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#1
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posted to rec.boats
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![]() "NOYB" wrote in message ink.net... Just saw that Tropical Storm Gamma may be heading our way: http://www.nhc.noaa.gov/storm_graphi...204548W_sm.gif Will I even be able to get insurance tomorrow? I started the application with BoatUS today, and they said to call tomorrow to activate it once the deal is finalized. But that was before NOAA issued their latest report. Ironically, the bank gave me the check today without getting verification of insurance. I think they forgot. I could close on the deal tomorrow, but do I really want to if insurance won't cover the boat until after the storm passes? Don't sweat it. If you advised the company or agent that you will be purchasing and picking up the new boat sometime over the next week or so the policy will be in effect once you do so. Although you cannot "officially" bind coverage with a VM message, it would be in your best interest to verify your conversation with your agent via VM tonight. After that, relax as you are covered. ;-) |
#2
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posted to rec.boats
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![]() " *JimH*" wrote in message ... "NOYB" wrote in message ink.net... Just saw that Tropical Storm Gamma may be heading our way: http://www.nhc.noaa.gov/storm_graphi...204548W_sm.gif Will I even be able to get insurance tomorrow? I started the application with BoatUS today, and they said to call tomorrow to activate it once the deal is finalized. But that was before NOAA issued their latest report. Ironically, the bank gave me the check today without getting verification of insurance. I think they forgot. I could close on the deal tomorrow, but do I really want to if insurance won't cover the boat until after the storm passes? Don't sweat it. If you advised the company or agent that you will be purchasing and picking up the new boat sometime over the next week or so the policy will be in effect once you do so. Although you cannot "officially" bind coverage with a VM message, it would be in your best interest to verify your conversation with your agent via VM tonight. After that, relax as you are covered. ;-) I have an application number...which has to be worth something. |
#3
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posted to rec.boats
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![]() "NOYB" wrote in message ink.net... " *JimH*" wrote in message ... "NOYB" wrote in message ink.net... Just saw that Tropical Storm Gamma may be heading our way: http://www.nhc.noaa.gov/storm_graphi...204548W_sm.gif Will I even be able to get insurance tomorrow? I started the application with BoatUS today, and they said to call tomorrow to activate it once the deal is finalized. But that was before NOAA issued their latest report. Ironically, the bank gave me the check today without getting verification of insurance. I think they forgot. I could close on the deal tomorrow, but do I really want to if insurance won't cover the boat until after the storm passes? Don't sweat it. If you advised the company or agent that you will be purchasing and picking up the new boat sometime over the next week or so the policy will be in effect once you do so. Although you cannot "officially" bind coverage with a VM message, it would be in your best interest to verify your conversation with your agent via VM tonight. After that, relax as you are covered. ;-) I have an application number...which has to be worth something. That locks the deal. Confirm it with a call to your agent before you pick up the boat tomorrow (even if you get VM) to confirm it. Relax. You will be covered. |
#4
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posted to rec.boats
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![]() " *JimH*" wrote in message . .. "NOYB" wrote in message ink.net... " *JimH*" wrote in message ... "NOYB" wrote in message ink.net... Just saw that Tropical Storm Gamma may be heading our way: http://www.nhc.noaa.gov/storm_graphi...204548W_sm.gif Will I even be able to get insurance tomorrow? I started the application with BoatUS today, and they said to call tomorrow to activate it once the deal is finalized. But that was before NOAA issued their latest report. Ironically, the bank gave me the check today without getting verification of insurance. I think they forgot. I could close on the deal tomorrow, but do I really want to if insurance won't cover the boat until after the storm passes? Don't sweat it. If you advised the company or agent that you will be purchasing and picking up the new boat sometime over the next week or so the policy will be in effect once you do so. Although you cannot "officially" bind coverage with a VM message, it would be in your best interest to verify your conversation with your agent via VM tonight. After that, relax as you are covered. ;-) I have an application number...which has to be worth something. That locks the deal. Confirm it with a call to your agent before you pick up the boat tomorrow (even if you get VM) to confirm it. Relax. You will be covered. Thanks, Jim. I take it you're in the insurance business? |
#5
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posted to rec.boats
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![]() "NOYB" wrote in message ink.net... " *JimH*" wrote in message . .. "NOYB" wrote in message ink.net... " *JimH*" wrote in message ... "NOYB" wrote in message ink.net... Just saw that Tropical Storm Gamma may be heading our way: http://www.nhc.noaa.gov/storm_graphi...204548W_sm.gif Will I even be able to get insurance tomorrow? I started the application with BoatUS today, and they said to call tomorrow to activate it once the deal is finalized. But that was before NOAA issued their latest report. Ironically, the bank gave me the check today without getting verification of insurance. I think they forgot. I could close on the deal tomorrow, but do I really want to if insurance won't cover the boat until after the storm passes? Don't sweat it. If you advised the company or agent that you will be purchasing and picking up the new boat sometime over the next week or so the policy will be in effect once you do so. Although you cannot "officially" bind coverage with a VM message, it would be in your best interest to verify your conversation with your agent via VM tonight. After that, relax as you are covered. ;-) I have an application number...which has to be worth something. That locks the deal. Confirm it with a call to your agent before you pick up the boat tomorrow (even if you get VM) to confirm it. Relax. You will be covered. Thanks, Jim. I take it you're in the insurance business? In a way, yes. In the past, definitely. But my advice is solid regardless of my background. |
#6
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posted to rec.boats
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On Sat, 19 Nov 2005 02:10:01 GMT, "NOYB" wrote:
That locks the deal. Confirm it with a call to your agent before you pick up the boat tomorrow (even if you get VM) to confirm it. Relax. You will be covered. Thanks, Jim. I take it you're in the insurance business? ======================================== I would personally not be comfortable unless I had at least a fax copy of the binder. When things go wrong it's what is on paper that counts. For what it's worth, the weekend conditions on the gulf look halfway decent (seas under 3 feet). Are you planning to come down inside or outside? |
#7
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posted to rec.boats
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![]() "Wayne.B" wrote in message ... On Sat, 19 Nov 2005 02:10:01 GMT, "NOYB" wrote: That locks the deal. Confirm it with a call to your agent before you pick up the boat tomorrow (even if you get VM) to confirm it. Relax. You will be covered. Thanks, Jim. I take it you're in the insurance business? ======================================== I would personally not be comfortable unless I had at least a fax copy of the binder. When things go wrong it's what is on paper that counts. Have you ever purchased a car (new or used), advising the agent ahead of time of your intention but driving it home before insurance papers were in hand? |
#8
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posted to rec.boats
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![]() "Wayne.B" wrote in message ... On Sat, 19 Nov 2005 02:10:01 GMT, "NOYB" wrote: That locks the deal. Confirm it with a call to your agent before you pick up the boat tomorrow (even if you get VM) to confirm it. Relax. You will be covered. Thanks, Jim. I take it you're in the insurance business? ======================================== I would personally not be comfortable unless I had at least a fax copy of the binder. When things go wrong it's what is on paper that counts. For what it's worth, the weekend conditions on the gulf look halfway decent (seas under 3 feet). Are you planning to come down inside or outside? Outside...unless it's rough. I doubt that I'll leave the marina before noon tomorrow...once the inspection and sea trial and paperwork is done. It's roughly 140 miles. If the seas are flat, I'll be home in 5 hours or so. If the seas are up, it could be an all day affair...ducking inside when I can. At least the winds are out of the northeast...which means they'll be at my back the whole time. The longest stretch that I'd have to run outside would be from Venice to Boca Grande Pass, right? |
#9
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posted to rec.boats
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On Sat, 19 Nov 2005 02:42:07 GMT, "NOYB" wrote:
The longest stretch that I'd have to run outside would be from Venice to Boca Grande Pass, right? =============== Not sure I understand your question. You can run inside the entire way if you want, only a few slow speed zones and you should fit under most of the bridges with no problem. The big decision is really at Tampa since the Sarasota inlets are questionable without local knowledge, probably OK for outboards however, just not in my boat. Coming in at Boca Grande has a lot to recommend it in any case since Pine Island Sound is wide open, usually flat water, and essentially with no enforced speed restrictions. There is a narrow cut close to the beach on the north side of Boca Grande inlet which avoids the long trip out and around. I've been through there twice with 5 1/2 ft draft and had no problems. The locals do it all the time it appears. |
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