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BREAKING: Brown Wins in Mass. Race
On 23/01/2010 11:52 AM, bpuharic wrote:
On Sat, 23 Jan 2010 12:41:35 -0500, wrote: On Fri, 22 Jan 2010 22:26:12 -0500, wrote: oh please. have you looked at your 401K? Blame the 401k manager, There was plenty of money to be made. and every 401K manager did the same thing. yes, there was plenty of money to be made and the chairman of goldman sachs, lehman, etc. made it all. and screwed the middle class The reality is 401ks are a ripoff. The managers are more interested in the fees you pay them than making you money ... and the tax man is going to hold you down and screw you when you try to get that money out. No capital gains break on a 401k. agreed. and the right is the group that destroyed pensions in this country and left the 401K as the only financial mechanism to help the middle class retire Actually, it was liberal money management, corruption and lack of conservatism. Management always quots a much more optimistic value as possible to pension plans as not to pay more in than they need to. If any representative worth a grain of salt was to do it right for the people, they would ban company and defined plans and make employers pay pension moneys the day it is earned into a non-refundable in your name plan. This way if the company goes tits up, the money in your account is in your account and not fluffed away. How many of you get monthly statements on your company plans? Bet not too many. And if you do it says nex to nothing of it's commuted value. And also why you have to quit to find out how little it is worth. Pensions not going directly into your own account in your name are probably a skim and BS operation. |
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