 10 01:45 AM

ah, yes, the latest on my company 401K
 
On 7/21/10 8:24 PM, Canuck57 wrote:
On 20/07/2010 11:25 PM, D.Duck wrote:

wrote in message
...
On Tue, 20 Jul 2010 21:46:25 -0400, bpuharic wrote:

On Tue, 20 Jul 2010 19:20:56 -0400, wrote:

On Tue, 20 Jul 2010 17:07:55 -0400, bpuharic wrote:

and there as many HF managers who saw this coming as economists

MOST hedge fund managers were betting against housing in 2007, that is
what hedge funds do.

except, of course, they told no one. the fine against goldman sachs
that depressed their first quarter earnings was for exactly this type
of screwing around


BTW I was reading an old Fortune magazine at Jury duty today (jan/feb
2010) and they had a list of the funds that did get it right this
year, one was up 265%. They also listed 1000 with their results for a
year and 3 years. I was looking at the Fidelity funds and most of them
were up this year, about half up over the last 3.
I guess I will dig out my 401k statement and see how it really did.
I know the last time I looked it was double what it was when I stopped
contributing in 1996.

too bad the right wing destroyed the pension system in this country
and let the rich replace it with 401k's.


This is the summary of my 401k from the web site

Average Annual Total Returns1 (%)
as of 06/30/2010

1 Year 3.63
3 Year 4.23
5 Year 4.80
10 Year 5.15
Life 6.84

Life is as of inception date 07/01/1985.


When I consider the fees the manager is skimming this is not bad.


You'd better recheck your numbers. I read somewhere that NO 401Ks had a
positive return over the past three years. 8)


Mine sure did, over the last 3 years, 89%. Yep, for each $1 in it is now
$1.86.



That's surely the value of your portfolio... $1.86....Canadian.

bpuharic July 22nd 10 01:47 AM

ah, yes, the latest on my company 401K
 
On Wed, 21 Jul 2010 18:22:20 -0600, Canuck57
wrote:

On 21/07/2010 3:26 PM, bpuharic wrote:
On Wed, 21 Jul 2010 09:51:31 -0700, "Califbill"
wrote:


bull****. it DIDNT have a living wage. THAT'S the problem! it hasnt
had a real wage increase on 10 years.

any other fairy tales you want to spread?

By definition they live in the middle. The problem you babyboomers /
GenXers have decided that a living wage is $200,000 a year. You have to be
able to afford a nice couple cars, nice boat, 3000 sq ft. home, and a 3 week
vacation in some really nice 4 star place. You are in error.



ah. blame the middle class. that's the right wing solution to
everyting.

protect the rich

blame the middle class


CalifBill said it right, no one gives a crap that you lost. And you
lost because you were stupid.


no, i lost because i was middle class. you seem to forget that there
are 100M in the same shape i'm in

but, then, you're right wing. the problems of the middle class dont
interest you at all. not a bit


bpuharic July 22nd 10 01:48 AM

ah, yes, the latest on my company 401K
 
On Wed, 21 Jul 2010 18:20:32 -0600, Canuck57
wrote:

On 21/07/2010 4:12 AM, bpuharic wrote:
On Tue, 20 Jul 2010 20:08:42 -0700, "Califbill"
wrote:


the right has, at every turn, gutted the ability of the middle class
to earn a living wage or have a decent retirement


No one cares about you. Just a pest interupting a good conversation.
Like a rude liberal sleeze.


of COURSE you dont care about the middle class. to you, only the rich
are important. only the weathy


bpuharic July 22nd 10 01:51 AM

ah, yes, the latest on my company 401K
 
On Wed, 21 Jul 2010 20:09:47 -0400, Larry wrote:


From the same psycho who said no one in the middle class has had a
raise in ten years?


you are SUCH an idiot

i'm sure you'll check this website. it'll blow your fuses when you
realize you're full of ****.

then you'll turn on rush, he'll tell you all the little lies that the
right uses to comfort themselves

and you'll stick your thumb in your mouth and go to sleep, confident
that the rich are doing well


http://andrewsullivan.theatlantic.co...the-day-6.html

go ahead. tell me how the middle class hasnt had a raise in 27 years
while, in the same time, the wealthiest 1% has had a 500% increase.

go head. i'll wait

bpuharic July 22nd 10 01:52 AM

ah, yes, the latest on my company 401K
 
On Wed, 21 Jul 2010 18:27:23 -0600, Canuck57
wrote:

On 21/07/2010 6:07 PM, bpuharic wrote:
On Mon, 19 Jul 2010 21:58:55 -0600,
wrote:

the rich are doing fine...so that's all that matters

From my perspctive, yes. What, with your envy and contempt for the
rich you want us to kiss you ass?


nope. i just dont want you to act surprise when you get hanged


Will not get hanged. Maybe you will if you don't pay down those debts.
Debtor court might make a comeback you know.


how they gonna put the entire american middle class in jail?



bpuharic July 22nd 10 01:54 AM

ah, yes, the latest on my company 401K
 
On Wed, 21 Jul 2010 20:38:02 -0400, John H
wrote:

On Wed, 21 Jul 2010 20:03:21 -0400, bpuharic wrote:

On Tue, 20 Jul 2010 20:28:37 -0400, John H
wrote:y,
too!

I've noticed he won't answer a straightforward question.


you call it straightforward

i call it useless


Well, did your 401K have a money market, or not.


yes.


Simple question. If you lost all your money through negiligence, when a money
market was readily available, then you shouldn't be blaming anyone but yourself.


ah. negligence. me. 100,000,000 other americans. alan greenspan.
nobel prize winner milton friedman

yes. you right wingers will spin the bull**** any way you can to make
sure the rich escape responsibility


It's called 'personal responsibility'.


no, it's called wall street greed. you just cant wrap your pointy head
around the fact wall street is a criminal enterprise

bpuharic July 22nd 10 01:54 AM

ah, yes, the latest on my company 401K
 
On Wed, 21 Jul 2010 18:29:05 -0600, Canuck57
wrote:

On 21/07/2010 6:04 PM, bpuharic wrote:
On Tue, 20 Jul 2010 19:04:59 -0400, wrote:

John H wrote:
On Mon, 19 Jul 2010 23:10:30 -0400, wrote:


Seriously, Bob, do you really think all the conservatives here, or anywhere, are
rich? Do you not think a bunch of us might be middle class? Yet you are the one
doing all the whining because you paid little attention to your investment.

I asked if your 401K had a money market fund. By putting your money in same, you
could have prevented the losses you took.

Don't they all? If he has/had a company match - it would be free money,
too!


gee. if only you guys sold time on your crystal balls BEFORE the
collapse



You wouldn't list, it was there in plain view. Ron Paul for example


yeah. the same guy who told us the jews were planning to take over the
world

that the ron paul you talking about?



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