nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the $300K
range. The basic philosophy we're using (and have used individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room with
purchase prices in general, not feeling like we're cash broke after a
major purchase (e.g., with our two mortgages, we can afford twice the
current monthly payment), it gives us the ability to incur after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and extends
the time before one or more of us needs to seriously get back to work.
(Two of us will be standing down from active work for the better part of
1-2 years, the other two will head back into the grinder in less than a
year.)

I'd be interested to hear what those who've made major purchases, such
as for a boat, have done (or not done) along these lines. Did you pretty
much go all in or did you do something similar?


You're nuts if you think you can get any good advice on high-priced
sailboats from the assholes here.
Except for Wayne, none know squat about that, and he's a stinkpotter now
and out of the loop.
Try internet sailboat forums.
Just come here to talk powerboats or to take a dump.

Jim - Holding my nose while here.

"Jim" wrote in message
...
nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the $300K
range. The basic philosophy we're using (and have used individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room with
purchase prices in general, not feeling like we're cash broke after a
major purchase (e.g., with our two mortgages, we can afford twice the
current monthly payment), it gives us the ability to incur after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and extends the
time before one or more of us needs to seriously get back to work. (Two
of us will be standing down from active work for the better part of 1-2
years, the other two will head back into the grinder in less than a
year.)

I'd be interested to hear what those who've made major purchases, such as
for a boat, have done (or not done) along these lines. Did you pretty
much go all in or did you do something similar?


You're nuts if you think you can get any good advice on high-priced
sailboats from the assholes here.
Except for Wayne, none know squat about that, and he's a stinkpotter now
and out of the loop.
Try internet sailboat forums.
Just come here to talk powerboats or to take a dump.

Jim - Holding my nose while here.


Heh... well, I tend to discount opinions that are wrong.

"nom=de=plume" wrote in message
...

"Jim" wrote in message
...
nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the $300K
range. The basic philosophy we're using (and have used individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room with
purchase prices in general, not feeling like we're cash broke after a
major purchase (e.g., with our two mortgages, we can afford twice the
current monthly payment), it gives us the ability to incur after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and extends
the time before one or more of us needs to seriously get back to work.
(Two of us will be standing down from active work for the better part of
1-2 years, the other two will head back into the grinder in less than a
year.)

I'd be interested to hear what those who've made major purchases, such
as for a boat, have done (or not done) along these lines. Did you pretty
much go all in or did you do something similar?


You're nuts if you think you can get any good advice on high-priced
sailboats from the assholes here.
Except for Wayne, none know squat about that, and he's a stinkpotter now
and out of the loop.
Try internet sailboat forums.
Just come here to talk powerboats or to take a dump.

Jim - Holding my nose while here.


Heh... well, I tend to discount opinions that are wrong.


If you get to the British Virgin Islands anytime soon, I'll ask my buddy
down there to show you the ropes on how to live on a boat 'on the cheap'.
He's been doing it for the last 15 years.

"YukonBound" wrote in message
...


"nom=de=plume" wrote in message
...

"Jim" wrote in message
...
nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K range. The basic philosophy we're using (and have used
individually and collectively for most big purchases) has been to save
for twice the expected cost. This has the effect of allowing us some
wiggle room with purchase prices in general, not feeling like we're
cash broke after a major purchase (e.g., with our two mortgages, we can
afford twice the current monthly payment), it gives us the ability to
incur after-sale expenses (oh, yeah, I guess a sailboat does need a
mast), and extends the time before one or more of us needs to seriously
get back to work. (Two of us will be standing down from active work for
the better part of 1-2 years, the other two will head back into the
grinder in less than a year.)

I'd be interested to hear what those who've made major purchases, such
as for a boat, have done (or not done) along these lines. Did you
pretty much go all in or did you do something similar?


You're nuts if you think you can get any good advice on high-priced
sailboats from the assholes here.
Except for Wayne, none know squat about that, and he's a stinkpotter now
and out of the loop.
Try internet sailboat forums.
Just come here to talk powerboats or to take a dump.

Jim - Holding my nose while here.


Heh... well, I tend to discount opinions that are wrong.


If you get to the British Virgin Islands anytime soon, I'll ask my buddy
down there to show you the ropes on how to live on a boat 'on the cheap'.
He's been doing it for the last 15 years.

Thanks for the offer... not sure of the time-frame just yet. I would imagine
our winter would be nice there.

In article ,
says...

"nom=de=plume" wrote in message
...

"Jim" wrote in message
...
nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the $300K
range. The basic philosophy we're using (and have used individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room with
purchase prices in general, not feeling like we're cash broke after a
major purchase (e.g., with our two mortgages, we can afford twice the
current monthly payment), it gives us the ability to incur after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and extends
the time before one or more of us needs to seriously get back to work.
(Two of us will be standing down from active work for the better part of
1-2 years, the other two will head back into the grinder in less than a
year.)

I'd be interested to hear what those who've made major purchases, such
as for a boat, have done (or not done) along these lines. Did you pretty
much go all in or did you do something similar?


You're nuts if you think you can get any good advice on high-priced
sailboats from the assholes here.
Except for Wayne, none know squat about that, and he's a stinkpotter now
and out of the loop.
Try internet sailboat forums.
Just come here to talk powerboats or to take a dump.

Jim - Holding my nose while here.


Heh... well, I tend to discount opinions that are wrong.


If you get to the British Virgin Islands anytime soon, I'll ask my buddy
down there to show you the ropes on how to live on a boat 'on the cheap'.
He's been doing it for the last 15 years.

You don't want to consult me? You know I'm the best at everything, have
done everything there is in boating, and have owned a hundred different
boats. You do believe everything I talk about here, don't you little
buddy?

"hk" wrote in message
...
In article ,
says...

"nom=de=plume" wrote in message
...

"Jim" wrote in message
...
nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used individually
and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room
with
purchase prices in general, not feeling like we're cash broke after a
major purchase (e.g., with our two mortgages, we can afford twice the
current monthly payment), it gives us the ability to incur after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and extends
the time before one or more of us needs to seriously get back to
work.
(Two of us will be standing down from active work for the better part
of
1-2 years, the other two will head back into the grinder in less than
a
year.)

I'd be interested to hear what those who've made major purchases,
such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


You're nuts if you think you can get any good advice on high-priced
sailboats from the assholes here.
Except for Wayne, none know squat about that, and he's a stinkpotter
now
and out of the loop.
Try internet sailboat forums.
Just come here to talk powerboats or to take a dump.

Jim - Holding my nose while here.


Heh... well, I tend to discount opinions that are wrong.


If you get to the British Virgin Islands anytime soon, I'll ask my buddy
down there to show you the ropes on how to live on a boat 'on the cheap'.
He's been doing it for the last 15 years.

You don't want to consult me? You know I'm the best at everything, have
done everything there is in boating, and have owned a hundred different
boats. You do believe everything I talk about here, don't you little
buddy?

That you looney??
Man, you are getting loonier by the day.

On 08/06/2010 2:39 PM, Jim wrote:
nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K range. The basic philosophy we're using (and have used
individually and collectively for most big purchases) has been to save
for twice the expected cost. This has the effect of allowing us some
wiggle room with purchase prices in general, not feeling like we're
cash broke after a major purchase (e.g., with our two mortgages, we
can afford twice the current monthly payment), it gives us the ability
to incur after-sale expenses (oh, yeah, I guess a sailboat does need a
mast), and extends the time before one or more of us needs to
seriously get back to work. (Two of us will be standing down from
active work for the better part of 1-2 years, the other two will head
back into the grinder in less than a year.)

I'd be interested to hear what those who've made major purchases, such
as for a boat, have done (or not done) along these lines. Did you
pretty much go all in or did you do something similar?


You're nuts if you think you can get any good advice on high-priced
sailboats from the assholes here.
Except for Wayne, none know squat about that, and he's a stinkpotter now
and out of the loop.
Try internet sailboat forums.
Just come here to talk powerboats or to take a dump.

Jim - Holding my nose while here.

Which if de-plume wasn't pulling your legs, she/it would not be here.
Think about it, 7x24x10 weeks now non-stop. It has a boat, it is likely
the S.S. Minnow movie set prop on a keychain.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

"Canuck57" wrote in message
...
On 08/06/2010 2:39 PM, Jim wrote:
nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K range. The basic philosophy we're using (and have used
individually and collectively for most big purchases) has been to save
for twice the expected cost. This has the effect of allowing us some
wiggle room with purchase prices in general, not feeling like we're
cash broke after a major purchase (e.g., with our two mortgages, we
can afford twice the current monthly payment), it gives us the ability
to incur after-sale expenses (oh, yeah, I guess a sailboat does need a
mast), and extends the time before one or more of us needs to
seriously get back to work. (Two of us will be standing down from
active work for the better part of 1-2 years, the other two will head
back into the grinder in less than a year.)

I'd be interested to hear what those who've made major purchases, such
as for a boat, have done (or not done) along these lines. Did you
pretty much go all in or did you do something similar?


You're nuts if you think you can get any good advice on high-priced
sailboats from the assholes here.
Except for Wayne, none know squat about that, and he's a stinkpotter now
and out of the loop.
Try internet sailboat forums.
Just come here to talk powerboats or to take a dump.

Jim - Holding my nose while here.

Which if de-plume wasn't pulling your legs, she/it would not be here.
Think about it, 7x24x10 weeks now non-stop. It has a boat, it is likely
the S.S. Minnow movie set prop on a keychain.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

What if you had a brain. You'd be dangerous. You don't have a brain. You're
just an idiot.

In article ,
says...

After much discussion by the four of us, we've concluded that we're pretty
much there, as far as being able to afford something in the $300K range. The
basic philosophy we're using (and have used individually and collectively
for most big purchases) has been to save for twice the expected cost. This
has the effect of allowing us some wiggle room with purchase prices in
general, not feeling like we're cash broke after a major purchase (e.g.,
with our two mortgages, we can afford twice the current monthly payment), it
gives us the ability to incur after-sale expenses (oh, yeah, I guess a
sailboat does need a mast), and extends the time before one or more of us
needs to seriously get back to work. (Two of us will be standing down from
active work for the better part of 1-2 years, the other two will head back
into the grinder in less than a year.)

I'd be interested to hear what those who've made major purchases, such as
for a boat, have done (or not done) along these lines. Did you pretty much
go all in or did you do something similar?

I'm so lusciously rich that I can buy three or four boats of that size.
I have everything anyone could want, and all of it's the finest quality.