On Mon, 07 Jul 2008 02:12:43 GMT, Short Wave Sportfishing
wrote:



"Full coverage as a skydiver means you will pay what is called a ?flat
extra? charge, an additional amount per thousand dollars of coverage
per year. This will be an additional charge added to what your life
insurance would cost if you didn?t do ?Dangerous things?. The majority
of companies charge a flat extra of $2.50 to $3.00 per thousand for
recreational sky divers. So, on $100,000 you would pay $250 to $300
extra per year to be covered. One company really tries to paint you
into a box with this breakout ?If 50 or less jumps per year tentative
$3.00 per $1,000 flat extra. If 51-100 jumps per year tentative $5.00
per $1,000 flat extra. If 101-200 jumps per year tentative $7.50 per
$1,000. If over 200 jumps per year tentative $10.00 per $1,000 extra?.
Essentially the more exposure the higher the cost."

http://hinermangroup.com/blog/category/skydiving/

I was paying about an extra $1100 a year for my life insurance when I
was working. 400 g policy. Smoker.
Hey, what if I had a butt in my mouth while free-falling?
Probably get sparks in my eye or smoke in my nose.
Anyway, sounds about the same extra premium for "dangerous conduct."

--Vic

On Jul 6, 10:24*pm, Vic Smith wrote:
On Mon, 07 Jul 2008 02:12:43 GMT, Short Wave Sportfishing



wrote:

"Full coverage as a skydiver means you will pay what is called a ?flat
extra? charge, an additional amount per thousand dollars of coverage
per year. This will be an additional charge added to what your life
insurance would cost if you didn?t do ?Dangerous things?. The majority
of companies charge a flat extra of $2.50 to $3.00 per thousand for
recreational sky divers. So, on $100,000 you would pay $250 to $300
extra per year to be covered. One company really tries to paint you
into a box with this breakout ?If 50 or less jumps per year tentative
$3.00 per $1,000 flat extra. If 51-100 jumps per year tentative $5.00
per $1,000 flat extra. If 101-200 jumps per year tentative $7.50 per
$1,000. If over 200 jumps per year tentative $10.00 per $1,000 extra?.
Essentially the more exposure the higher the cost."

http://hinermangroup.com/blog/category/skydiving/

I was paying about an extra $1100 a year for my life insurance when I
was working. *400 g policy. *Smoker.
Hey, what if I had a butt in my mouth while free-falling?
Probably get sparks in my eye or smoke in my nose.
Anyway, sounds about the same extra premium for "dangerous conduct."

--Vic

A dynamite manufacturing company can be insured..............it is all
a matter of premium for the risk.

On Jul 6, 10:27*pm, JimH wrote:
On Jul 6, 10:24*pm, Vic Smith wrote:



On Mon, 07 Jul 2008 02:12:43 GMT, Short Wave Sportfishing

wrote:

"Full coverage as a skydiver means you will pay what is called a ?flat
extra? charge, an additional amount per thousand dollars of coverage
per year. This will be an additional charge added to what your life
insurance would cost if you didn?t do ?Dangerous things?. The majority
of companies charge a flat extra of $2.50 to $3.00 per thousand for
recreational sky divers. So, on $100,000 you would pay $250 to $300
extra per year to be covered. One company really tries to paint you
into a box with this breakout ?If 50 or less jumps per year tentative
$3.00 per $1,000 flat extra. If 51-100 jumps per year tentative $5.00
per $1,000 flat extra. If 101-200 jumps per year tentative $7.50 per
$1,000. If over 200 jumps per year tentative $10.00 per $1,000 extra?.
Essentially the more exposure the higher the cost."

http://hinermangroup.com/blog/category/skydiving/

I was paying about an extra $1100 a year for my life insurance when I
was working. *400 g policy. *Smoker.
Hey, what if I had a butt in my mouth while free-falling?
Probably get sparks in my eye or smoke in my nose.
Anyway, sounds about the same extra premium for "dangerous conduct."

--Vic

A dynamite manufacturing company can be insured..............it is all
a matter of premium for the risk.

BTW: Premium in insurance speak equates to price in regular person
speak. ;-)

On Sun, 6 Jul 2008 19:33:18 -0700 (PDT), JimH
wrote:

On Jul 6, 10:27?pm, JimH wrote:
On Jul 6, 10:24?pm, Vic Smith wrote:



On Mon, 07 Jul 2008 02:12:43 GMT, Short Wave Sportfishing

wrote:

"Full coverage as a skydiver means you will pay what is called a ?flat
extra? charge, an additional amount per thousand dollars of coverage
per year. This will be an additional charge added to what your life
insurance would cost if you didn?t do ?Dangerous things?. The majority
of companies charge a flat extra of $2.50 to $3.00 per thousand for
recreational sky divers. So, on $100,000 you would pay $250 to $300
extra per year to be covered. One company really tries to paint you
into a box with this breakout ?If 50 or less jumps per year tentative
$3.00 per $1,000 flat extra. If 51-100 jumps per year tentative $5.00
per $1,000 flat extra. If 101-200 jumps per year tentative $7.50 per
$1,000. If over 200 jumps per year tentative $10.00 per $1,000 extra?.
Essentially the more exposure the higher the cost."

http://hinermangroup.com/blog/category/skydiving/

I was paying about an extra $1100 a year for my life insurance when I
was working. ?400 g policy. ?Smoker.
Hey, what if I had a butt in my mouth while free-falling?
Probably get sparks in my eye or smoke in my nose.
Anyway, sounds about the same extra premium for "dangerous conduct."

--Vic

A dynamite manufacturing company can be insured..............it is all
a matter of premium for the risk.

BTW: Premium in insurance speak equates to price in regular person
speak. ;-)

Why, yes, it does. And come to think of it, that's why we called the
big data files containing payments from policy holders - which I was
often in charge of processing - at those big insurance companies I
spent many years working for - "Premiums."
Thanks for reminding me. BTW, the other end is called "Claims."
By the grace of God, that's all I remember.

--Vic

"Vic Smith" wrote in message
...
On Sun, 6 Jul 2008 19:33:18 -0700 (PDT), JimH
wrote:

On Jul 6, 10:27?pm, JimH wrote:
On Jul 6, 10:24?pm, Vic Smith wrote:



On Mon, 07 Jul 2008 02:12:43 GMT, Short Wave Sportfishing

wrote:

"Full coverage as a skydiver means you will pay what is called a
?flat
extra? charge, an additional amount per thousand dollars of coverage
per year. This will be an additional charge added to what your life
insurance would cost if you didn?t do ?Dangerous things?. The
majority
of companies charge a flat extra of $2.50 to $3.00 per thousand for
recreational sky divers. So, on $100,000 you would pay $250 to $300
extra per year to be covered. One company really tries to paint you
into a box with this breakout ?If 50 or less jumps per year tentative
$3.00 per $1,000 flat extra. If 51-100 jumps per year tentative $5.00
per $1,000 flat extra. If 101-200 jumps per year tentative $7.50 per
$1,000. If over 200 jumps per year tentative $10.00 per $1,000
extra?.
Essentially the more exposure the higher the cost."

http://hinermangroup.com/blog/category/skydiving/

I was paying about an extra $1100 a year for my life insurance when I
was working. ?400 g policy. ?Smoker.
Hey, what if I had a butt in my mouth while free-falling?
Probably get sparks in my eye or smoke in my nose.
Anyway, sounds about the same extra premium for "dangerous conduct."

--Vic

A dynamite manufacturing company can be insured..............it is all
a matter of premium for the risk.

BTW: Premium in insurance speak equates to price in regular person
speak. ;-)

Why, yes, it does. And come to think of it, that's why we called the
big data files containing payments from policy holders - which I was
often in charge of processing - at those big insurance companies I
spent many years working for - "Premiums."
Thanks for reminding me. BTW, the other end is called "Claims."
By the grace of God, that's all I remember.

--Vic

You'll have to pardon JIM H. He took too many stupid pills this morning.