Can't you just reduce your coverage for that period to the minimal amount? You
probably want to retain your theft insurance.

Sherwin D.



dashboard jesus wrote:

I know, it's pathetic but I'd like to pocket the $65usd I'm paying
monthly for auto insurance. I hope to be gone 2 years at least. What
do people usually do about this? I live in a nanny nation where you
have to have insurance to drive but when I cast off I shall leave them
behind to shift for themselves. I have 2 vehicles on Safeco now with
one claim in 12 years. Thanks.

sherwindu wrote:
Can't you just reduce your coverage for that period to the minimal amount? You
probably want to retain your theft insurance.

Sherwin D.



dashboard jesus wrote:

I know, it's pathetic but I'd like to pocket the $65usd I'm paying
monthly for auto insurance. I hope to be gone 2 years at least. What
do people usually do about this? I live in a nanny nation where you
have to have insurance to drive but when I cast off I shall leave them
behind to shift for themselves. I have 2 vehicles on Safeco now with
one claim in 12 years. Thanks.

If you cancel your auto insurance you may find it difficult and/or
pricey to resume it, as you will not have been a continuously insured
driver. Tell your agent or broker that your cars will be in storage
and you want to cancel liability and revert to some minimal
high-deductible fire/theft (or "comprehensive") coverage. Ask
specifically how this will impact your re-insurance on your return.
You may also be getting discounts on your other policies with the same
company, which can more than pay for the minimal non-liability
coverage.

(If you plan to rent cars in the US or Canada while cruising, you may
find that maintaining your own liability permits you to decline the
rental companies' overpriced policies. Ask your agent for details on
this. I have no clue how it works outside the US and Canada, other than
having heard scare stories from aquaintances who had uninsured
accidents in France.)

Also talk to the DMV and figure out what's best to do with your
registration; in some places (well, California) it's cheap to get an
indefinite "planned-non-op" registration but there are punitive fees to
renew a registration that was allowed to just lapse.

Chip C