On Wed, 19 Dec 2007 05:16:54 -0800 (PST), Tim
wrote:

On Dec 19, 5:02 am, Short Wave Sportfishing
wrote:

I'll second that - although I think one can get carried away with
surveys on new boats under say 25 feet.

Agreed, Tom. When I was considering buying my 23 ft. cuddie, somebody
on here firmly suggested that I demand a survey and sea trial...

For a boat I was going to give less than $2000.000 for?

I can understand as you are mechanically inclined and have no small
knowledge of engines, transmissions and mechanical systems.

For the average schmuck, even at $2000, inspections can be very
important.

Short Wave Sportfishing wrote:
On Wed, 19 Dec 2007 05:16:54 -0800 (PST), Tim
wrote:

On Dec 19, 5:02 am, Short Wave Sportfishing
wrote:

I'll second that - although I think one can get carried away with
surveys on new boats under say 25 feet.

Agreed, Tom. When I was considering buying my 23 ft. cuddie, somebody
on here firmly suggested that I demand a survey and sea trial...

For a boat I was going to give less than $2000.000 for?

I can understand as you are mechanically inclined and have no small
knowledge of engines, transmissions and mechanical systems.

For the average schmuck, even at $2000, inspections can be very
important.

Well Tom, I woudl say that with a $200,000.00 craft, then yes. But if
a person is afraid they're going to waste 2K on a runabout, then they
probably don't have any business boating anyhow. Not saying they
shouldn't boat, but .....

On Wed, 19 Dec 2007 23:03:55 GMT, wrote:

On Wed, 19 Dec 2007 16:52:56 GMT, Short Wave Sportfishing
wrote:

On Wed, 19 Dec 2007 05:16:54 -0800 (PST), Tim
wrote:

On Dec 19, 5:02 am, Short Wave Sportfishing
wrote:

I'll second that - although I think one can get carried away with
surveys on new boats under say 25 feet.

Agreed, Tom. When I was considering buying my 23 ft. cuddie, somebody
on here firmly suggested that I demand a survey and sea trial...

For a boat I was going to give less than $2000.000 for?

I can understand as you are mechanically inclined and have no small
knowledge of engines, transmissions and mechanical systems.

For the average schmuck, even at $2000, inspections can be very
important.

If you plan to have insurance, you'll need a recent (less than one year old)
survey. Without insurance you'll have a hard time finding a slip. If you are
planning on trailering, you can get away with not having insurance as long ass
you also don't have any assets to lose. Sale price of the boat is immaterial.
How much you might get sued for is a big consideration.

Wow, I have never had a boat surveyed and have never had any problem
getting insurance. Of course my boats are more along the line above
(one was worth about $4,000, another about $6,000. Both were 19 ft
cuddys). One boat was totaled in Ivan less than a couple months after
buying it and the insurance company didn't bat an eye paying for it.
Of course I think they paid more to have the damn thing drug out of
the woods along a desolate part of the river bank and hauled out of
the river to a junk yard than they paid me for the boat ;-)

Dave Hall

"Dave Hall" wrote in message
...

Wow, I have never had a boat surveyed and have never had any problem
getting insurance. Of course my boats are more along the line above
(one was worth about $4,000, another about $6,000. Both were 19 ft
cuddys). One boat was totaled in Ivan less than a couple months after
buying it and the insurance company didn't bat an eye paying for it.
Of course I think they paid more to have the damn thing drug out of
the woods along a desolate part of the river bank and hauled out of
the river to a junk yard than they paid me for the boat ;-)

Dave Hall


Both of our boats (the Navigator and the Grand Banks) are insured by a
major, international marine underwriter.
A survey was not required for either boat to get insurance as best as I can
recall. We may have sent copies anyway, to document the boats' equipment
inventories and to provide engine serial numbers and stuff, but I don't
recall a survey as being specifically required to obtain coverage. The
coverage includes replacement cost, $2 million liability, damage by
uninsured others, fuel spill and, surprisingly, storm and or ice damage
during storage (assuming certain precautions are taken). They also cover
half the cost of emergency hauling in the event of severe storms, which I
didn't know until I read the policy carefully the other day.

Years ago with smaller boats I originally got "insurance" as a low cost
rider on our home owner's policy.
Then I found out it covers next to nothing, including fuel spills, which
scared the bananas out of me. You don't want to be uninsured for fuel
spills, have an "event" and then have the Fed coming after you for
reimbursement.

Eisboch

"Eisboch" wrote in message
...

"Dave Hall" wrote in message
...

Wow, I have never had a boat surveyed and have never had any problem
getting insurance. Of course my boats are more along the line above
(one was worth about $4,000, another about $6,000. Both were 19 ft
cuddys). One boat was totaled in Ivan less than a couple months after
buying it and the insurance company didn't bat an eye paying for it.
Of course I think they paid more to have the damn thing drug out of
the woods along a desolate part of the river bank and hauled out of
the river to a junk yard than they paid me for the boat ;-)

Dave Hall


Both of our boats (the Navigator and the Grand Banks) are insured by a
major, international marine underwriter.
A survey was not required for either boat to get insurance as best as I
can recall. We may have sent copies anyway, to document the boats'
equipment inventories and to provide engine serial numbers and stuff, but
I don't recall a survey as being specifically required to obtain coverage.
The coverage includes replacement cost, $2 million liability, damage by
uninsured others, fuel spill and, surprisingly, storm and or ice damage
during storage (assuming certain precautions are taken). They also cover
half the cost of emergency hauling in the event of severe storms, which I
didn't know until I read the policy carefully the other day.

Years ago with smaller boats I originally got "insurance" as a low cost
rider on our home owner's policy.
Then I found out it covers next to nothing, including fuel spills, which
scared the bananas out of me. You don't want to be uninsured for fuel
spills, have an "event" and then have the Fed coming after you for
reimbursement.

Eisboch



And if you have a small cheaper boat, you probably only get liability
insurance, and since the company is not paying for boat loss, probably no
survey needed. My boat cost $20k in 1995 and is probably worth $25k now.
New motor and a T-8 kicker added. And the replacement boats like mine are
now $50-75k. BoatUS has never asked for a survey.

"Calif Bill" wrote in message
...

"Eisboch" wrote in message
...

"Dave Hall" wrote in message
...

Wow, I have never had a boat surveyed and have never had any problem
getting insurance. Of course my boats are more along the line above
(one was worth about $4,000, another about $6,000. Both were 19 ft
cuddys). One boat was totaled in Ivan less than a couple months after
buying it and the insurance company didn't bat an eye paying for it.
Of course I think they paid more to have the damn thing drug out of
the woods along a desolate part of the river bank and hauled out of
the river to a junk yard than they paid me for the boat ;-)

Dave Hall


Both of our boats (the Navigator and the Grand Banks) are insured by a
major, international marine underwriter.
A survey was not required for either boat to get insurance as best as I
can recall. We may have sent copies anyway, to document the boats'
equipment inventories and to provide engine serial numbers and stuff, but
I don't recall a survey as being specifically required to obtain
coverage. The coverage includes replacement cost, $2 million liability,
damage by uninsured others, fuel spill and, surprisingly, storm and or
ice damage during storage (assuming certain precautions are taken). They
also cover half the cost of emergency hauling in the event of severe
storms, which I didn't know until I read the policy carefully the other
day.

Years ago with smaller boats I originally got "insurance" as a low cost
rider on our home owner's policy.
Then I found out it covers next to nothing, including fuel spills, which
scared the bananas out of me. You don't want to be uninsured for fuel
spills, have an "event" and then have the Fed coming after you for
reimbursement.

Eisboch



And if you have a small cheaper boat, you probably only get liability
insurance, and since the company is not paying for boat loss, probably no
survey needed. My boat cost $20k in 1995 and is probably worth $25k now.
New motor and a T-8 kicker added. And the replacement boats like mine are
now $50-75k. BoatUS has never asked for a survey.

Seems like I remember BoatUS requiring a "self-survey" to obtain their
insurance. Basically a form you filled out.

Eisboch

"Eisboch" wrote in message
...

"Calif Bill" wrote in message
...

"Eisboch" wrote in message
...

"Dave Hall" wrote in message
...

Wow, I have never had a boat surveyed and have never had any problem
getting insurance. Of course my boats are more along the line above
(one was worth about $4,000, another about $6,000. Both were 19 ft
cuddys). One boat was totaled in Ivan less than a couple months after
buying it and the insurance company didn't bat an eye paying for it.
Of course I think they paid more to have the damn thing drug out of
the woods along a desolate part of the river bank and hauled out of
the river to a junk yard than they paid me for the boat ;-)

Dave Hall


Both of our boats (the Navigator and the Grand Banks) are insured by a
major, international marine underwriter.
A survey was not required for either boat to get insurance as best as I
can recall. We may have sent copies anyway, to document the boats'
equipment inventories and to provide engine serial numbers and stuff,
but I don't recall a survey as being specifically required to obtain
coverage. The coverage includes replacement cost, $2 million liability,
damage by uninsured others, fuel spill and, surprisingly, storm and or
ice damage during storage (assuming certain precautions are taken).
They also cover half the cost of emergency hauling in the event of
severe storms, which I didn't know until I read the policy carefully the
other day.

Years ago with smaller boats I originally got "insurance" as a low cost
rider on our home owner's policy.
Then I found out it covers next to nothing, including fuel spills, which
scared the bananas out of me. You don't want to be uninsured for fuel
spills, have an "event" and then have the Fed coming after you for
reimbursement.

Eisboch



And if you have a small cheaper boat, you probably only get liability
insurance, and since the company is not paying for boat loss, probably no
survey needed. My boat cost $20k in 1995 and is probably worth $25k now.
New motor and a T-8 kicker added. And the replacement boats like mine
are now $50-75k. BoatUS has never asked for a survey.

Seems like I remember BoatUS requiring a "self-survey" to obtain their
insurance. Basically a form you filled out.

Eisboch


Do not remember doing that. But I have a high end aluminum jetboat, so
they may accept those as is. Do not go down much in value. Fact with
aluminum going up in price, the boats increase in value.

On Dec 20, 7:20*pm, "Calif Bill" wrote:
"Eisboch" wrote in message

...







"Calif Bill" wrote in message
...

"Eisboch" wrote in message
...

"Dave Hall" wrote in message
...

Wow, I have never had a boat surveyed and have never had any problem
getting insurance. Of course my boats are more along the line above
(one was worth about $4,000, another about $6,000. Both were 19 ft
cuddys). One boat was totaled in Ivan less than a couple months after
buying it and the insurance company didn't bat an eye paying for it.
Of course I think they paid more to have the damn thing drug out of
the woods along a desolate part of the river bank and hauled out of
the river to a junk yard than they paid me for the boat ;-)

Dave Hall

Both of our boats (the Navigator and the Grand Banks) are insured by a
major, international marine underwriter.
A survey was not required for either boat to get insurance as best as I
can recall. *We may have sent copies anyway, to document the boats'
equipment inventories and to provide engine serial numbers and stuff,
but I don't recall a survey as being specifically required to obtain
coverage. The coverage includes replacement cost, $2 million liability,
damage by uninsured others, fuel spill and, surprisingly, storm and or
ice damage during storage (assuming certain precautions are taken).
They also cover half the cost of emergency hauling in the event of
severe storms, which I didn't know until I read the policy carefully the
other day.

Years ago with smaller boats I originally got "insurance" as a low cost
rider on our home owner's policy.
Then I found out it covers next to nothing, including fuel spills, which
scared the bananas out of me. *You don't want to be uninsured for fuel
spills, have an "event" and then have the Fed coming after you for
reimbursement.

Eisboch

And if you have a small cheaper boat, you probably only get liability
insurance, and since the company is not paying for boat loss, probably no
survey needed. *My boat cost $20k in 1995 and is probably worth $25k now.
New motor and a T-8 kicker added. *And the replacement boats like mine
are now $50-75k. *BoatUS has never asked for a survey.

Seems like I remember BoatUS requiring a "self-survey" to obtain their
insurance. *Basically a form you filled out.

Eisboch

Do not remember doing that. * But I have a high end aluminum jetboat, so
they may accept those as is. *Do not go down much in value. *Fact with
aluminum going up in price, the boats increase in value.- Hide quoted text -

- Show quoted text -

Yeah, sure Bill. You can scrap your boat out for what you paid for it.
We believe you.

On Thu, 20 Dec 2007 06:37:53 -0500, wrote:


Maybe it only applies to boats over a certain age? I have BoatUS insurance and
they required a survey for my 15 year old boat. They even have a list of
surveyors they will accept!

My policy is with Traveler's and it requires a "mechanical inspection"
for boats over 16 feet over 10 years old. I asked what "mechanical
inspection" meant and it means what you might think - all mechanical
systems are sound and working and the hull is sound and seaworthy.

It can be done by any National Marine Manufacture's Association
Certified Dealer, one other certified association dealer I can't think
of at the moment or a qualified marine surveyor. They also have a
list of surveyors they will accept.

Once the inspection is done you have two options - one an agreed on
value (which you pay more for, but it's set in stone what they pay for
complete loss) or two, high retail value at time of sale.

Liability and medical limits are selectable.

It's a pretty decent policy and covers everything from soup to nuts
including fuel spills up to an agreed amount - I think mine is $400K
or close to that - with an over all million dollar general liability
amount and $500K medical thingy.

I don't know what I pay for it actually, but I think it's somewhere
around $480 +/- $50 - it's a discounted policy because all our other
insurances and such are with Traveler's and I have never had a claim
on anything since I've been with Traveler's starting over 30 years
ago.

"Short Wave Sportfishing" wrote in message
...
On Thu, 20 Dec 2007 06:37:53 -0500, wrote:


Maybe it only applies to boats over a certain age? I have BoatUS insurance
and
they required a survey for my 15 year old boat. They even have a list of
surveyors they will accept!

My policy is with Traveler's and it requires a "mechanical inspection"
for boats over 16 feet over 10 years old. I asked what "mechanical
inspection" meant and it means what you might think - all mechanical
systems are sound and working and the hull is sound and seaworthy.

It can be done by any National Marine Manufacture's Association
Certified Dealer, one other certified association dealer I can't think
of at the moment or a qualified marine surveyor. They also have a
list of surveyors they will accept.

Once the inspection is done you have two options - one an agreed on
value (which you pay more for, but it's set in stone what they pay for
complete loss) or two, high retail value at time of sale.

Liability and medical limits are selectable.

It's a pretty decent policy and covers everything from soup to nuts
including fuel spills up to an agreed amount - I think mine is $400K
or close to that - with an over all million dollar general liability
amount and $500K medical thingy.

I don't know what I pay for it actually, but I think it's somewhere
around $480 +/- $50 - it's a discounted policy because all our other
insurances and such are with Traveler's and I have never had a claim
on anything since I've been with Traveler's starting over 30 years
ago.

No claim in 30 years, why bother with insurance, you're impervious? :-)