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I have been playing around with electronic bill payment systems for about
4-5 years. Trying different methods while I'm still at or near my home base. About the only bills I can't set up for automatic payment are the utility and cell phone bill.. I suspect if I needed to, I could have them automatically charged to my credit card but I don't want them to have my account number.. Otherwise I use eBill Pay through the USPS. Has worked very well for me for that past 4 years. I can log into the site from anywhere that I have Internet access and adjust any payment schedule.. I have found the USPS service is better than most banks and credit unions because the money isn't deducted from my bank account until the draft or electronic payment is executed. Most banks want to deduct the money 10 days before the scheduled payment due date. If there is a vendor/service that can't recieve elex payments, then the USPS sends them a draft/money order instrument. I don't remember the exact amount it cost per payment, but I think I am on a fixed fee of about $5-6 a month for a half dozen payments. I have never had any problem with this system and plan to use it while cruising. -- My opinion and experience. FWIW Steve s/v Good Intentions |
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