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  #1   Report Post  
posted to rec.boats
*JimH*
 
Posts: n/a
Default A followup to the new boat post


"NOYB" wrote in message
ink.net...
Just saw that Tropical Storm Gamma may be heading our way:
http://www.nhc.noaa.gov/storm_graphi...204548W_sm.gif

Will I even be able to get insurance tomorrow? I started the application
with BoatUS today, and they said to call tomorrow to activate it once the
deal is finalized. But that was before NOAA issued their latest report.

Ironically, the bank gave me the check today without getting verification
of insurance. I think they forgot. I could close on the deal tomorrow,
but do I really want to if insurance won't cover the boat until after the
storm passes?


Don't sweat it.

If you advised the company or agent that you will be purchasing and picking
up the new boat sometime over the next week or so the policy will be in
effect once you do so.

Although you cannot "officially" bind coverage with a VM message, it would
be in your best interest to verify your conversation with your agent via VM
tonight.

After that, relax as you are covered. ;-)


  #2   Report Post  
posted to rec.boats
NOYB
 
Posts: n/a
Default A followup to the new boat post


" *JimH*" wrote in message
...

"NOYB" wrote in message
ink.net...
Just saw that Tropical Storm Gamma may be heading our way:
http://www.nhc.noaa.gov/storm_graphi...204548W_sm.gif

Will I even be able to get insurance tomorrow? I started the application
with BoatUS today, and they said to call tomorrow to activate it once the
deal is finalized. But that was before NOAA issued their latest report.

Ironically, the bank gave me the check today without getting verification
of insurance. I think they forgot. I could close on the deal tomorrow,
but do I really want to if insurance won't cover the boat until after the
storm passes?


Don't sweat it.

If you advised the company or agent that you will be purchasing and
picking up the new boat sometime over the next week or so the policy will
be in effect once you do so.

Although you cannot "officially" bind coverage with a VM message, it would
be in your best interest to verify your conversation with your agent via
VM tonight.

After that, relax as you are covered. ;-)


I have an application number...which has to be worth something.


  #3   Report Post  
posted to rec.boats
*JimH*
 
Posts: n/a
Default A followup to the new boat post


"NOYB" wrote in message
ink.net...

" *JimH*" wrote in message
...

"NOYB" wrote in message
ink.net...
Just saw that Tropical Storm Gamma may be heading our way:
http://www.nhc.noaa.gov/storm_graphi...204548W_sm.gif

Will I even be able to get insurance tomorrow? I started the application
with BoatUS today, and they said to call tomorrow to activate it once
the deal is finalized. But that was before NOAA issued their latest
report.

Ironically, the bank gave me the check today without getting
verification of insurance. I think they forgot. I could close on the
deal tomorrow, but do I really want to if insurance won't cover the boat
until after the storm passes?


Don't sweat it.

If you advised the company or agent that you will be purchasing and
picking up the new boat sometime over the next week or so the policy will
be in effect once you do so.

Although you cannot "officially" bind coverage with a VM message, it
would be in your best interest to verify your conversation with your
agent via VM tonight.

After that, relax as you are covered. ;-)


I have an application number...which has to be worth something.



That locks the deal. Confirm it with a call to your agent before you pick
up the boat tomorrow (even if you get VM) to confirm it.

Relax. You will be covered.


  #4   Report Post  
posted to rec.boats
NOYB
 
Posts: n/a
Default A followup to the new boat post


" *JimH*" wrote in message
. ..

"NOYB" wrote in message
ink.net...

" *JimH*" wrote in message
...

"NOYB" wrote in message
ink.net...
Just saw that Tropical Storm Gamma may be heading our way:
http://www.nhc.noaa.gov/storm_graphi...204548W_sm.gif

Will I even be able to get insurance tomorrow? I started the
application with BoatUS today, and they said to call tomorrow to
activate it once the deal is finalized. But that was before NOAA
issued their latest report.

Ironically, the bank gave me the check today without getting
verification of insurance. I think they forgot. I could close on the
deal tomorrow, but do I really want to if insurance won't cover the
boat until after the storm passes?


Don't sweat it.

If you advised the company or agent that you will be purchasing and
picking up the new boat sometime over the next week or so the policy
will be in effect once you do so.

Although you cannot "officially" bind coverage with a VM message, it
would be in your best interest to verify your conversation with your
agent via VM tonight.

After that, relax as you are covered. ;-)


I have an application number...which has to be worth something.



That locks the deal. Confirm it with a call to your agent before you pick
up the boat tomorrow (even if you get VM) to confirm it.

Relax. You will be covered.


Thanks, Jim. I take it you're in the insurance business?



  #5   Report Post  
posted to rec.boats
*JimH*
 
Posts: n/a
Default A followup to the new boat post


"NOYB" wrote in message
ink.net...

" *JimH*" wrote in message
. ..

"NOYB" wrote in message
ink.net...

" *JimH*" wrote in message
...

"NOYB" wrote in message
ink.net...
Just saw that Tropical Storm Gamma may be heading our way:
http://www.nhc.noaa.gov/storm_graphi...204548W_sm.gif

Will I even be able to get insurance tomorrow? I started the
application with BoatUS today, and they said to call tomorrow to
activate it once the deal is finalized. But that was before NOAA
issued their latest report.

Ironically, the bank gave me the check today without getting
verification of insurance. I think they forgot. I could close on the
deal tomorrow, but do I really want to if insurance won't cover the
boat until after the storm passes?


Don't sweat it.

If you advised the company or agent that you will be purchasing and
picking up the new boat sometime over the next week or so the policy
will be in effect once you do so.

Although you cannot "officially" bind coverage with a VM message, it
would be in your best interest to verify your conversation with your
agent via VM tonight.

After that, relax as you are covered. ;-)

I have an application number...which has to be worth something.



That locks the deal. Confirm it with a call to your agent before you
pick up the boat tomorrow (even if you get VM) to confirm it.

Relax. You will be covered.


Thanks, Jim. I take it you're in the insurance business?


In a way, yes.

In the past, definitely.

But my advice is solid regardless of my background.




  #6   Report Post  
posted to rec.boats
Wayne.B
 
Posts: n/a
Default A followup to the new boat post

On Sat, 19 Nov 2005 02:10:01 GMT, "NOYB" wrote:

That locks the deal. Confirm it with a call to your agent before you pick
up the boat tomorrow (even if you get VM) to confirm it.

Relax. You will be covered.


Thanks, Jim. I take it you're in the insurance business?


========================================

I would personally not be comfortable unless I had at least a fax copy
of the binder. When things go wrong it's what is on paper that
counts.

For what it's worth, the weekend conditions on the gulf look halfway
decent (seas under 3 feet). Are you planning to come down inside or
outside?

  #7   Report Post  
posted to rec.boats
*JimH*
 
Posts: n/a
Default A followup to the new boat post


"Wayne.B" wrote in message
...
On Sat, 19 Nov 2005 02:10:01 GMT, "NOYB" wrote:

That locks the deal. Confirm it with a call to your agent before you
pick
up the boat tomorrow (even if you get VM) to confirm it.

Relax. You will be covered.


Thanks, Jim. I take it you're in the insurance business?


========================================

I would personally not be comfortable unless I had at least a fax copy
of the binder. When things go wrong it's what is on paper that
counts.



Have you ever purchased a car (new or used), advising the agent ahead of
time of your intention but driving it home before insurance papers were in
hand?



  #8   Report Post  
posted to rec.boats
NOYB
 
Posts: n/a
Default A followup to the new boat post


"Wayne.B" wrote in message
...
On Sat, 19 Nov 2005 02:10:01 GMT, "NOYB" wrote:

That locks the deal. Confirm it with a call to your agent before you
pick
up the boat tomorrow (even if you get VM) to confirm it.

Relax. You will be covered.


Thanks, Jim. I take it you're in the insurance business?


========================================

I would personally not be comfortable unless I had at least a fax copy
of the binder. When things go wrong it's what is on paper that
counts.

For what it's worth, the weekend conditions on the gulf look halfway
decent (seas under 3 feet). Are you planning to come down inside or
outside?


Outside...unless it's rough. I doubt that I'll leave the marina before noon
tomorrow...once the inspection and sea trial and paperwork is done.

It's roughly 140 miles. If the seas are flat, I'll be home in 5 hours or
so. If the seas are up, it could be an all day affair...ducking inside when
I can.

At least the winds are out of the northeast...which means they'll be at my
back the whole time.


The longest stretch that I'd have to run outside would be from Venice to
Boca Grande Pass, right?



  #9   Report Post  
posted to rec.boats
Wayne.B
 
Posts: n/a
Default A followup to the new boat post

On Sat, 19 Nov 2005 02:42:07 GMT, "NOYB" wrote:

The longest stretch that I'd have to run outside would be from Venice to
Boca Grande Pass, right?


===============

Not sure I understand your question. You can run inside the entire
way if you want, only a few slow speed zones and you should fit under
most of the bridges with no problem. The big decision is really at
Tampa since the Sarasota inlets are questionable without local
knowledge, probably OK for outboards however, just not in my boat.

Coming in at Boca Grande has a lot to recommend it in any case since
Pine Island Sound is wide open, usually flat water, and essentially
with no enforced speed restrictions. There is a narrow cut close to
the beach on the north side of Boca Grande inlet which avoids the long
trip out and around. I've been through there twice with 5 1/2 ft
draft and had no problems. The locals do it all the time it appears.

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