"JoeSpareBedroom" wrote in message
...


Perhaps you can explain why, in some states, we can no longer get what
was once called major medical insurance. Let the customer pay all the
cheap stuff (doctor's visits), and the insurance is for the horror shows
(car accidents). I think the key word is "some states". Why the
discrepancies?


I don't know about *all* states, but you can still get it in some.



BTW ... the only companies (that I know of) here in MA that still offer a
major medical plan are those big enough to self-insure rather than
participate in a group plan. The last I knew, small companies (fewer than
50 or 100 employees .... I forget) have to have 100 percent participation in
whatever group plan they subscribe to. It makes it tough if a prospective
new and desirable employee's primary care physician is not in the company's
particular plan.

Eisboch