Uh, that's not totally correct regarding the time frame. 2 years ( 720 days
at sea underway. They'll allow you 1.5 days per 8-12 hr days) will qualify
you for a maximum of 100 tons. After that, more time serving as Master,
Mate, or in a Supervisory Position is required.

"Paul Schilter" paulschilter@comcast,dot,net wrote in message
...
Larry,
I wasn't able to find a definitive answer on the Coast Guard site, it
just deals with commercial vessels. I've never read of anyone saying they
had trouble getting insurance because they didn't have enough experience
for
a given boat size. I know that to get a Coast Guard Master's license you
first have to show two years experience on the size (tonnage) of boat your
getting the license for.
Paul

"Larry Hill" wrote in message
...

It all comes down to financing and insurance. Unless you own the boat
free and clear, you're going to need insurance. To get insurance, you
will need a qualified operator of the vessel. What that means is up
to the insurance company to decide.


IN OTHERWORDS, NO ONE WHO HAS ANSWERED SO FAR KNOWS FORE SURE!

They are just guessing. Any body out there know the answer? I don't.
Larry Hill