On 6/9/2010 12:25 AM, nom=de=plume wrote:

"Canuck57" wrote in message
...
On 08/06/2010 12:08 PM, Jeddadiah Smith wrote:
On 6/8/2010 1:45 PM, nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room with
purchase prices in general, not feeling like we're cash broke after a
major purchase (e.g., with our two mortgages, we can afford twice the
current monthly payment), it gives us the ability to incur after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and extends
the time before one or more of us needs to seriously get back to work.
(Two of us will be standing down from active work for the better
part of
1-2 years, the other two will head back into the grinder in less than a
year.)

I'd be interested to hear what those who've made major purchases, such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


Pay off your debts before you incur more debt in the form of a boat.

Just curious. How do you figure your mortgages afford you to double up
on boat payments.
If you want my opinion, the four of you sound like a bunch of lazy
morons.

Shush. When the mortgage comes up at 17% they will get wiped out on
cash flow. Liberal debtors, let them run off the cliff.

But for plume-de-fumer, I suspect it is pulling our legs and forget to
take the butt plug out. Think full of it.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

You really have a foul mouth, besides being pretty stupid. I doubt any
woman would put up with you for more than 10 minutes unless you pay for it.

I know you have financial problems, due to you mismanaging your money,
but there are things called fixed rate mortgages, just so you know.

If the rates go to 17%, I'll bet the bank will call your loan. Check
your mortgage. There is a provision for it. I hope you NEVER made a late
payment.

"Le Moose" wrote in message
...
On 6/9/2010 12:25 AM, nom=de=plume wrote:

"Canuck57" wrote in message
...
On 08/06/2010 12:08 PM, Jeddadiah Smith wrote:
On 6/8/2010 1:45 PM, nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used individually
and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room
with
purchase prices in general, not feeling like we're cash broke after a
major purchase (e.g., with our two mortgages, we can afford twice the
current monthly payment), it gives us the ability to incur after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and extends
the time before one or more of us needs to seriously get back to work.
(Two of us will be standing down from active work for the better
part of
1-2 years, the other two will head back into the grinder in less than
a
year.)

I'd be interested to hear what those who've made major purchases, such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


Pay off your debts before you incur more debt in the form of a boat.

Just curious. How do you figure your mortgages afford you to double up
on boat payments.
If you want my opinion, the four of you sound like a bunch of lazy
morons.

Shush. When the mortgage comes up at 17% they will get wiped out on
cash flow. Liberal debtors, let them run off the cliff.

But for plume-de-fumer, I suspect it is pulling our legs and forget to
take the butt plug out. Think full of it.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

You really have a foul mouth, besides being pretty stupid. I doubt any
woman would put up with you for more than 10 minutes unless you pay for
it.

I know you have financial problems, due to you mismanaging your money,
but there are things called fixed rate mortgages, just so you know.

If the rates go to 17%, I'll bet the bank will call your loan. Check your
mortgage. There is a provision for it. I hope you NEVER made a late
payment.

I'll bet you're too stupid to understand how a contract works. Oh wait, I
get it. You've never been able to get a mortgage...

On 6/9/2010 3:05 PM, nom=de=plume wrote:

"Le Moose" wrote in message
...
On 6/9/2010 12:25 AM, nom=de=plume wrote:

"Canuck57" wrote in message
...
On 08/06/2010 12:08 PM, Jeddadiah Smith wrote:
On 6/8/2010 1:45 PM, nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used
individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room
with
purchase prices in general, not feeling like we're cash broke after a
major purchase (e.g., with our two mortgages, we can afford twice the
current monthly payment), it gives us the ability to incur after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and extends
the time before one or more of us needs to seriously get back to
work.
(Two of us will be standing down from active work for the better
part of
1-2 years, the other two will head back into the grinder in less
than a
year.)

I'd be interested to hear what those who've made major purchases,
such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


Pay off your debts before you incur more debt in the form of a boat.

Just curious. How do you figure your mortgages afford you to double up
on boat payments.
If you want my opinion, the four of you sound like a bunch of lazy
morons.

Shush. When the mortgage comes up at 17% they will get wiped out on
cash flow. Liberal debtors, let them run off the cliff.

But for plume-de-fumer, I suspect it is pulling our legs and forget to
take the butt plug out. Think full of it.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

You really have a foul mouth, besides being pretty stupid. I doubt any
woman would put up with you for more than 10 minutes unless you pay
for it.

I know you have financial problems, due to you mismanaging your money,
but there are things called fixed rate mortgages, just so you know.

If the rates go to 17%, I'll bet the bank will call your loan. Check
your mortgage. There is a provision for it. I hope you NEVER made a
late payment.

I'll bet you're too stupid to understand how a contract works. Oh wait,
I get it. You've never been able to get a mortgage...


Did you read the document, all of it? That's the contract you made with
the bank. Get back to us when you've read it and understand it, buffalo
butt.

"Le Moose" wrote in message
...
On 6/9/2010 3:05 PM, nom=de=plume wrote:

"Le Moose" wrote in message
...
On 6/9/2010 12:25 AM, nom=de=plume wrote:

"Canuck57" wrote in message
...
On 08/06/2010 12:08 PM, Jeddadiah Smith wrote:
On 6/8/2010 1:45 PM, nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used
individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room
with
purchase prices in general, not feeling like we're cash broke after
a
major purchase (e.g., with our two mortgages, we can afford twice
the
current monthly payment), it gives us the ability to incur
after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and
extends
the time before one or more of us needs to seriously get back to
work.
(Two of us will be standing down from active work for the better
part of
1-2 years, the other two will head back into the grinder in less
than a
year.)

I'd be interested to hear what those who've made major purchases,
such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


Pay off your debts before you incur more debt in the form of a boat.

Just curious. How do you figure your mortgages afford you to double
up
on boat payments.
If you want my opinion, the four of you sound like a bunch of lazy
morons.

Shush. When the mortgage comes up at 17% they will get wiped out on
cash flow. Liberal debtors, let them run off the cliff.

But for plume-de-fumer, I suspect it is pulling our legs and forget to
take the butt plug out. Think full of it.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

You really have a foul mouth, besides being pretty stupid. I doubt any
woman would put up with you for more than 10 minutes unless you pay
for it.

I know you have financial problems, due to you mismanaging your money,
but there are things called fixed rate mortgages, just so you know.

If the rates go to 17%, I'll bet the bank will call your loan. Check
your mortgage. There is a provision for it. I hope you NEVER made a
late payment.

I'll bet you're too stupid to understand how a contract works. Oh wait,
I get it. You've never been able to get a mortgage...


Did you read the document, all of it? That's the contract you made with
the bank. Get back to us when you've read it and understand it, buffalo
butt.

Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends are
lawyers. We tend to read contracts. Can you read? I think someone is typing
your posts for you...

On 6/9/2010 3:25 PM, nom=de=plume wrote:

Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends
are lawyers. We tend to read contracts. Can you read? I think someone is
typing your posts for you...


Bull****. Just one of your fantasies.

"Jeddadiah Smith" wrote in message
...
On 6/9/2010 3:25 PM, nom=de=plume wrote:

Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends
are lawyers. We tend to read contracts. Can you read? I think someone is
typing your posts for you...


Bull****. Just one of your fantasies.

Sorry, but I'm not a bull-shoveler such as yourself. Feel free to keep
replying to all of my posts. You and the moose should get together!

On 09/06/2010 2:42 PM, nom=de=plume wrote:

"Jeddadiah Smith" wrote in message
...
On 6/9/2010 3:25 PM, nom=de=plume wrote:

Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends
are lawyers. We tend to read contracts. Can you read? I think someone is
typing your posts for you...


Bull****. Just one of your fantasies.

Sorry, but I'm not a bull-shoveler such as yourself. Feel free to keep
replying to all of my posts. You and the moose should get together!

He she-it, take the butt plug out and let it flow. It is your fantasy.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

On 6/9/2010 3:25 PM, nom=de=plume wrote:

"Le Moose" wrote in message
...
On 6/9/2010 3:05 PM, nom=de=plume wrote:

"Le Moose" wrote in message
...
On 6/9/2010 12:25 AM, nom=de=plume wrote:

"Canuck57" wrote in message
...
On 08/06/2010 12:08 PM, Jeddadiah Smith wrote:
On 6/8/2010 1:45 PM, nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used
individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room
with
purchase prices in general, not feeling like we're cash broke
after a
major purchase (e.g., with our two mortgages, we can afford
twice the
current monthly payment), it gives us the ability to incur
after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and
extends
the time before one or more of us needs to seriously get back to
work.
(Two of us will be standing down from active work for the better
part of
1-2 years, the other two will head back into the grinder in less
than a
year.)

I'd be interested to hear what those who've made major purchases,
such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


Pay off your debts before you incur more debt in the form of a boat.

Just curious. How do you figure your mortgages afford you to
double up
on boat payments.
If you want my opinion, the four of you sound like a bunch of lazy
morons.

Shush. When the mortgage comes up at 17% they will get wiped out on
cash flow. Liberal debtors, let them run off the cliff.

But for plume-de-fumer, I suspect it is pulling our legs and
forget to
take the butt plug out. Think full of it.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

You really have a foul mouth, besides being pretty stupid. I doubt any
woman would put up with you for more than 10 minutes unless you pay
for it.

I know you have financial problems, due to you mismanaging your money,
but there are things called fixed rate mortgages, just so you know.

If the rates go to 17%, I'll bet the bank will call your loan. Check
your mortgage. There is a provision for it. I hope you NEVER made a
late payment.

I'll bet you're too stupid to understand how a contract works. Oh wait,
I get it. You've never been able to get a mortgage...


Did you read the document, all of it? That's the contract you made
with the bank. Get back to us when you've read it and understand it,
buffalo butt.

Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends
are lawyers. We tend to read contracts. Can you read? I think someone is
typing your posts for you...


off to the bozo bin with you. You are certifiable.

"Le Moose" wrote in message
...
On 6/9/2010 3:25 PM, nom=de=plume wrote:

"Le Moose" wrote in message
...
On 6/9/2010 3:05 PM, nom=de=plume wrote:

"Le Moose" wrote in message
...
On 6/9/2010 12:25 AM, nom=de=plume wrote:

"Canuck57" wrote in message
...
On 08/06/2010 12:08 PM, Jeddadiah Smith wrote:
On 6/8/2010 1:45 PM, nom=de=plume wrote:
After much discussion by the four of us, we've concluded that
we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used
individually and
collectively for most big purchases) has been to save for twice
the
expected cost. This has the effect of allowing us some wiggle room
with
purchase prices in general, not feeling like we're cash broke
after a
major purchase (e.g., with our two mortgages, we can afford
twice the
current monthly payment), it gives us the ability to incur
after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and
extends
the time before one or more of us needs to seriously get back to
work.
(Two of us will be standing down from active work for the better
part of
1-2 years, the other two will head back into the grinder in less
than a
year.)

I'd be interested to hear what those who've made major purchases,
such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


Pay off your debts before you incur more debt in the form of a
boat.

Just curious. How do you figure your mortgages afford you to
double up
on boat payments.
If you want my opinion, the four of you sound like a bunch of lazy
morons.

Shush. When the mortgage comes up at 17% they will get wiped out on
cash flow. Liberal debtors, let them run off the cliff.

But for plume-de-fumer, I suspect it is pulling our legs and
forget to
take the butt plug out. Think full of it.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

You really have a foul mouth, besides being pretty stupid. I doubt
any
woman would put up with you for more than 10 minutes unless you pay
for it.

I know you have financial problems, due to you mismanaging your
money,
but there are things called fixed rate mortgages, just so you know.

If the rates go to 17%, I'll bet the bank will call your loan. Check
your mortgage. There is a provision for it. I hope you NEVER made a
late payment.

I'll bet you're too stupid to understand how a contract works. Oh wait,
I get it. You've never been able to get a mortgage...


Did you read the document, all of it? That's the contract you made
with the bank. Get back to us when you've read it and understand it,
buffalo butt.

Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends
are lawyers. We tend to read contracts. Can you read? I think someone is
typing your posts for you...


off to the bozo bin with you. You are certifiable.

Doubtful you'll do that. One can only hope!

On 09/06/2010 1:25 PM, nom=de=plume wrote:

"Le Moose" wrote in message
...
On 6/9/2010 3:05 PM, nom=de=plume wrote:

"Le Moose" wrote in message
...
On 6/9/2010 12:25 AM, nom=de=plume wrote:

"Canuck57" wrote in message
...
On 08/06/2010 12:08 PM, Jeddadiah Smith wrote:
On 6/8/2010 1:45 PM, nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used
individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room
with
purchase prices in general, not feeling like we're cash broke
after a
major purchase (e.g., with our two mortgages, we can afford
twice the
current monthly payment), it gives us the ability to incur
after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and
extends
the time before one or more of us needs to seriously get back to
work.
(Two of us will be standing down from active work for the better
part of
1-2 years, the other two will head back into the grinder in less
than a
year.)

I'd be interested to hear what those who've made major purchases,
such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


Pay off your debts before you incur more debt in the form of a boat.

Just curious. How do you figure your mortgages afford you to
double up
on boat payments.
If you want my opinion, the four of you sound like a bunch of lazy
morons.

Shush. When the mortgage comes up at 17% they will get wiped out on
cash flow. Liberal debtors, let them run off the cliff.

But for plume-de-fumer, I suspect it is pulling our legs and
forget to
take the butt plug out. Think full of it.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

You really have a foul mouth, besides being pretty stupid. I doubt any
woman would put up with you for more than 10 minutes unless you pay
for it.

I know you have financial problems, due to you mismanaging your money,
but there are things called fixed rate mortgages, just so you know.

If the rates go to 17%, I'll bet the bank will call your loan. Check
your mortgage. There is a provision for it. I hope you NEVER made a
late payment.

I'll bet you're too stupid to understand how a contract works. Oh wait,
I get it. You've never been able to get a mortgage...


Did you read the document, all of it? That's the contract you made
with the bank. Get back to us when you've read it and understand it,
buffalo butt.

Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends
are lawyers. We tend to read contracts. Can you read? I think someone is
typing your posts for you...

You are no more a lawyer than I am, but I have a job. And you?

--
Liberalism - a disease of envy, greed, entitlement and KAOS.