Don't complain about your high insurance costs or your being uninsurable.
And don't expect taxpayers to pay the bill so you can build a new house
after your is destroyed by a hurricane. *You* chose to purchase a house
in hurricane alley. You knew the risks and you are now paying the price.


NOYB wrote:
I don't mind paying the price. It's not the cost that I'm complaining
about. It's the fact that there is no insurance company willing to write a
new policy for a boat over 30' long valued at more than $100,000...unless
that boat is a 2002 or newer.


Isn't that complaining about cost? All you have to do is go
buy a new boat. If you pre-2002 boat is truly perfect, then
all you have to do is get a custom builder to crank out an
exact replica. Money doesn't solve everything, but it can
easily solve problems like that.



The problem with insurance companies is that there is no federal oversight
(thanks to the McCarron-Ferguson Act), and they're not subject to
anti-trust legislation. It's the only industry that has that has the benefit
of such an unlevel playing field. Congress has the Constitutional authority
to regulate interstate commerce.

And not so very long ago, the Republican battle cry was
"Deregulation!" So these things come & go in cycles.



The entire problem spills over directly to health insurance too.
Corporations, labor unions, and the US government can buy their insurance in
a state that has affordable premiums and cheap coverage, and provide that
coverage for members no matter where they live. Small businesses have no
such luxury, because Senate Democrats have managed to stall a vote on the
Small Business Health Fairness Act.


That's right, I knew you'd find a way to blame the
Democrats. But hey, as long as *you* do it, it's not
partisan hackery!

I'd like to see the insurance industry regulated the way that public
utilities like power companies are regulated.


As I've said before, NOYB, you're not really a conservative.
You're a socialist dressed up to party in a theocratic
dictatorship suit.

Regards
Doug King