On Thu, 29 Jan 2009 20:33:51 -0400, "Don White"
wrote:


"John H" wrote in message
.. .
On Thu, 29 Jan 2009 16:55:38 -0700, "Canuck57" wrote:


"John H" wrote in message
...
On Wed, 28 Jan 2009 18:36:56 -0700, "Canuck57"
wrote:


"Don White" wrote in message
...
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date...
so...knowing
I
had my camera purchase and moms books to come re Christmas, I decided
to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

Cards like that, I call them up once and ask them to fix it. If they
don't
I offer to cancel the card. When they ask why, I cite this as the
reason.

My cards pay me, not the other way around. No fee and a 1% annual
kickback.
They need you more than you need them.


I love my card.

Earn 2% cash back on supermarket purchases*
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.25% cash back from all purchases** you make with the card during
each billing cycle

And no annual fee. It gets used even if I'm just buying an onion at
Safeway.
--
John H

So which card is it? Sounds good.



You might not like this....

https://www.penfed.org/productsAndRa...ewardCards.asp

What can I say??
--
John H


Will they issue those cards to Canadians?


Ask them!
--
John H

For a great time, go here first... http://tinyurl.com/d3vxvm

* Definition of a teenager?
God's punishment...for enjoying sex. *

wrote in message
...
On Jan 29, 7:33 pm, "Don White" wrote:
"John H" wrote in message

...

On Thu, 29 Jan 2009 16:55:38 -0700, "Canuck57"
wrote:

"John H" wrote in message
. ..
On Wed, 28 Jan 2009 18:36:56 -0700, "Canuck57"
wrote:

"Don White" wrote in message
. ..
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date...
so...knowing
I
had my camera purchase and moms books to come re Christmas, I
decided
to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just
didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of
$609.48.

Cards like that, I call them up once and ask them to fix it. If they
don't
I offer to cancel the card. When they ask why, I cite this as the
reason.

My cards pay me, not the other way around. No fee and a 1% annual
kickback.
They need you more than you need them.

I love my card.

Earn 2% cash back on supermarket purchases*
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.25% cash back from all purchases** you make with the card
during
each billing cycle

And no annual fee. It gets used even if I'm just buying an onion at
Safeway.
--
John H

So which card is it? Sounds good.

You might not like this....

https://www.penfed.org/productsAndRa...ewardCards.asp

What can I say??
--
John H

Will they issue those cards to Canadians?- Hide quoted text -

- Show quoted text -

Certainly not one's who don't pay their bills!
--------
Quite true. They treat you a lot better with AAA credit and have net assets
to cover. In fact, they kiss your tail. Poor credit types they don't want.

wrote in message
...
On Jan 29, 7:33 pm, "Don White" wrote:
"John H" wrote in message

...





On Thu, 29 Jan 2009 16:55:38 -0700, "Canuck57"
wrote:

"John H" wrote in message
. ..
On Wed, 28 Jan 2009 18:36:56 -0700, "Canuck57"
wrote:

"Don White" wrote in message
. ..
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date...
so...knowing
I
had my camera purchase and moms books to come re Christmas, I
decided
to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just
didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of
$609.48.

Cards like that, I call them up once and ask them to fix it. If they
don't
I offer to cancel the card. When they ask why, I cite this as the
reason.

My cards pay me, not the other way around. No fee and a 1% annual
kickback.
They need you more than you need them.

I love my card.

Earn 2% cash back on supermarket purchases*
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.25% cash back from all purchases** you make with the card
during
each billing cycle

And no annual fee. It gets used even if I'm just buying an onion at
Safeway.
--
John H

So which card is it? Sounds good.

You might not like this....

https://www.penfed.org/productsAndRa...ewardCards.asp

What can I say??
--
John H

Will they issue those cards to Canadians?- Hide quoted text -

- Show quoted text -

Certainly not one's who don't pay their bills!
************************************************** *

Don't you have a 'winter crop' that needs tending?
I think JustHate is runnin' low on supplies.

On Jan 30, 1:59*pm, "Don White" wrote:
wrote in message

...
On Jan 29, 7:33 pm, "Don White" wrote:





"John H" wrote in message

.. .

On Thu, 29 Jan 2009 16:55:38 -0700, "Canuck57"
wrote:

"John H" wrote in message
. ..
On Wed, 28 Jan 2009 18:36:56 -0700, "Canuck57"
wrote:

"Don White" wrote in message
. ..
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date...
so...knowing
I
had my camera purchase and moms books to come re Christmas, I
decided
to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just
didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of
$609.48.

Cards like that, I call them up once and ask them to fix it. If they
don't
I offer to cancel the card. When they ask why, I cite this as the
reason.

My cards pay me, not the other way around. No fee and a 1% annual
kickback.
They need you more than you need them.

I love my card.

Earn 2% cash back on supermarket purchases*
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.25% cash back from all purchases** you make with the card
during
each billing cycle

And no annual fee. It gets used even if I'm just buying an onion at
Safeway.
--
John H

So which card is it? Sounds good.

You might not like this....

https://www.penfed.org/productsAndRa...ewardCards.asp

What can I say??
--
John H

Will they issue those cards to Canadians?- Hide quoted text -

- Show quoted text -

Certainly not one's who don't pay their bills!
************************************************** *

Don't you have a 'winter crop' that needs tending?
I think JustHate is runnin' low on supplies.- Hide quoted text -

- Show quoted text -

What in hell are you talking about? Oh, I know, just like your lover/
master/clone......
Just making things up as you go along.....
Now isn't your son yelling at you to go get him some more wine?

On Jan 30, 1:47*pm, "Canuck57" wrote:
"Don White" wrote in message

...







"John H" wrote in message
.. .
On Thu, 29 Jan 2009 16:55:38 -0700, "Canuck57" wrote:

"John H" wrote in message
...
On Wed, 28 Jan 2009 18:36:56 -0700, "Canuck57"
wrote:

"Don White" wrote in message
...
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date...
so...knowing
I
had my camera purchase and moms books to come re Christmas, I decided
to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just
didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of
$609.48.

Cards like that, I call them up once and ask them to fix it. *If they
don't
I offer to cancel the card. *When they ask why, I cite this as the
reason.

My cards pay me, not the other way around. *No fee and a 1% annual
kickback.
They need you more than you need them.

I love my card.

Earn 2% cash back on supermarket purchases*
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.25% cash back from all purchases** you make with the card during
each billing cycle

And no annual fee. It gets used even if I'm just buying an onion at
Safeway.
--
John H

So which card is it? *Sounds good.

You might not like this....

https://www.penfed.org/productsAndRa...ewardCards.asp

What can I say??
--
John H

Will they issue those cards to Canadians?

Not enough competition in Canada. *TD, BNS, National, RBC would say no.- Hide quoted text -

- Show quoted text -

Same here now. All of our credit card companies got bought out with
the "Bailout". Now they are all owned by three major companies
basically.

"Canuck57" wrote in message
news

"Don White" wrote in message
...

"John H" wrote in message
...
On Thu, 29 Jan 2009 16:55:38 -0700, "Canuck57"
wrote:


"John H" wrote in message
m...
On Wed, 28 Jan 2009 18:36:56 -0700, "Canuck57"
wrote:


"Don White" wrote in message
t...
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date...
so...knowing
I
had my camera purchase and moms books to come re Christmas, I
decided to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just
didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of
$609.48.

Cards like that, I call them up once and ask them to fix it. If they
don't
I offer to cancel the card. When they ask why, I cite this as the
reason.

My cards pay me, not the other way around. No fee and a 1% annual
kickback.
They need you more than you need them.


I love my card.

Earn 2% cash back on supermarket purchases*
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.25% cash back from all purchases** you make with the card
during
each billing cycle

And no annual fee. It gets used even if I'm just buying an onion at
Safeway.
--
John H

So which card is it? Sounds good.



You might not like this....

https://www.penfed.org/productsAndRa...ewardCards.asp

What can I say??
--
John H


Will they issue those cards to Canadians?

Not enough competition in Canada. TD, BNS, National, RBC would say no.

Guess I'll try my own bank...CIBC.
The only reason I got mixed up with that crappy yank bank was way back when
Canada Trust merged with TD and sold off their credit card business to
Citibank.
CIBC has three different types of cards and yes...one does pay back at a
paltry rate of 1%. (no yearly fee)