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#31
posted to rec.boats.cruising
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Survey question
If you intent it to find out what is wrong with a boat that you want to purchase a proper survey is the way to go. However, this is not a guaranty that nothing is wrong with the boat. A surveyor is only responsible for what he or she can find with the naked eyes and today's technology. This is good enough for the insurance companies. More so when the surveyor tells you that the replacement or market value is evaluated at so much that what the insurance want you to cover your boat for the evaluated amount. Copy that/\. This one says... Market value $49K Replacement Value $150K By the way, for those playing along at home... The rigging was replaced in 2004 - by the previous owners - so say the current owners. But thee doesn't seem to be amy documentation to that effect - yet. Thank you guys (and gals!) for the information. I think this in is worth looking at... Richard |
#32
posted to rec.boats.cruising
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Survey question
wrote in message
... "Capt. JG" wrote in message ... "Jeff" wrote in message .. . Why don't you just call your surveyor and ask him? You must realize of course, that if this is a survey the seller gave you its worth about as much as him saying "My brother-in-law thinks its a real good boat." There are two types of surveys, a proper survey where the buyer wants to find every little thing that has gone bad, will go bad, and might go bad in the boat; and an insurance survey which says that the boat probably won't sink or blow up in the next 2 years, and isn't concerned with the all the minor things that are falling off (i.e. not covered by insurance). The insurance surveyor is often found by the seller's broker when the buyer realizes he'll need the survey for insurance. He is a "house surveyor" and wouldn't remain one long if he convinced buyers not to buy. On top of that, in most places you don't need a license or certification to call yourself a surveyor. Before you seriously look at boats you should find a surveyor that you're comfortable with, and have a discussion about the type of boat you're looking for, and what he recommends as conditions for the survey. For instance, if the boat is on the hard, can he do a proper engine survey? Might he require invasive tests that need the seller's permission? * cavelamb himself wrote, On 8/12/2007 8:52 PM: So I'm reading the survey for one of the boats that I'm looking at. It's a Catalina 36 = 1984 model Moored in fresh water now, but has been in salt water. Under Surveyer's Recommendations are a list of items that needed attention. It's not a long list but there is one item (C rated) that I'm kinda concerned about. It says "All items aloft (spars, rigging, fittings, hardware, etc) should be visually inspected for condition by a qualified/experienced yacht rigger or equivelent". Is this normal for a professional survey? And, like everything else on the list it it maked off, "done". But I don't yet know who the equivelent was. So I'm a little curious here. Do I need to hire a professional rigger to check the rigging in a situation like this? I mean, replacing all the standing rigging on any boat is not a trivial matter. Now I don't necessarily have to have new rigging on the boat I buy, but if it needs to be replaced I need to know up front. And adjust the price as appropriate... Richard -- Posted via a free Usenet account from http://www.teranews.com Interesting.. when I bought my boat, I used a surveyor from several previous buying experiences who I knew would be thorough. He sent his report at my request directly to the insurance company. They called me and said he missed a couple of things. (He didn't actually miss them, but did forget to write them down.) So, he resubmitted and the insurance company was happy. -- "j" ganz @@ www.sailnow.com If you intent it to find out what is wrong with a boat that you want to purchase a proper survey is the way to go. However, this is not a guaranty that nothing is wrong with the boat. A surveyor is only responsible for what he or she can find with the naked eyes and today's technology. This is good enough for the insurance companies. More so when the surveyor tells you that the replacement or market value is evaluated at so much that what the insurance want you to cover your boat for the evaluated amount. I agree. Sometimes, especially if you've worked with the surveyor previously, you can read between the lines and find out a lot more about your boat. Sometimes, it's just a matter of listening to him/her during the survey. Nothing wrong with asking questions, since you're paying for it. -- "j" ganz @@ www.sailnow.com |
#33
posted to rec.boats.cruising
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Survey question
"cavelamb himself" wrote in message ... If you intent it to find out what is wrong with a boat that you want to purchase a proper survey is the way to go. However, this is not a guaranty that nothing is wrong with the boat. A surveyor is only responsible for what he or she can find with the naked eyes and today's technology. This is good enough for the insurance companies. More so when the surveyor tells you that the replacement or market value is evaluated at so much that what the insurance want you to cover your boat for the evaluated amount. Copy that/\. This one says... Market value $49K Replacement Value $150K By the way, for those playing along at home... The rigging was replaced in 2004 - by the previous owners - so say the current owners. But thee doesn't seem to be amy documentation to that effect - yet. Thank you guys (and gals!) for the information. I think this in is worth looking at... Richard PO should be able to tell you who did the work, and you could verify with the rigger what was done. |
#34
posted to rec.boats.cruising
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Survey question
KLC Lewis wrote:
"cavelamb himself" wrote in message ... If you intent it to find out what is wrong with a boat that you want to purchase a proper survey is the way to go. However, this is not a guaranty that nothing is wrong with the boat. A surveyor is only responsible for what he or she can find with the naked eyes and today's technology. This is good enough for the insurance companies. More so when the surveyor tells you that the replacement or market value is evaluated at so much that what the insurance want you to cover your boat for the evaluated amount. Copy that/\. This one says... Market value $49K Replacement Value $150K By the way, for those playing along at home... The rigging was replaced in 2004 - by the previous owners - so say the current owners. But thee doesn't seem to be amy documentation to that effect - yet. Thank you guys (and gals!) for the information. I think this in is worth looking at... Richard PO should be able to tell you who did the work, and you could verify with the rigger what was done. The operative word here is _should_. Problem is, the PO has Passed Away... |
#35
posted to rec.boats.cruising
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Survey question
"cavelamb himself" wrote in message ... KLC Lewis wrote: PO should be able to tell you who did the work, and you could verify with the rigger what was done. The operative word here is _should_. Problem is, the PO has Passed Away... Oh, sorry. Have you contacted the undertaker? |
#36
posted to rec.boats.cruising
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Survey question
KLC Lewis wrote:
"cavelamb himself" wrote in message ... KLC Lewis wrote: PO should be able to tell you who did the work, and you could verify with the rigger what was done. The operative word here is _should_. Problem is, the PO has Passed Away... Oh, sorry. Have you contacted the undertaker? Nope. Before my time ") |
#37
posted to rec.boats.cruising
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Survey question
On 2007-08-14 19:03:07 -0400, cavelamb himself said:
A surveyor is only responsible for what he or she can find with the naked eyes and today's technology. This is good enough for the insurance companies. More so when the surveyor tells you that the replacement or market value is evaluated at so much that what the insurance want you to cover your boat for the evaluated amount. Copy that/\. This one says... Market value $49K Replacement Value $150K Ours was MV of $15k, replacement $80k. Variance would be higher these days as market value is in the $5k range now and new "replacement" boats more expensive. At best, it makes us feel good that we didn't waste that much money (no matter how much we spend to refit.(almost) ) -- Jere Lull Tanzer 28 #4 out of Tolchester, MD Xan's new pages: http://web.mac.com/jerelull/iWeb/Xan/ Our BVI pages: http://homepage.mac.com/jerelull/BVI/ |
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