A followup to the new boat post
 

Just saw that Tropical Storm Gamma may be heading our way:
http://www.nhc.noaa.gov/storm_graphi...204548W_sm.gif

Will I even be able to get insurance tomorrow? I started the application
with BoatUS today, and they said to call tomorrow to activate it once the
deal is finalized. But that was before NOAA issued their latest report.

Ironically, the bank gave me the check today without getting verification of
insurance. I think they forgot. I could close on the deal tomorrow, but do
I really want to if insurance won't cover the boat until after the storm
passes?

A followup to the new boat post
 

"NOYB" wrote in message
ink.net...
Just saw that Tropical Storm Gamma may be heading our way:
http://www.nhc.noaa.gov/storm_graphi...204548W_sm.gif

Will I even be able to get insurance tomorrow? I started the application
with BoatUS today, and they said to call tomorrow to activate it once the
deal is finalized. But that was before NOAA issued their latest report.

Ironically, the bank gave me the check today without getting verification
of insurance. I think they forgot. I could close on the deal tomorrow,
but do I really want to if insurance won't cover the boat until after the
storm passes?


Don't sweat it.

If you advised the company or agent that you will be purchasing and picking
up the new boat sometime over the next week or so the policy will be in
effect once you do so.

Although you cannot "officially" bind coverage with a VM message, it would
be in your best interest to verify your conversation with your agent via VM
tonight.

After that, relax as you are covered. ;-)

A followup to the new boat post
 

On Sat, 19 Nov 2005 01:12:32 GMT, "NOYB" wrote:

I could close on the deal tomorrow, but do
I really want to if insurance won't cover the boat until after the storm
passes?

================

No. Don't even think about closing without insurance in place.

A followup to the new boat post
 

" *JimH*" wrote in message
...

"NOYB" wrote in message
ink.net...
Just saw that Tropical Storm Gamma may be heading our way:
http://www.nhc.noaa.gov/storm_graphi...204548W_sm.gif

Will I even be able to get insurance tomorrow? I started the application
with BoatUS today, and they said to call tomorrow to activate it once the
deal is finalized. But that was before NOAA issued their latest report.

Ironically, the bank gave me the check today without getting verification
of insurance. I think they forgot. I could close on the deal tomorrow,
but do I really want to if insurance won't cover the boat until after the
storm passes?


Don't sweat it.

If you advised the company or agent that you will be purchasing and
picking up the new boat sometime over the next week or so the policy will
be in effect once you do so.

Although you cannot "officially" bind coverage with a VM message, it would
be in your best interest to verify your conversation with your agent via
VM tonight.

After that, relax as you are covered. ;-)

I have an application number...which has to be worth something.

A followup to the new boat post
 

"Wayne.B" wrote in message
...
On Sat, 19 Nov 2005 01:12:32 GMT, "NOYB" wrote:

I could close on the deal tomorrow, but do
I really want to if insurance won't cover the boat until after the storm
passes?

================

No. Don't even think about closing without insurance in place.


Before the check gets handed over, I'll call BoatUS tomorrow morning. If
they say "no go", then I have to wait.

:-(

A followup to the new boat post
 

"NOYB" wrote in message
ink.net...

" *JimH*" wrote in message
...

"NOYB" wrote in message
ink.net...
Just saw that Tropical Storm Gamma may be heading our way:
http://www.nhc.noaa.gov/storm_graphi...204548W_sm.gif

Will I even be able to get insurance tomorrow? I started the application
with BoatUS today, and they said to call tomorrow to activate it once
the deal is finalized. But that was before NOAA issued their latest
report.

Ironically, the bank gave me the check today without getting
verification of insurance. I think they forgot. I could close on the
deal tomorrow, but do I really want to if insurance won't cover the boat
until after the storm passes?


Don't sweat it.

If you advised the company or agent that you will be purchasing and
picking up the new boat sometime over the next week or so the policy will
be in effect once you do so.

Although you cannot "officially" bind coverage with a VM message, it
would be in your best interest to verify your conversation with your
agent via VM tonight.

After that, relax as you are covered. ;-)

I have an application number...which has to be worth something.



That locks the deal. Confirm it with a call to your agent before you pick
up the boat tomorrow (even if you get VM) to confirm it.

Relax. You will be covered.

A followup to the new boat post
 

" *JimH*" wrote in message
. ..

"NOYB" wrote in message
ink.net...

" *JimH*" wrote in message
...

"NOYB" wrote in message
ink.net...
Just saw that Tropical Storm Gamma may be heading our way:
http://www.nhc.noaa.gov/storm_graphi...204548W_sm.gif

Will I even be able to get insurance tomorrow? I started the
application with BoatUS today, and they said to call tomorrow to
activate it once the deal is finalized. But that was before NOAA
issued their latest report.

Ironically, the bank gave me the check today without getting
verification of insurance. I think they forgot. I could close on the
deal tomorrow, but do I really want to if insurance won't cover the
boat until after the storm passes?


Don't sweat it.

If you advised the company or agent that you will be purchasing and
picking up the new boat sometime over the next week or so the policy
will be in effect once you do so.

Although you cannot "officially" bind coverage with a VM message, it
would be in your best interest to verify your conversation with your
agent via VM tonight.

After that, relax as you are covered. ;-)

I have an application number...which has to be worth something.



That locks the deal. Confirm it with a call to your agent before you pick
up the boat tomorrow (even if you get VM) to confirm it.

Relax. You will be covered.

Thanks, Jim. I take it you're in the insurance business?

A followup to the new boat post
 

"NOYB" wrote in message
ink.net...

" *JimH*" wrote in message
. ..

"NOYB" wrote in message
ink.net...

" *JimH*" wrote in message
...

"NOYB" wrote in message
ink.net...
Just saw that Tropical Storm Gamma may be heading our way:
http://www.nhc.noaa.gov/storm_graphi...204548W_sm.gif

Will I even be able to get insurance tomorrow? I started the
application with BoatUS today, and they said to call tomorrow to
activate it once the deal is finalized. But that was before NOAA
issued their latest report.

Ironically, the bank gave me the check today without getting
verification of insurance. I think they forgot. I could close on the
deal tomorrow, but do I really want to if insurance won't cover the
boat until after the storm passes?


Don't sweat it.

If you advised the company or agent that you will be purchasing and
picking up the new boat sometime over the next week or so the policy
will be in effect once you do so.

Although you cannot "officially" bind coverage with a VM message, it
would be in your best interest to verify your conversation with your
agent via VM tonight.

After that, relax as you are covered. ;-)

I have an application number...which has to be worth something.



That locks the deal. Confirm it with a call to your agent before you
pick up the boat tomorrow (even if you get VM) to confirm it.

Relax. You will be covered.

Thanks, Jim. I take it you're in the insurance business?

In a way, yes.

In the past, definitely.

But my advice is solid regardless of my background.

A followup to the new boat post
 

On Sat, 19 Nov 2005 02:10:01 GMT, "NOYB" wrote:

That locks the deal. Confirm it with a call to your agent before you pick
up the boat tomorrow (even if you get VM) to confirm it.

Relax. You will be covered.

Thanks, Jim. I take it you're in the insurance business?

========================================

I would personally not be comfortable unless I had at least a fax copy
of the binder. When things go wrong it's what is on paper that
counts.

For what it's worth, the weekend conditions on the gulf look halfway
decent (seas under 3 feet). Are you planning to come down inside or
outside?

A followup to the new boat post
 

"Wayne.B" wrote in message
...
On Sat, 19 Nov 2005 02:10:01 GMT, "NOYB" wrote:

That locks the deal. Confirm it with a call to your agent before you
pick
up the boat tomorrow (even if you get VM) to confirm it.

Relax. You will be covered.

Thanks, Jim. I take it you're in the insurance business?

========================================

I would personally not be comfortable unless I had at least a fax copy
of the binder. When things go wrong it's what is on paper that
counts.



Have you ever purchased a car (new or used), advising the agent ahead of
time of your intention but driving it home before insurance papers were in
hand?