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#81
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posted to rec.boats
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thunder wrote:
On Sun, 19 Jul 2009 17:06:00 -0400, H the K wrote: thunder wrote: On Sun, 19 Jul 2009 14:03:02 -0400, BAR wrote: I thought they weren't allowed to deny you care if you couldn't or wouldn't pay for it. Yeah, but what is care? It may vary by state, but I believe they only have to stabilize you. That is correct...if that. It's also true that many hospitals go beyond the requirement, regardless of the cost. Still, I wouldn't want to be in an emergency room without insurance. Hell, even with insurance, a major sickness is a leading cause of personal bankruptcy. Very few *private* hospitals go above and beyond, since profit is their motive. |
#83
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posted to rec.boats
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wrote:
On Sun, 19 Jul 2009 17:22:06 -0700, "Calif Bill" wrote: "H the K" wrote in message ... wrote: On Sun, 19 Jul 2009 19:06:58 -0400, H the K wrote: "Stabilization" nonsense is especially true for poor people suffering from serious mental health issues or drug addiction. A hospital with facilities for treating either (and not all hospitals do), might take a suicidal person in for a couple of days and then, if that person says he is not feeling like killing himself at that moment, he is discharged. Of course, the next day he might feel suicidal again, and kill himself. Statistically Truly "suicidal" people end up killing themselves at about the same rate, no matter how much "treatment" they get. About all "treatment" does is separate "gestures" from "attempts" and treat those who make gestures, with no intent of actually killing themselves. I had no idea you were an accomplished mental health researcher. So what's your point...just leave the potential suicides by the side of the road? Put a diving board on the high bridge. So they land in a designated area. I only know what I have heard from professionals who know and what they said to my sister's family that had two suicides. (one nephew and one nieces hubby). That reality does define "gestures" vs "attempts" to anyone paying attention. That was sort of comforting advice, sort of. |
#84
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posted to rec.boats
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On Sun, 19 Jul 2009 10:38:58 -0700, jps wrote:
On Sun, 19 Jul 2009 07:21:55 -0500, wrote: On Sat, 18 Jul 2009 21:37:40 -0700, jps wrote: snipped for brevity There's a ton of small businesses like mine that are already stressed by the cost of providing health care. Expect there are a lots having to drop coverage because of cost. Ours has been going up at more than 10% a year and we've had to opt for inferior coverage to what we had originally to keep it within our means. I suppose if you're not currently operating a business, you might be unaware how challenging the situation is... If the business is stressed by providing health care, why provide it? There is no governmental mandate that you do so. The only mandate in most states is for the provisioin of Workman's Comp. It's standard in our industry where I'm a small player. Large employers provide and I compete in the same market for expert employess. Are your employees incapable of providing thier own? Is the compensation given your employees inadequate for their needs? Do you pay full cost of their insurance? It is a common practice for businesses to help relieve the (voluntary) stress of coverage by putting part or all of the cost of coverage on the employee, even if their coverage is a group. We cover employee only and deduct for spouse and dependents. There's no way we could cover families. Have you explored HSA's, HRA's, FSA's? We have an FSA in place. Are you aware that insurance companies compete for you business? Yes, painfully. Are you aware that HDHP's are desgined to keep premiums low? Yes, we're considering a move to one. If your insurance is a group, is it a PPO? Yes, Regence. If you are genuinely concerned about covering your employees, have you earnestly explored all insurance options? Abso-****ing-lutely. (I owned a manufacturing concern for more than a decade. It wouldn't in your best interest to complain about any naivete on my part, in asking these questions. (And I am also a licensed insurance agent.)) When I moved my company from CA to WA we enjoyed significantly lower premiums. CA had already started the steep climb. After double digit hikes in rates, it has become painful. I identified the problem to a state representative 5 years ago at a small dinner reception. And while it was a known problem, it wasn't the state's only problem nor high on the priority list. I expect it's higher now. Do you think that health insurance reform legislation won't require that employers pay for health insurance, in some measure, for all of their employees? So, I answered all your questions and narry a syllable retort. You seem only to want to take pot shots. My sincere hope is that the public option represents a competitive bid against the scammers that currently make profit through health care. I take it you're among the profiteers whose living comes from taxing our access to proper health care? Why should I waste energy and time on tired ad hominem? I've worked my myself silly today (a Sunday, no less), and I haven't had time to enjoy a persistent, johnny-on-the-spot debate to prove my polemical prowess to you or anyone else. It's an unfortunate risk I take when I engage these discussions. I've spent the day mowing a yard that has been too long neglected. I helped my sister (who is blind by virtue of diabetic retinopathy) apply her lettering of her windows to her law office. I took my sister shopping, as she is handicapped. I tended to my garden. I worked on following up on insurance inquiry leads. And I've done some other various, sundry things that needed attention. And do you care to know what my current commissions are? I suspect the issue is pointless, as you are demonstrably dogmatic. My commssions are nil. Are you empathetic (less condescending to those that don't share your political persuasion)? Then you have no problem expressing your empathy for those thousands and hundred of thousands of people who are involved in providing a means to finance health care who are facing the prospect of losing their respective livelihoods to a failed idealogy, I take it? The actuaries, the secretaries, the managers, the general agents, the marketing specialists, the risk specialists, the accountants, the producers, the CE providers, et al, should thank the heavens above that the government will be there to help their transition to their new lives. And what is "proper health care"? Who in this government-take-all world determines what proper health care is? Get your damnable government out of my life. And take your red-herring arguments with you. I want my freedom back, the freedom the government was originally structured to protect. -- Posted via NewsDemon.com - Premium Uncensored Newsgroup Service -------http://www.NewsDemon.com------ Unlimited Access, Anonymous Accounts, Uncensored Broadband Access |
#85
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posted to rec.boats
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Eisboch wrote:
"thunder" wrote in message t... It's also true that many hospitals go beyond the requirement, regardless of the cost. Still, I wouldn't want to be in an emergency room without insurance. Hell, even with insurance, a major sickness is a leading cause of personal bankruptcy. You've touched on the forbidden facet of health care. At what point is someone's life worth destroying the lives of loved ones by putting them in hopeless debt or bankrupcy? Eisboch Why should a family have to go into hopeless debt or bankruptcy for medical care for a loved one, so long as there is a chance of prolonging some sort of reasonable life for someone already here? That's such an anti-life position...be careful or the crazies will soon be picketing outside your store, calling you an anti-lifer. Oh, wait...*they* only care about fetuses...once you're here, they don't give a **** whether you live or die... :) |
#86
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posted to rec.boats
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H the K wrote:
BAR wrote: H the K wrote: BAR wrote: H the K wrote: BAR wrote: There is no access to health care problem. We've been hearing that b.s. from conservatives for decades. It wasn't true then and it isn't true today. Provide examples of the problem you allege people have accessing health care in the USA? Oh, please. Do some reading on other than reich-wing sites. Why do you righties always try to insist that everyone else do your homework for you? Talking out of your ass again Harry. You can't support your assertions again. Wrong, Bertie. Like many non-intellectual and anti-intellectual righties, you tend to believe what your right-wing sources and your prejudices tell you to believe. Prejudices, right. Receiving goods and services without the intention of paying for them or paying for them is theft. I see no purpose served in handing you and others like you information you can find on your own, if you are interested. You consistently make assertions that are tenuous at best and easy for your to weasel out of. When you are pushed for facts and figures to backup your assertions you hurl personal insults. You were colossally wrong just yesterday on Maryland gun laws, but that didn't stop you from posting your b.s, and getting defensive about it, and you were too lazy to find the facts for yourself, even though they are readily available. I wasn't wrong about anything regarding Maryland's gun laws. I asked a couple of questions. I don't do homework for other people. Sure you do, you've told us it is your job. |
#87
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posted to rec.boats
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On Sun, 19 Jul 2009 20:40:26 -0400, Eisboch wrote:
"thunder" wrote in message t... It's also true that many hospitals go beyond the requirement, regardless of the cost. Still, I wouldn't want to be in an emergency room without insurance. Hell, even with insurance, a major sickness is a leading cause of personal bankruptcy. You've touched on the forbidden facet of health care. At what point is someone's life worth destroying the lives of loved ones by putting them in hopeless debt or bankrupcy? If someone has a terminal illness, I might balk at spending hundreds of thousands of dollars, for a few weeks more life. Short of that, I value life far more than dollars. I understand your point. The last few months of a life, probably cost more, medically, than the entire rest of that life, but ... Both of my folks, both in their nineties, are still going *relatively* strong. My Mom just had a carpal tunnel operation. Now, some people might say that's excessive. Not me, I saw the pain she was in. Fortunately, they have good insurance, but if they hadn't, I wouldn't have hesitated to pick up the tab. Personally, I don't want to be calling those shots. Nor do I want the insurance companies, nor the government calling them. I'll leave those calls in the hands of a doctor. Anything short of that, smacks of eugenics. |
#88
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posted to rec.boats
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On Sun, 19 Jul 2009 21:04:33 -0400, H the K wrote:
It's also true that many hospitals go beyond the requirement, regardless of the cost. Still, I wouldn't want to be in an emergency room without insurance. Hell, even with insurance, a major sickness is a leading cause of personal bankruptcy. Very few *private* hospitals go above and beyond, since profit is their motive. Not true, Harry. Roughly 62% of our hospitals are non-profit, an additional 20% are government hospitals. Only 18% are for profit. http://en.wikipedia.org/wiki/Non-profit_hospital |
#89
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posted to rec.boats
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Gene wrote:
On Sun, 19 Jul 2009 19:21:50 -0400, wrote: On Sun, 19 Jul 2009 15:24:22 -0400, Gene wrote: On Sun, 19 Jul 2009 15:02:37 -0400, wrote: On Sun, 19 Jul 2009 14:15:00 -0400, Gene wrote: been in a state where the government is the only one to sell alcohol? Sure, I live in one. How do the prices compare? http://www.ncabc.com/pricing/pricebook.aspx That is interesting. The price for Booker (single barrel whiskey) is about the same but Johnnie Walker Scotch (black) is almost $25 more a 1.75l bottle. Some of that may be that you have a tax of about $6.50/gal. and I think ours is more like $10.00/gal. Yeah those taxes will kill you, which brings us back to the topic. It would seem to, but those taxes were enacted when the NC General Assembly was stuffed full of fundie Baptists who successfully imposed socially engineered behaviors on those less "of the body." Commercially motivated interests, compelled by their need to successfully entertain high powered buyers "from out of town", locked horns with the fundies and finally won the battle, but with scars of taxes and other bizarre restrictions. Those scars are still evident, today.... I am in favor of assigning one of our 50 states to religious fundamentals of any stripe who want to impose their beliefs on those who either are of other faiths or no faith. Once the state is assigned, the fundies should relocate to that state, and engage in whatever kind of religious nonsense they wish, with the understanding that the residents of that state will be free to terminate them with extreme prejudice if they step over the lines of community-city-state acceptibility. Naturally, I'm thinking Texas would be the appropriate state for the fundies, perhaps a decently sized section of it. It's only the fundies who want to control those outside of their faith that would have to move. |
#90
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posted to rec.boats
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H the K wrote:
wrote: On Sun, 19 Jul 2009 11:54:34 -0700, "Calif Bill" wrote: "Vic Smith" wrote in message ... On Sun, 19 Jul 2009 05:27:08 -0700 (PDT), Jack wrote: Ah... it sounded like you were complaining about the high cost of insurance. But now I understand that you're both "retired", with your wife choosing to work at a basic job where the insurance cost 25% of her pay. Nothing wrong with that. No, my wife is 17 years younger than me and will be working for a long time yet, insurance or not. And she's the highest paid in her unit except for the manager. The rest there can't afford the insurance, so they go to the e-room for everything. That's the problem. The high cost of health care/insurance. There ain't no free lunch except the one those paying for health insurance are buying for the others. Whether I complain about it or not, you may have noticed that others are. I agree that the people who choose to not insure, then use the emergency room for free health care is a problem. However, if you're rooting for national health care so your wife can quit work and I'll have to pick up your health care tab... well, I have a problem with that. Tell me your problem with paying my SS and I'll shed a couple tears. My problem isn't with paying, it's with a system that only *some* pay into, and a system that locks people into jobs because health insurance isn't universally available and portable. Stifles and puts artificial constraints into movement in the job market, and gives foreigners a competitive edge in trade. --Vic Part of our high costs are the E room. I had a toothache while in Sorrento, Italy. A Saturday and no dentist working. I was told to go to the local hospital and go to the "Pronto Soccorso" entrance. Happens to be free to everyone, foreign, locals etc. Was like a walk in doctors office. There were people there with hurting ankle, etc. Had a Doctor, nurse & aid and clerk. No big tests, no major equipment. If you needed more, they sent you to the hospital, where I would have had to pay. Much cheaper setup than our E rooms and Urgent Care clinics. I guess if you could get it by the Doctopr/Nurse union the government could cut a lot of this off at the pass by opening store front "Quack in the box" operations in the places where poor people live. They could staff it with military or ex-military medical people when they stop the war. My niece was a navy Corpsman for 12 years. If she can treat the aches and pains of a ship full of sailors or save a Marine with a sucking chest wound, there is not much in the ghetto she can't handle. Unfortunately they want her to go to another 4 year course before she can give someone, stateside, a shot. And I thought we were over "separate and unequal." Is it equality of opportunity or equality of outcomes that drives you Harry? I wouldn't see a non-physician or nurse practitioner for a medical issue. Why should a poor person? The nurses who draw my blood for tests or give me a flu shot, et cetera, are college graduate nurses who have passed board exams, are licensed, and required to continue their educations during their professional life. RN's are not required to have a college degree. Medical corpsman do not have college degrees nor do Army medics. Most EMTs and Phlebotomists do not have college degrees either. Why are you shunning highly trained, certified and licensed working stiffs? Hell some of them are in unions. Nice of you to screw over the union guys you elitist snob. I have a sister who started out as an LPN, became an RN, received her BSN and now is an NP. |
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