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Default Health Care is a Bad Thing

http://www.youtube.com/watch?v=AzDwXr9szxw
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First recorded activity by BoatBanter: May 2009
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Default Health Care is a Bad Thing


"HK" wrote in message
m...

http://www.youtube.com/watch?v=AzDwXr9szxw


Government health care starts off as a great ideal, but the road to hell is
paved with good intentions. Obama is off to a very bad start on this
subject. Having lived under Canadian, UK and USA health care systems I
speak from first hand experience.

US health care for those that are covered is the best in the world. For
those that can't afford it, most, it is a mater of priorities. Knew a
couple who bragged about vistition dozens of countries, pyramids, great
walls the gambit... then they needed a triple bypass and had no insurance.
Does that make it an insured persons fault?

Really this is about shifting the costs from employers to you, the taxpayer.
Get over it. This is really where the president is going with it. And
before you leap, I ask you to go to the UK or Canadian government web sites
and research two very important things.

Take a look at total taxation on GDP, Canada and UK are at least 50% higher
than the US in total net taxation. Be the employer pays it, or you do it is
coming from your wealth. That $20 Jim Beam with become the $45 bottle, the
$4/gallon gas becomes $6. 5 to 20% added sales taxes on most everything you
buy but groceries. That next car might cost you $7,000 more. It sure as
hell isn't "free" no mater how you cut it. The issue is about choice.

In the UK and Canada you are taxed so heavily few can afford any other
option but the government service provider. Don't like it, tough **** on
you. There is zero competition. In fact,, a new agency replaces insurance
companies, it is called regional health boards. They set rules on access,
ration out care. If you are working taxpayer you get faster service than a
retired. Yep, they will ask you your job and access your provincial income
information as part of the decision. Sometimes you get denied too, even
know one person who was denied a heart transplant in Canada, went to the US
on their own dime and got it.

Then there is the ethical dilema, and this has fault everywhere. If
everyone checking out costs $2M in services, it stands to reason that the
average person has to spend $2M to get it. Perhaps over time, as insurance
is about ammortisation of risk, but $2M is needed to produce $2M in
services. Then the issue becomes if you cost $3M that only leaves $1M for
the next. Get my drift? You can go to the grocery store, and with enought
money keep a rump roast alive. The question is about liability, equality
and who pays for it. The ethical liabilites should be open and disclosed,
and not closed doors as they are in Canada. Thy will not admit rationing
and wait lines, but it is what you will see living here.

So before you jump off into Obamanation, THINK! You may be better off where
you are. And it is just a bunch of loser old farts and crack head loosers
needing health care that never saved for it that are now socialist converts.

If I were doing nationalized health care I would do it this way.

1) Be honest with the public and government bull****ers, this is going to
cost you big time. Do not make the same mistake such as Canada's Turdeau
and credit card it as it results in taxation servatude.

2) To prevent government skiming and voter blackmail, the health care
funding operates at arms length fiscally from existing government financing
with a firm mandate to be 100% self funding. If they run short of cash,
taxes go up or services go down. This is to prevent politicians from
disguising take hikes and skiming to spend on other things. A real problem
in Canada and UK.

3) Rules published openly to everyone on maximum liabilities and what is and
is not covered. Make it legally binding with jail terms to civil servants
violating the law. They will ration, but get it defined and make it equal,
be you an Obama or a nobody from nowhere. OK, Obama can bring in the Secret
Service but equality of access needs to be a top level mandate.

4) Keep deductables, say $25 per visit to a maximum of $25 per week. Hell,
if you are really sick, what is $25? This is to prevent bored housevives
and family adults from visiting the doctors for common colds and minor
issues bleading the system. How many in Canada know of "family" types
taking a day off of work because their kid has a sliver? Probably 100%.

5) Keep co-pay, say 2% of the total cost. Heck, if you need a triple bypass
for the collesterol, what is $2,000? You need to keep some penalty in
requiring services. Add in lifetime liability limits too. How much can the
system afford to spend on you before they charge more?

6) Claw back. While going broke in life is a disaster, if you burn up $1M
in health care from womb to tomb, why not claw back at death? Seriously,
the money inheritance is a form of aristocracy anyway. And financing this
thing is a real issue.

7) Employers, tax them 15% on all labour, indirect or direct. No laying
people off to get consultants to bypass it either. Consulting fees and
wages, 15% tax. They can offset it as they no longer have to provide
private care. It isn't as bad as it seems. Also has the benefit over
Obamanation's plan in that it will not let business off the hook for what
they pay today.

8) Raise the financial penalties for tax avoidance to a level where it
becomes a real penalty to avoid the taxes. For example, executives/owners
caught not paying the taxes can have homes, cars, bank accounts seized if
caught. They cannot "hide" behind corporations, incorporation etc. It
would be so bad to be conviced, it could wipe out even Bill Gates.

9) The same rates of taxation applied to businesses, people and imports.
The SAME rate as to be competition and market fair. If it goes up for one,
it goes up for all. And you pay the same rate on the first and the last
dollar. This is a fixed, no BS, no loophole deal. It is to be paid
immediately. It should not be basterdized for the powerful, rich,
influencial or whiney retired.

10) It is universal and agnostic of age, sex, genetics, color of skin,
religion, social status, wealth and other. If you are a man having a baby
(might happen) then you are just as eligible. If you are a government
employee, congress person or senator, you use the SAME system and if you
think it sucks, gives some motivation to make it better. No teering of
access by using "suplimental" access!! Period. Even uttering teered access
becomes a federal offence and immediate dismissal, elected or not.

11) Government runs the hospitals and hires the doctors as employees.
Further, funding to local univercities to produce more qualified local
doctors where shortages exist and the tallent exists. This is also to
reduce the insane liability issues and costs, as you can't sue the
government but can get an incompetant praticioner fired for life.

12) Supplimental plans are not tax deductable but permitted providing they
are paid by the individual and not government or employers. This prevents
teered access from creaping in. We all get the same boat.

Once you have the 12 points above down, you are ready. If you fail, not
only will your financial ability be removed to buy your own services,

Just try not to make the same mistakes as Canada and the US. We have people
going to the US because we have no space, no doctors and the like. As
government skims more for grandious corruption endeavors, the services rot
from no competition, rationing and "discrepancies". But I suspect 5-10
years after the USA has it, you will look back at this and understand
exactly what I mean.


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