DSK wrote:

Why? Are there unsecured sharp pointy things sticking out up there?

See the part of your answer about shredding (below) for why.

If you bring the sail inside the shrouds, watch out for it (and
especially the halyard) getting jammed in the 'V' where the lowers meet
the mast. Inside has the benefit of less likely o drag in the water, but
the potential downside of shredding the sail and/or never getting it
more than 2/3 the way down.

Thanks for the information.

EAP