to be unfraid of one's skills to handle a fine quality boat in rather easy
winds.

But a lot of the
fibreglass boats sold new today I wouldn't take into a 40 knot wind,

if you are afraid to take a Tayana 37 into a 40 knot wind *you* are a moral
reprobate for even thinking of going offshore in any boat. you are not
qualified. emotionally.

get a motorhome.

What are the 'emotional qualifications'?