IN OTHERWORDS, NO ONE WHO HAS ANSWERED SO FAR KNOWS FORE SURE!

They are just guessing. Any body out there know the answer? I don't.
Larry Hill



I know people who own and operate boats over 60-feet who do not hold master's
licenses. I know of a guy who bought a 105 foot ex Navy Yard tug, no license.

As for making a blanket statement about
what-all "every insurance company" is going to require........that would be
impossible.

Ever insurance compnay is going to assess risk before underwriting a policy.
Part of that risk includes the previous experience of the insured. If Joe Blow
has operated a 52-foot motoryacht for the last ten years without incident and
he wants to step up to a 65-footer, there won't be all that serious a challenge
in getting him a policy somewhere. (May take some shopping).

If Joe Blow's experience has been running
an outboard-powered trailer boat....let's hope that nobody will insure him to
take command of that same 65-footer.