"jlrogers±³©" wrote in message
...


..... Expenses become a factor in the whole context of JL's
life which only he can determine himself.

Economics is a factor, isn't it always? A year ago when I gave my notice,
my retirement budget was 20% greater than it is today. Current economic
conditions have made me a lot more conservative.


I'm really sorry if I said anything bad to reflect upon you, I didn't mean
it. I was just giving a slightly outside of the box opinion. I hope things
pick up for you and all works out to exceed your expectations.