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Default Small business health insurance

On Feb 4, 3:15*pm, Frogwatch wrote:
On Feb 4, 2:54 pm, wrote:





On Wed, 4 Feb 2009 11:38:26 -0800 (PST), Frogwatch


wrote:
My thoughts on the concept of health insurance:
I really do not think the health probs of my employees is my business
except I want them to get work done. *I got no problem if thye get
sick and take weeks off as long as they make it up or work at night or
weekends or any other time. *There are timetables for stuff that have
to be met though.
I do offer to pay the premium on an 80/20 policy ($1000 deductible)
from IEEE but only one guy takes me up on that, the rest get their
insurance through spouses.
Frankly, I do not think their health insurance is my business at all
because I cannot get a policy that will meet the needs of every
employee. *They are more likely to get a policy that meets their needs
on their own, *I also cannot get any better rate for them than they
can get themselves. *Consequently, having me buy a standard policy for
them simply adds cost and gives them a policy that is less beneficial
than they could get for less on their own.


So, reimburse them, dickhead.


Reimburse who? *The people who do not buy their own health insurance?
I see no reason to do that.The guy who does buy his own policy I do
reimburse.- Hide quoted text -

- Show quoted text -


Frog, salty isn't actually trying to provide a solution to a problem.
He's just here to try and take Harry and slammer's trophies away for
the person who can post the most vulgar low life posts complete with
childish name calling.
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Default Small business health insurance

On Wed, 4 Feb 2009 12:29:00 -0800 (PST), wrote:

On Feb 4, 3:15*pm, Frogwatch wrote:
On Feb 4, 2:54 pm, wrote:





On Wed, 4 Feb 2009 11:38:26 -0800 (PST), Frogwatch


wrote:
My thoughts on the concept of health insurance:
I really do not think the health probs of my employees is my business
except I want them to get work done. *I got no problem if thye get
sick and take weeks off as long as they make it up or work at night or
weekends or any other time. *There are timetables for stuff that have
to be met though.
I do offer to pay the premium on an 80/20 policy ($1000 deductible)
from IEEE but only one guy takes me up on that, the rest get their
insurance through spouses.
Frankly, I do not think their health insurance is my business at all
because I cannot get a policy that will meet the needs of every
employee. *They are more likely to get a policy that meets their needs
on their own, *I also cannot get any better rate for them than they
can get themselves. *Consequently, having me buy a standard policy for
them simply adds cost and gives them a policy that is less beneficial
than they could get for less on their own.


So, reimburse them, dickhead.


Reimburse who? *The people who do not buy their own health insurance?
I see no reason to do that.The guy who does buy his own policy I do
reimburse.- Hide quoted text -

- Show quoted text -


Frog, salty isn't actually trying to provide a solution to a problem.
He's just here to try and take Harry and slammer's trophies away for
the person who can post the most vulgar low life posts complete with
childish name calling.


Oh shut up, you mindless ****.

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jps jps is offline
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Default Small business health insurance

On Wed, 04 Feb 2009 16:30:07 -0500, wrote:

On Wed, 4 Feb 2009 12:29:00 -0800 (PST),
wrote:

On Feb 4, 3:15*pm, Frogwatch wrote:
On Feb 4, 2:54 pm, wrote:





On Wed, 4 Feb 2009 11:38:26 -0800 (PST), Frogwatch

wrote:
My thoughts on the concept of health insurance:
I really do not think the health probs of my employees is my business
except I want them to get work done. *I got no problem if thye get
sick and take weeks off as long as they make it up or work at night or
weekends or any other time. *There are timetables for stuff that have
to be met though.
I do offer to pay the premium on an 80/20 policy ($1000 deductible)
from IEEE but only one guy takes me up on that, the rest get their
insurance through spouses.
Frankly, I do not think their health insurance is my business at all
because I cannot get a policy that will meet the needs of every
employee. *They are more likely to get a policy that meets their needs
on their own, *I also cannot get any better rate for them than they
can get themselves. *Consequently, having me buy a standard policy for
them simply adds cost and gives them a policy that is less beneficial
than they could get for less on their own.

So, reimburse them, dickhead.

Reimburse who? *The people who do not buy their own health insurance?
I see no reason to do that.The guy who does buy his own policy I do
reimburse.- Hide quoted text -

- Show quoted text -


Frog, salty isn't actually trying to provide a solution to a problem.
He's just here to try and take Harry and slammer's trophies away for
the person who can post the most vulgar low life posts complete with
childish name calling.


Oh shut up, you mindless ****.


Hey, if the employee is on his wife's policy, it's an easy way to pick
up savings and burden someone else's business. God forbid the wife
loses her job or the company makes her pay for her spouse and kids.
Froggie will find a new employee without health problems or one with a
sugar mama who comes with insurance.

Not giving a crap about your employees health isn't scummy like
failing to pay taxes or blow jobs.
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Default Small business health insurance


"jps" wrote in message
...


Hey, if the employee is on his wife's policy, it's an easy way to pick
up savings and burden someone else's business. God forbid the wife
loses her job or the company makes her pay for her spouse and kids.
Froggie will find a new employee without health problems or one with a
sugar mama who comes with insurance.

Not giving a crap about your employees health isn't scummy like
failing to pay taxes or blow jobs.



Business (other than health insurance companies) should not be in the
health insurance business, either as a provider or an administrator of a
group plan. Period. They are forced to be under the current system in
order to be competitive in terms of benefits. I designed and built thin
film vacuum deposition systems for optics. What do I know about current
health insurance programs, or what is best for individuals and their
families? Very little, yet I was forced to choose and employ people just to
administer the program. I think people should be able to choose their own
plan and coverage, depending on their individual needs. The cost of
premiums for individual plans should be part of the employee's compensation
package.

Eisboch

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HK HK is offline
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Default Small business health insurance

Eisboch wrote:

"jps" wrote in message
...


Hey, if the employee is on his wife's policy, it's an easy way to pick
up savings and burden someone else's business. God forbid the wife
loses her job or the company makes her pay for her spouse and kids.
Froggie will find a new employee without health problems or one with a
sugar mama who comes with insurance.

Not giving a crap about your employees health isn't scummy like
failing to pay taxes or blow jobs.



Business (other than health insurance companies) should not be in the
health insurance business, either as a provider or an administrator of a
group plan. Period. They are forced to be under the current system in
order to be competitive in terms of benefits. I designed and built thin
film vacuum deposition systems for optics. What do I know about current
health insurance programs, or what is best for individuals and their
families? Very little, yet I was forced to choose and employ people
just to administer the program. I think people should be able to choose
their own plan and coverage, depending on their individual needs. The
cost of premiums for individual plans should be part of the employee's
compensation package.

Eisboch



But it isn't.


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Default Small business health insurance

HK wrote:
Eisboch wrote:

"jps" wrote in message
...


Hey, if the employee is on his wife's policy, it's an easy way to pick
up savings and burden someone else's business. God forbid the wife
loses her job or the company makes her pay for her spouse and kids.
Froggie will find a new employee without health problems or one with a
sugar mama who comes with insurance.

Not giving a crap about your employees health isn't scummy like
failing to pay taxes or blow jobs.



Business (other than health insurance companies) should not be in the
health insurance business, either as a provider or an administrator of
a group plan. Period. They are forced to be under the current system
in order to be competitive in terms of benefits. I designed and built
thin film vacuum deposition systems for optics. What do I know about
current health insurance programs, or what is best for individuals and
their families? Very little, yet I was forced to choose and employ
people just to administer the program. I think people should be able
to choose their own plan and coverage, depending on their individual
needs. The cost of premiums for individual plans should be part of
the employee's compensation package.

Eisboch



But it isn't.


Why don't the unions provide health insurance for their members? And,
don't give me this crap about the different kinds of unions. You can't
be a half way advocate for the working man who carries a hammer and a
full advocate for the working man who carries a wrench.

The unions are just looking to siphon off as much money from the working
man as they can to make sure that the union bosses can live a nice
lavish lifestyle.

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Default Small business health insurance


"HK" wrote in message
m...
Eisboch wrote:

"jps" wrote in message
...


Hey, if the employee is on his wife's policy, it's an easy way to pick
up savings and burden someone else's business. God forbid the wife
loses her job or the company makes her pay for her spouse and kids.
Froggie will find a new employee without health problems or one with a
sugar mama who comes with insurance.

Not giving a crap about your employees health isn't scummy like
failing to pay taxes or blow jobs.



Business (other than health insurance companies) should not be in the
health insurance business, either as a provider or an administrator of a
group plan. Period. They are forced to be under the current system in
order to be competitive in terms of benefits. I designed and built thin
film vacuum deposition systems for optics. What do I know about current
health insurance programs, or what is best for individuals and their
families? Very little, yet I was forced to choose and employ people just
to administer the program. I think people should be able to choose their
own plan and coverage, depending on their individual needs. The cost of
premiums for individual plans should be part of the employee's
compensation package.

Eisboch



But it isn't.


Yes it is in some companies. There is a program whereby if private health
insurance is available and employees opt for it, the company includes in the
employee's compensation the amount that he/she would otherwise receive as a
company paid portion for participation in a group plan.

In MA, if the company is big enough to self-insure, this type of plan is
available and legal.
I may not be current with any changes made in the past couple of years, but
that's the way it was when I was working full time.

Eisboch

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Default Small business health insurance


"HK" wrote in message
m...

Eisboch wrote:


Business (other than health insurance companies) should not be in the
health insurance business, either as a provider or an administrator of a
group plan. Period. They are forced to be under the current system in
order to be competitive in terms of benefits. I designed and built thin
film vacuum deposition systems for optics. What do I know about current
health insurance programs, or what is best for individuals and their
families? Very little, yet I was forced to choose and employ people just
to administer the program. I think people should be able to choose their
own plan and coverage, depending on their individual needs. The cost of
premiums for individual plans should be part of the employee's
compensation package.

Eisboch




But it isn't.


BTW, this is one of the reasons I am in favor of some sort of national
health care program or standard. I am not talking about a one-payer system
or having the government in charge of providing care.

The problem we have right now is that each state determines their own health
care requirements imposed on businesses. The result is that a company in
MA, for example, that has a comprehensive (and expensive) plan ends up
competing for a contract with a company in another state that does not
require employers to administer or offer health plans. Health insurance
premiums are a large cost of doing business, and getting more expensive
every year.

Having a national standard would level the playing field and eliminate the
cost as a factor when competing for projects.

Eisboch


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Default Small business health insurance

On Wed, 04 Feb 2009 21:32:46 -0800, jps wrote:

Not giving a crap about your employees health isn't scummy like
failing to pay taxes or blow jobs.


Won't comment on all that, but it isn't particularly smart. Employees
should be treated as well as livestock, who get the vet if they seem
to need it. The local feed store has " Barn Cat Food " in fifty pound
bags for sixteen bucks. Twice as much as the cracked corn we buy for
the ducks. The cats are supposed to kill the mice, but they are not
expected to starve if they do a good job and mice get scarce. People
should be treated at least as well as barn cats.

Casady
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Default Small business health insurance

Richard Casady wrote:
On Wed, 04 Feb 2009 21:32:46 -0800, jps wrote:

Not giving a crap about your employees health isn't scummy like
failing to pay taxes or blow jobs.


Won't comment on all that, but it isn't particularly smart. Employees
should be treated as well as livestock, who get the vet if they seem
to need it. The local feed store has " Barn Cat Food " in fifty pound
bags for sixteen bucks. Twice as much as the cracked corn we buy for
the ducks. The cats are supposed to kill the mice, but they are not
expected to starve if they do a good job and mice get scarce. People
should be treated at least as well as barn cats.

Casady



Not in the new America...workers are serfs, they belong to the
corporation and can be disposed of at will.


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