"DownTime" wrote in message
. ..
BAR wrote:
Also, we are in the process of deciding what new car we are going to buy.
We may be able to get a loan from with zero interest from the
dealer/manufacturer.

Be careful on that, they often provide the zero percent financing on
left-over cars or simply those stuck in inventory.


Why would that be a problem, if it's a car you want and it's not pre-owned?

On Tue, 22 Jan 2008 15:25:36 GMT, "JoeSpareBedroom"
wrote:

"DownTime" wrote in message
...
BAR wrote:
Also, we are in the process of deciding what new car we are going to buy.
We may be able to get a loan from with zero interest from the
dealer/manufacturer.

Be careful on that, they often provide the zero percent financing on
left-over cars or simply those stuck in inventory.


Why would that be a problem, if it's a car you want and it's not pre-owned?


You do realize that *all* cars are pre-owned, don't you?
I hope you don't suppose the dealer doesn't OWN the car you buy from
him. Perhaps you need to study how titles work.
Why don't you just say "used car?"
I hope you're not an adherent of some weird "language religion."
(Just caught a dose of snark here, and picked you as sneeze target.
Sorry. Take it all back. In fact I won't even send this message.)

On Tue, 22 Jan 2008 09:37:49 -0600, Vic Smith
wrote:

On Tue, 22 Jan 2008 15:25:36 GMT, "JoeSpareBedroom"
wrote:

"DownTime" wrote in message
m...
BAR wrote:
Also, we are in the process of deciding what new car we are going to buy.
We may be able to get a loan from with zero interest from the
dealer/manufacturer.

Be careful on that, they often provide the zero percent financing on
left-over cars or simply those stuck in inventory.


Why would that be a problem, if it's a car you want and it's not pre-owned?


You do realize that *all* cars are pre-owned, don't you?
I hope you don't suppose the dealer doesn't OWN the car you buy from
him. Perhaps you need to study how titles work.
Why don't you just say "used car?"
I hope you're not an adherent of some weird "language religion."
(Just caught a dose of snark here, and picked you as sneeze target.
Sorry. Take it all back. In fact I won't even send this message.)

ooops--fat finger. Or is it fathead?

--Vic

"Vic Smith" wrote in message
...
On Tue, 22 Jan 2008 15:25:36 GMT, "JoeSpareBedroom"
wrote:

"DownTime" wrote in message
m...
BAR wrote:
Also, we are in the process of deciding what new car we are going to
buy.
We may be able to get a loan from with zero interest from the
dealer/manufacturer.

Be careful on that, they often provide the zero percent financing on
left-over cars or simply those stuck in inventory.


Why would that be a problem, if it's a car you want and it's not
pre-owned?


You do realize that *all* cars are pre-owned, don't you?
I hope you don't suppose the dealer doesn't OWN the car you buy from
him. Perhaps you need to study how titles work.
Why don't you just say "used car?"
I hope you're not an adherent of some weird "language religion."
(Just caught a dose of snark here, and picked you as sneeze target.
Sorry. Take it all back. In fact I won't even send this message.)


Yeah I know - we're buying the cars from the bank. But anyway....my question
to DownTime still stands. Does he really think most buyers are unaware of
the fact that many dealers are loaded with inventory they can't sell fast
enough? They're pretty clear about it in their TV & radio commercials.

"BAR" wrote in message
. ..
hk wrote:
...and Wachovia drive the DOW down a few hundred points today?

Is it the economy, stupid?

Thanks for reminding me that I have the opportunity to refinance my
mortgage and reduce my monthly payments.

Also, we are in the process of deciding what new car we are going to buy.
We may be able to get a loan from with zero interest from the
dealer/manufacturer.

Gee.. with all the money you continually brag about earning...why not
negotiate a better discount and pay cash for the vehicle?

On Jan 22, 9:11*am, "Don White" wrote:
"BAR" wrote in message

. ..

hk wrote:
...and Wachovia drive the DOW down a few hundred points today?

Is it the economy, stupid?

Thanks for reminding me that I have the opportunity to refinance my
mortgage and reduce my monthly payments.

Also, we are in the process of deciding what new car we are going to buy..
We may be able to get a loan from with zero interest from the
dealer/manufacturer.

Gee.. with all the money you continually brag about earning...why not
negotiate a better discount and pay cash for the vehicle?

The way taxes are set up down here, that is not always the best way to
go. Your money guy tells you when, what, and how to buy/lease..

wrote:
On Jan 22, 9:11 am, "Don White" wrote:
"BAR" wrote in message

. ..

hk wrote:
...and Wachovia drive the DOW down a few hundred points today?
Is it the economy, stupid?
Thanks for reminding me that I have the opportunity to refinance my
mortgage and reduce my monthly payments.
Also, we are in the process of deciding what new car we are going to buy.
We may be able to get a loan from with zero interest from the
dealer/manufacturer.
Gee.. with all the money you continually brag about earning...why not
negotiate a better discount and pay cash for the vehicle?

The way taxes are set up down here, that is not always the best way to
go. Your money guy tells you when, what, and how to buy/lease..

Add Financial Genius to the list of Harry's areas of expertise.

No wonder he lives in a single wide, along the highway with a broken
down 20 year old pickup truck out front.

BAR wrote:
wrote:
On Jan 22, 9:11 am, "Don White" wrote:
"BAR" wrote in message

. ..

hk wrote:
...and Wachovia drive the DOW down a few hundred points today?
Is it the economy, stupid?
Thanks for reminding me that I have the opportunity to refinance my
mortgage and reduce my monthly payments.
Also, we are in the process of deciding what new car we are going to
buy.
We may be able to get a loan from with zero interest from the
dealer/manufacturer.
Gee.. with all the money you continually brag about earning...why not
negotiate a better discount and pay cash for the vehicle?

The way taxes are set up down here, that is not always the best way to
go. Your money guy tells you when, what, and how to buy/lease..

Add Financial Genius to the list of Harry's areas of expertise.

No wonder he lives in a single wide, along the highway with a broken
down 20 year old pickup truck out front.



Are you drinking...again?

Don White wrote:
"BAR" wrote in message
. ..
hk wrote:
...and Wachovia drive the DOW down a few hundred points today?

Is it the economy, stupid?
Thanks for reminding me that I have the opportunity to refinance my
mortgage and reduce my monthly payments.

Also, we are in the process of deciding what new car we are going to buy.
We may be able to get a loan from with zero interest from the
dealer/manufacturer.

Gee.. with all the money you continually brag about earning...why not
negotiate a better discount and pay cash for the vehicle?



He's highly leveraged, and hopes to be a dentist in his next life, when
he will stay in high school.

I can certainly understand taking advantage of the rates right now to
refinance a house mortgage, but going into debt for consumer spending? Nah.

hk wrote:
Don White wrote:
"BAR" wrote in message
. ..
hk wrote:
...and Wachovia drive the DOW down a few hundred points today?

Is it the economy, stupid?
Thanks for reminding me that I have the opportunity to refinance my
mortgage and reduce my monthly payments.

Also, we are in the process of deciding what new car we are going to
buy. We may be able to get a loan from with zero interest from the
dealer/manufacturer.

Gee.. with all the money you continually brag about earning...why not
negotiate a better discount and pay cash for the vehicle?


He's highly leveraged, and hopes to be a dentist in his next life, when
he will stay in high school.

I can certainly understand taking advantage of the rates right now to
refinance a house mortgage, but going into debt for consumer spending? Nah.

I am retiring in 10 years Harry, 10 years earlier than you will start
collecting your full social security bene's. And, the current market
conditions will not affect my retirement plans. As other have said if
the Dow goes down a couple of thousand points it is a buying opportunity.